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REMARA

Active
Private limited companyfounded 20205 yrs activeKeizer Karelstraat 3, 8800 Roeselare, BelgiumKBO/BCE: BE 0757.737.868

REMARA has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €210k and a net result of €34k. Equity is growing by ~47.7% per year across the filed fiscal years. Its solvency ranks better than 68% of 8601 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
82 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+30
Solvency97▼-3
Growth78=
Track record94
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 3.46 against 3.89 in 2024; short-term debt: 27.8% and cash: 2.2% of total assets), and 27.9% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 5 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
72.1%
Return on assets
11.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filings
Deviation from the deadline
2025
31 d late
2024
29 d late
2023
19 d early
2022
29 d late
2021
16 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€210k▲ 19.3%
2024 · €176k
2021: €30k 2022: €54k 2023: €105k 2024: €176k
2021 → 2025
Total assets
€291k▲ 24.7%
2024 · €234k
2021: €42k 2022: €101k 2023: €200k 2024: €234k
2021 → 2025
Net result
€34k▼ 52.0%
2024 · €71k
2021: €25k 2022: €24k 2023: €52k 2024: €71k
2021 → 2025
Working capital
€199k▲ 21.2%
2024 · €164k
2021: €720 2022: €15k 2023: €68k 2024: €164k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€30k-€54k▲ 80.8%€105k▲ 96.0%€176k▲ 67.3%€210k▲ 19.3%
Operating result€35k-€36k▲ 2.3%€-6k€7k€46k▲ 599%
Net result€25k-€24k▼ 2.9%€52k▲ 115%€71k▲ 37.3%€34k▼ 52.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€0€20k€40k€60k€80kOperating result 2021: €35k€35kNet result 2021: €25k€25kOperating result 2022: €36k€36kNet result 2022: €24k€24kOperating result 2023: €-6k€-6kNet result 2023: €52k€52kOperating result 2024: €7k€7kNet result 2024: €71k€71kOperating result 2025: €46k€46kNet result 2025: €34k€34k20212022202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 599% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €291k
Fixed assets €11k▼ 10.3%
Current assets €280k▲ 26.6%
Equity and liabilities €291k
Equity €210k▲ 19.3%
Debt €81k▲ 41.1%
The debt ratio rises from 24.7% to 27.9%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€47k
2024 · €8k
Cash flow
€35k
2024 · €72k
Solvency
72.1%
2024 · 75.3%
Current ratio
3.46
2024 · 3.89
Quick ratio
3.46
2024 · 3.89
Debt / equity
0.39
2024 · 0.33
ROE
16.2%
2024 · 40.2%
ROA
11.7%
2024 · 30.3%
Interest coverage
22.91
2024 · 0.37
Debt
€81k
2024 · €58k
Debt ≤ 1 year
€81k
2024 · €57k
Income taxes
€17k
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€234k€291k
Fixed assets21/28€12k€11k
Tangible fixed assets22/27€4k€3k
Furniture and vehicles24€4k€3k
Financial fixed assets28€9k€9k=
Current assets29/58€221k€280k
Amounts receivable after more than one year29€45k€49k
Other amounts receivable291€45k€49k
Amounts receivable within one year40/41€162k€219k
Trade receivables40€8k€9k
Other amounts receivable41€154k€209k
Cash at bank and in hand54/58€7k€6k
Deferred charges and accrued income490/1€8k€6k
Equity and liabilities
Total equity and liabilities10/49€234k€291k
Equity10/15€176k€210k
Contributions10/11€5k€5k=
Reserves13€171k€205k
Distributable reserves133€171k€205k
Amounts payable17/49€58k€81k
Amounts payable within one year42/48€57k€81k
Financial debts43-€11k
Other loans439-€11k
Trade debts44€10k€3k
Suppliers440/4€10k€3k
Advances received on contracts in progress46€30k€30k=
Taxes, remuneration and social security45€10k€29k
Taxes450/3€10k€29k
Other amounts payable47/48€7k€7k
Accrued charges and deferred income492/3€838€402
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k=
Other operating charges640/8€1k€1k
Gross operating margin9900€9k€48k
Operating profit (loss)9901€7k€46k
Financial income75/76B€93k€7k
Recurring financial income75€93k€7k
Financial charges65/66B€21k€2k
Recurring financial charges65€21k€2k
Profit (loss) for the period before taxes9903€78k€51k
Income taxes67/77€7k€17k
Profit (loss) for the period9904€71k€34k
Profit (loss) for the period to be appropriated9905€71k€34k
Appropriation of the result
Profit (loss) to be appropriated9906€71k€34k
Transfer to equity691/2€71k€34k
To other reserves6921€71k€34k
Social balance
Average headcount (FTE)90870.00.0=

The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial Equity above €200kEq €210k ▲19.3%
5 profitable years in a row build equity to €210k.
29-08
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
31-12
Financial Highest result since 2021net €71k ▲37.3%
Net result €71k, the highest in the series.
31-12
Financial Liquidity doublescurrent ratio 3.89
Current ratio from 1.72 to 3.89; short-term debt falls from €95k to €57k.
31-12
Financial Equity above €150kEq €176k ▲67.3%
4 profitable years in a row build equity to €176k.
12-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial Equity above €100kEq €105k ▲96%
3 profitable years in a row build equity to €105k.
29-08
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 29 days late
2022
31-12
Financial Weakest financial yearnet €24k ▼2.9%
Net result drops to €24k, the lowest in the series; recovery starts the following year.
15-07
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2020
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Keizer Karelstraat 38800 Roeselare
Ground area
1,690 m²
Building footprint
192 m²
Volume, LiDAR
911 m³
Parcel 36302B1047/00E000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
REMARA
Keizer Karelstraat 3, 8800 RoeselareFinancial service activities, except insurance and pension funding
since 20202.310.036.885
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36302B1047/00E000 Flanders 1,690 m² 1 · 192 m² 7.7 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 39,664 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded02-11-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.