Skip to content

VILLA ROMANA

Active
Private limited companyfounded 2004active for 22 yearsIndustriestrasse 38, 4700 Eupen, BelgiumKBO/BCE: BE 0866.321.648
Summary

The computed 12-month bankruptcy probability of VILLA ROMANA is 3.2% (moderate). The 2025 annual accounts show equity of €633,284 and a net result of -€554,182. Equity has been growing by about 18% per year since 2019. Its solvency ranks better than 22% of 12,775 sector peers (NACE 47, financial year 2025). The company has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 13-07-2004 Normal situation
Registered office
30 active companies are registered at this address 3 started in the 12 months before. Source: KBO register, as of 2 November 2026.
Activity
Other non-specialised retail sale NACE 47120and 6 others
Establishment unit
2.138.009.662 4700 Eupen, since 29-06-2004
Financial year end
31 December
Peppol
Reachable

Board and ownership

Board

Financial position

48 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.2%
Annual accounts 2025
Gross margin
€421,842
▼ 75.9%
Turnover
≈ €4.0m
estimated
Loss
€554,182
▲ 206%
Equity
€633,284
▼ 46.7%
Total assets
€5.5m
▲ 7.9%
Employees on 31-12-2025
19
▼ 17.4%
Net result -206%: 12-month year
Score breakdownraises riskLoss of €554,182, the second in a row (financial year 2025)Liquidity: current ratio 1.00, cash €95,548Equity €633,284 (11.4% of total assets)Size: 18.9 FTE, total assets €5.5mShow the evidence

Checked score

Score 2025
48 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 14% of small companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 36-12
equity 11.4% of total assets
Liquidity 19+1
short-term debt 62.5% · cash 1.7%
Profitability 6-16
return on assets -10.0%
Bankruptcy probability within 12 months
3.2% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,696 companies, NACE 47, small)
Last 24 months 12-2024: 0.9%lowest value 01-2025: 1.3%▲ +0.4 percentage points vs 12-2024 02-2025: 1.8%▲ +0.5 percentage points vs 01-2025 03-2025: 2.1%▲ +0.3 percentage points vs 02-2025 04-2025: 2.6%▲ +0.5 percentage points vs 03-2025 05-2025: 2.7%▲ +0.1 percentage points vs 04-2025 06-2025: 3.2%▲ +0.5 percentage points vs 05-2025 07-2025: 4.8%▲ +1.6 percentage points vs 06-2025highest value 08-2025: 4.8%● unchanged vs 07-2025highest value 09-2025: 2.2%▼ -2.6 percentage points vs 08-2025 10-2025: 2.2%● unchanged vs 09-2025 11-2025: 2.2%● unchanged vs 10-2025 12-2025: 2.2%● unchanged vs 11-2025 01-2026: 2.2%● unchanged vs 12-2025 02-2026: 2.2%● unchanged vs 01-2026 03-2026: 2.2%● unchanged vs 02-2026 04-2026: 2.2%● unchanged vs 03-2026 05-2026: 2.1%▼ -0.1 percentage points vs 04-2026 06-2026: 2.2%▲ +0.1 percentage points vs 05-2026 07-2026: 2.2%● unchanged vs 06-2026 08-2026: 3.2%▲ +1.0 percentage point vs 07-2026 09-2026: 3.2%● unchanged vs 08-2026 10-2026: 3.2%● unchanged vs 09-2026 11-2026: 3.2%● unchanged vs 10-2026
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 1.0 (1.13 in 2024), below 1. Short-term debt is 62.5% and cash 1.7% of total assets. 88.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small). It does better than 24% of them on solvency, 18% on liquidity, 6% on profitability and 9% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
raises riskneutral
raises risk · Loss of €554,182, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Liquidity: current ratio 1.00, cash €95,548
NBB · annual accounts
raises risk · Equity €633,284 (11.4% of total assets)
NBB · annual accounts
raises risk · Size: 18.9 FTE, total assets €5.5m
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€554,182
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 12775 sector peers (2025).
NBB · sector comparison
Position among 12775 sector peers
Solvency
better than 22%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
18 days early
2024
29 days late
2023
30 days late
2022
43 days late
2021
6 days early
2020
9 days early
2019
21 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 7 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 95% of companies in retail tradesector median €27,601 · 12,764 companies -€554,182 View
  • Result fell in 202512-month financial year ▼ 206% View
  • Restructuring with VILLA ROMANA PROJECTSrestructuring on 01-01-2026 2026 View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€554,182 View

Recent changes

  1. · Gazette deed Demerger: VILLA ROMANA PROJECTS splits off to HOMESTORYSCompany renamed from HOMESTORYS to VILLA ROMANA
  2. · Gazette deed Demerger proposal: HOMESTORYS splits off to HOMESTORYS PROJECTS (formerly VILLA ROMANA PROJECTS)
  3. · Gazette deed Demerger proposal: HOMESTORYS splits off to HOMESTORYS PROJECTS (formerly VILLA ROMANA PROJECTS)
All 21 events

Comparable companies

These companies have the same main activity as VILLA ROMANA: other non-specialised retail sale (NACE 47120). They are comparable in size and age: total assets between €3.8m and €7.1m, founded between 1994 and 2010.

CompanyTotal assetsGross margin
VILLA ROMANA Eupen€5.5m€0.4m
DHONDT INTERIEUR Brugge€5.2m€1.6m
Above & Beyond Mouscron€6.6m€1.2m
TGF Sint-Jans-Molenbeek€6.7m€1.3m
V.T.S. Charleroi€4.9m€1.0m
Fightclub Belgium Antwerpen€3.8m€1.6m
BURO3VD Antwerpen€7.1m€2.2m
Full comparison

Key facts about VILLA ROMANA

What is the company number of VILLA ROMANA?
The company number of VILLA ROMANA is 0866.321.648. The VAT number is the same number with BE in front: BE 0866.321.648.
Where is VILLA ROMANA based?
The registered office is at Industriestrasse 38, 4700 Eupen.Company details
What does VILLA ROMANA do?
According to the KBO register, the main activity is other non-specialised retail sale (NACE 47120).
What is the legal form of VILLA ROMANA?
The legal form of VILLA ROMANA is Private limited company (BV).
When was VILLA ROMANA founded?
VILLA ROMANA was founded on 13-07-2004.
Is VILLA ROMANA still active?
Yes, VILLA ROMANA is an active enterprise in the KBO register.
How many employees does VILLA ROMANA have?
VILLA ROMANA had an average of 18.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of VILLA ROMANA?
The turnover in financial year 2025 is ≈ €4.0m. This figure is estimated from the gross margin of €421,842 and 47 comparable companies (NACE 471). It probably lies between €3.2m and €5.4m.
Is VILLA ROMANA profitable?
In financial year 2025, VILLA ROMANA made a loss of €554,182.
Where can I find the annual accounts of VILLA ROMANA?
VILLA ROMANA filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VILLA ROMANA due?
VILLA ROMANA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.