VILOSTRIX · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of VILOSTRIX is 0.8% (low). The 2025 annual accounts show equity of €652k and a net result of €71k. Equity is shrinking by ~24.3% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

0.8% Low

0%0,5%1,5%4%10%≥25%

No NACE activity registered +Lower-risk legal form −Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

1 signal · with evidence

Consistently profitable

Positive net result in the two most recent financial years (2024 and 2025).

View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.

How we compute the deadline

The year end is derived from 9 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2025, that is 31-01-2026.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
30-06-2025	31-01-2026	30-01-2026	1 d early	2026-00021891
30-06-2024	31-01-2025	31-01-2025	on the day	2025-00019964
30-06-2023	31-01-2024	29-02-2024	29 d late	2024-00039519
30-06-2022	31-01-2023	23-01-2023	8 d early	2023-00003799
30-06-2021	31-01-2022	17-01-2022	14 d early	2022-01000581
30-06-2020	31-01-2021	24-12-2020	38 d early	2020-77100546
30-06-2019	31-01-2020	07-02-2020	7 d late	2020-04600501
30-06-2018	31-01-2019	07-02-2020	372 d late	2020-04600494
30-06-2017	31-01-2018	09-02-2018	9 d late	2018-04800039

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

Established

Founded in 2015, 11 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€71k+79.0%

Working capital€652k+12.2%

CSV export

Annual accounts & ratios

Source: NBB · 2025

Annual accounts filed on 30-01-2026 with the NBB · fiscal year 2025 · verkort

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

declining At this pace, equity would indicatively turn negative around fiscal year 2026, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Net profit

€71k

+79.0% 19-25

Total assets

€4.05M

+1.8% 19-25

Equity

€652k

+12.2% 19-25

Working capital

€652k

+12.2% 19-25

Dividends

€218k

-98.9% 19-25

Debt

€3.40M

0.0% 19-25

Debt ≤ 1y

€3.40M

0.0% 19-25

Debt > 1y

€4.55M

+18.2% 19-25

Show 6 other metrics

Current ratio

1.19

+1.8% 19-25

Quick ratio

1.19

+1.8% 19-25

Solvency

16.1%

+10.2% 19-25

Debt / equity

5.22

-10.8% 19-25

ROE

10.8%

+59.6% 19-25

ROA

1.7%

+75.9% 19-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	verkort
Revenue	-
EBITDA	-
Net profit	€71k
Cash flow	-
Staff costs	-
Income taxes	-
Dividends	-
Total assets	€4.05M
Equity	€652k
Debt	€3.40M
of which ≤ 1y	€3.40M
of which > 1y	-
Working capital	€652k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	1.19
Quick ratio	1.19
Working capital ratio	16.1%
Solvency	16.1%
Debt / equity	5.22
Long-term debt ratio	-
Interest coverage	-
Gross margin	-
Net margin	-
ROA	1.7%
ROE	10.8%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Equity & liabilities

Equity €652k · 16.1% Debt €3.40M · 83.9%

Full annual accounts (19 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€4.05M
Current assets	29/58	€4.05M
Amounts receivable within one year	40/41	€448k
Investments	50/53	€3.55M
Cash & bank	54/58	€56k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€4.05M
Equity	10/15	€652k
Contributions / capital	10/11	€62k
Reserves	13	€479k
Accumulated profits (losses)	14	€111k
Amounts payable	17/49	€3.40M
Amounts payable within one year	42/48	€3.40M
Income statement
Gross operating margin	9900	€-65k
Operating result	9901	€-66k
Financial income	75	€155k
Financial charges	65	€18k
Result before taxes	9903	€71k
Net result for the period	9904	€71k
Result to be appropriated	9905	€71k

This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2025 · computed

68 / 100 Healthy

050100

Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Directors

Directors & mandates

2 directors

4 of this company's 4 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.

Current directors & mandates

UNISTRIXLegal entity
Director· perm. rep.: VERHEIJEN Rigobert Jacobus Elisabeth
State Gazette act 24421024 (06-08-2024)

Current
18-12-2020 → present
2 events
- 06-08-2024 Appointed· Director
- 18-12-2020 Appointed· Managing director
VILOMARLegal entity
Director· perm. rep.: DE CORTE Karel Antoon Simonne
State Gazette act 24421024 (06-08-2024)

Current
18-12-2020 → present
2 events
- 06-08-2024 Appointed· Director
- 18-12-2020 Appointed· Managing director

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary	-
Legal form	Public limited company(014)
Incorporation	26-08-2015
Status	Active
Postal code	3511

Structure & network

Locations & real estate

Registered office

on the map · from the address register

exact location from the address register On OpenStreetMap

Establishment units

1 location

VILOSTRIX

Pieter Ballewijnsstraat 6, 3511 HasseltHandelsbemiddeling in de groothandel in andere specifieke goederen

since 20152.245.200.602

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area825 m²

Buildings1

Building footprint163 m²

Volume (LiDAR)676 m³

Tallest building6.3 m · ±1 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
71032B0535/00W000	Flanders	825 m²	1 · 163 m²	6.3 m · 1 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 act

All acts · 1 updated 2 years ago

2024

06-08-2024 4 directors appointed Director changes·Jan CLOET

DE CORTE Karel Antoon Simonne, Bestuurder
VERHEIJEN Rigobert Jacobus Elisabeth, Bestuurder
DE CORTE Karel Antoon Simonne, Gedelegeerd bestuurder
VERHEIJEN Rigobert Jacobus Elisabeth, Gedelegeerd bestuurder

Notary: Jan CLOET · Peer

Original publication ↗

Analysis

Financial profile

5 of 5 axes measured

56 / 100

Mixed profile: strong on stability, weaker on solvency.

All 5 axes are computed from data Checked has read.

Health 68

Profitability 54

Solvency 26

Growth 32

Stability 100

Credit advice

verdict per customer and amount

Company registry

Company registry (CBE)

Crossroads Bank

Names & trade names

Legal nameNL

VILOSTRIX

Registered office

Pieter Ballewijnsstraat 6

3511 Hasselt, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.