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VIMA

Active
Private limited companyfounded 20179 yrs activeWildebeekstraat 149, 9473 Denderleeuw, BelgiumKBO/BCE: BE 0681.408.964
Summary

VIMA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show negative equity (-€606,348) and a net result of -€175,576. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 6% of 9866 sector peers (fiscal year 2024). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-06-2025, 58 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
not confirmed
2024
58 d early
2023
21 d early
2022
54 d early
2021
34 d early
2020
35 d early
2019
30 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 39 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 14 September 2017, VIMA was incorporated.1 Total assets went from EUR 159,229 in 2018 to EUR 7 million in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, micro schema

Equity
-€606,348▼ 40.8%
2023 · -€430,772
Net result
-€175,576▼ 8.4%
2023 · -€162,020
Total assets
€7.0m=
2023 · €7.0m
Solvency
-8.7%▼ 2.5pp
2023 · -6.2%
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€614€21,891▲ 3,463%-€3,604-€3,688▼ 2.3%-€3,829▼ 3.8%
Net result-€54,165▼ 67,345%-€104,472▼ 92.9%-€210,227▼ 101%-€162,020▲ 22.9%-€175,576▼ 8.4%
Equity€45,947▼ 54.1%-€58,525-€268,752▼ 359%-€430,772▼ 60.3%-€606,348▼ 40.8%
Total assets€7.0m▲ 4,719%€7.1m▲ 0.1%€7.0m▼ 0.1%€7.0m▼ 0.6%€7.0m=
Debt€7.0m▲ 15,107%€7.1m▲ 1.6%€7.3m▲ 2.9%€7.4m▲ 1.6%€7.6m▲ 2.3%
Working capital-€7.0m-€7.1m▼ 1.5%-€7.3m▼ 3.0%-€7.4m▼ 2.2%-€7.6m▼ 2.4%
Solvency0.7%▼ 67.9pp-0.8%▼ 1.5pp-3.8%▼ 3.0pp-6.2%▼ 2.3pp-8.7%▼ 2.5pp
Staff (FTE)
Turnover and EBIT margin not published: the micro schema does not require them.
Why a figure moved sharply
  • 2023 Equity -60% on 2022. Cause not known from the registers.
  • 2022 Net result -101%, Equity -359% on 2021. Cause not known from the registers.
  • 2020 Total assets +4,719% on 2019. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
-€300,000-€200,000-€100,000€0Operating result 2020: €614€614Net result 2020: -€54,165-€54,165Operating result 2021: €21,891€21,891Net result 2021: -€104,472-€104,472Operating result 2022: -€3,604-€3,604Net result 2022: -€210,227-€210,227Operating result 2023: -€3,688-€3,688Net result 2023: -€162,020-€162,020Operating result 2024: -€3,829-€3,829Net result 2024: -€175,576-€175,57620202021202220232024-€300,000-€200,000-€100,000€0Operating result 2022: -€3,604-€3,600Net result 2022: -€210,227-€210,000Operating result 2023: -€3,688-€3,690Net result 2023: -€162,020-€162,000Operating result 2024: -€3,829-€3,830Net result 2024: -€175,576-€176,000202220232024
The operating result stays negative: a loss of €3,829 in 2024 against €3,688 in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €7.0m
Fixed assets €7.0m =
Current assets €444 ▼ 83.8%
Key figures and ratios
2024 value · change against 2023
ROA
-2.5%▼
2023 · -2.3%
Debt ≤ 1 year
€7.6m▲
2023 · €7.4m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 22 lines
Balance sheet Code20232024
Assets
Total assets20/58€7.0m€7.0m=
Fixed assets21/28€7.0m€7.0m=
Financial fixed assets28€7.0m€7.0m=
Current assets29/58€2,739€444▼
Cash at bank and in hand54/58€2,739€444▼
Equity and liabilities
Total equity and liabilities10/49€7.0m€7.0m=
Equity10/15-€430,772-€606,348▼
Contributions10/11€18,600€18,600=
Profit (loss) carried forward14-€449,372-€624,948▼
Amounts payable17/49€7.4m€7.6m▲
Amounts payable within one year42/48€7.4m€7.6m▲
Other amounts payable47/48€7.4m€7.6m▲
Income statement Code20232024
Other operating charges640/8€1,192€1,258▲
Gross operating margin9900-€2,496-€2,571▼
Operating profit (loss)9901-€3,688-€3,829▼
Financial charges65/66B€158,332€171,747▲
Recurring financial charges65€158,332€171,747▲
Profit (loss) for the period before taxes9903-€162,020-€175,576▼
Profit (loss) for the period9904-€162,020-€175,576▼
Profit (loss) for the period to be appropriated9905-€162,020-€175,576▼
Appropriation of the result
Profit (loss) to be appropriated9906-€449,372-€624,948▼
Profit (loss) brought forward from the previous period14P-€287,352-€449,372▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Other operating charges640/8-€221€1,437€1,192€1,258▲ 5.5%
Gross operating margin9900€962€22,112-€2,167-€2,496-€2,571▼ 3.0%
Operating profit (loss)9901€614€21,891-€3,604-€3,688-€3,829▼ 3.8%
Financial charges65/66B-€126,362€206,623€158,332€171,747▲ 8.5%
Recurring financial charges65€54,780€126,362€206,623€158,332€171,747▲ 8.5%
Profit (loss) for the period before taxes9903-€54,165-€104,472-€210,227-€162,020-€175,576▼ 8.4%
Profit (loss) for the period9904-€54,165-€104,472-€210,227-€162,020-€175,576▼ 8.4%
Profit (loss) for the period to be appropriated9905-€54,165-€104,472-€210,227-€162,020-€175,576▼ 8.4%
Line20202021202220232024Change
Assets
Total assets20/58€7.0m€7.1m€7.0m€7.0m€7.0m=
Fixed assets21/28€7.0m€7.0m€7.0m€7.0m€7.0m=
Financial fixed assets28€7.0m€7.0m€7.0m€7.0m€7.0m=
Current assets29/58€41,075€50,398€46,738€2,739€444▼ 83.8%
Cash at bank and in hand54/58€41,075€50,398€46,738€2,739€444▼ 83.8%
Equity and liabilities
Total equity and liabilities10/49€7.0m€7.1m€7.0m€7.0m€7.0m=
Equity10/15€45,947-€58,525-€268,752-€430,772-€606,348▼ 40.8%
Contributions10/11-€18,600€18,600€18,600€18,600=
Reserves13€27,347€0----
Distributable reserves133-€0----
Profit (loss) carried forward14--€77,125-€287,352-€449,372-€624,948▼ 39.1%
Amounts payable17/49€7.0m€7.1m€7.3m€7.4m€7.6m▲ 2.3%
Amounts payable within one year42/48€7.0m€7.1m€7.3m€7.4m€7.6m▲ 2.3%
Taxes, remuneration and social security45-€0----
Taxes450/3-€0----
Other amounts payable47/48-€7.1m€7.3m€7.4m€7.6m▲ 2.3%
Line20202021202220232024Change
Profit (loss) for the period9904-€54,165-€104,472-€210,227-€162,020-€175,576▼ 8.4%
Operating cash flow (approximation)-€54,165-€104,472-€210,227-€162,020-€175,576▼ 8.4%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash-€9,322-€3,659-€43,999-€2,295▲ 94.8%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
03-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
10-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
07-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Weakest financial yearnet -€210,227
Net result drops to -€210,227, the lowest in the series; recovery starts the following year.
27-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
26-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
01-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
26-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Denderleeuw · 1 establishment unit since 2017
seat establishment The establishment unit on the map
Ground area
1,343 m²
Building footprint
449 m²
Volume, LiDAR
2,312 m³
Parcel 41076B1122/00C000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Wildebeekstraat 149, 9473 Denderleeuw
Holdings
since 20172.269.946.983
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
41076B1122/00C000 Flanders 1,343 m² 1 · 449 m² 8.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

2 holdings

Owners 0

The accounts to 31-12-2024 list no shareholders, and no other source names one.

Holdings 2

According to the 2024 annual accounts of VIMA and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 806 companies in sector 64999 we hold annual accounts for 484. 278 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded14-09-2017
Fiscal year end31-12
Activities, NACEBEL 2025
64999Other financial services
64190Financial service activities, except insurance and pension funding
64210Activities of holding companies
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.