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Above & Beyond

Active
Private limited companyfounded 2010active for 16 yearsJules Vantieghemstraat(D) 102, 7711 Mouscron, BelgiumKBO/BCE: BE 0830.189.643
Summary

The computed 12-month bankruptcy probability of Above & Beyond is 1.6% (moderate). The 2026 annual accounts show equity of €209,169 and a net result of €68,837. Equity remains stable across the filed financial years (±0.7% per year). Its solvency ranks better than 21% of 467 sector peers (NACE 47, financial year 2026). The company has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Other non-specialised retail sale
NACE 47120Wholesale trade NACE 46496
1 site
Size
€6.6mtotal assets 2026
Staff
19.4 FTE
Equity
€209,169
Profit
€68,837
Financial health
61 Healthy Checked score 2026
Bankruptcy probabilitywithin 12 months
1.6%
Structure
Parent
Versatile Holding · 100%
Accounts 187 days early3 of 9 deeds read
Why 61raises riskLiquidity: current ratio 0.91, cash €132,370Equity €209,169 (3.2% of total assets)1 change of registered office in 24 monthslowers riskFigures for financial year 2026 (filed 25-08-2026)Show the evidence

Checked score

Score 2026
61 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 21% of its sector peers (NACE 47, small)
Financial strength · tick = 2025
Weak
Solvency 28=
equity 3.2% of total assets
Liquidity 14-6
short-term debt 71.8% · cash 2.0%
Profitability 57+57
return on assets 1.0%
Bankruptcy probability, 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,692 companies, NACE 47, small)
Last 24 months 11-2024: 0.9% 12-2024: 0.9%● unchanged vs 11-2024 01-2025: 0.5%▼ -0.4 percentage points vs 12-2024lowest value 02-2025: 0.5%● unchanged vs 01-2025lowest value 03-2025: 0.9%▲ +0.4 percentage points vs 02-2025 04-2025: 1.0%▲ +0.1 percentage points vs 03-2025 05-2025: 1.2%▲ +0.2 percentage points vs 04-2025 06-2025: 1.3%▲ +0.1 percentage points vs 05-2025 07-2025: 1.5%▲ +0.2 percentage points vs 06-2025 08-2025: 1.5%● unchanged vs 07-2025 09-2025: 1.5%● unchanged vs 08-2025 10-2025: 1.5%● unchanged vs 09-2025 11-2025: 1.5%● unchanged vs 10-2025 12-2025: 1.5%● unchanged vs 11-2025 01-2026: 1.5%● unchanged vs 12-2025 02-2026: 1.5%● unchanged vs 01-2026 03-2026: 1.5%● unchanged vs 02-2026 04-2026: 1.7%▲ +0.2 percentage points vs 03-2026 05-2026: 2.0%▲ +0.3 percentage points vs 04-2026 06-2026: 2.0%● unchanged vs 05-2026 07-2026: 2.1%▲ +0.1 percentage points vs 06-2026 08-2026: 4.1%▲ +2.0 percentage points vs 07-2026highest value 09-2026: 1.6%▼ -2.5 percentage points vs 08-2026 10-2026: 1.6%● unchanged vs 09-2026
Credit of up to €12,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.91, compared with 1.02 in 2025, below 1; short-term debt: 71.8% and cash: 2% of total assets), and 96.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small): better than 14% on solvency, 12% on liquidity and 38% on profitability.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 0.91, cash €132,370
NBB · annual accounts
raises risk · Equity €209,169 (3.2% of total assets)
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Figures for financial year 2026 (filed 25-08-2026)
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 467 sector peers (2026).
NBB · sector comparison
Position among 467 sector peers
Solvency
better than 21%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-07-2026 was due by 28-02-2027 and was filed on 25-08-2026, 187 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
187 days early
2025
1 day early
2024
17 days early
2023
16 days early
2022
35 days early
2021
156 days early
2020
12 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 61 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2026 · abbreviated…
  2. Assemblee Generale - Annee ComptablePower of attorney
  3. Back to profitnet €68,837

Key points

  • Positive: Back in profit in 2026after -€1.2m in 2025 €68,837 View
  • Positive: Filed on time since financial year 2019accounts within the deadline every year 8 years View
  • Controlled by Versatile Holding 100% View
  • Among the largest 12% on gross marginsector median €277,761 · 467 companies €1.2m View

By topic

Financials

Financial year
2026
Total assets
€6.6m
Profit
€68,837
Solvency
3.2%
Total assets▲ 17.8%
Net result
20182026
Go to Financials

Timeline

Events
22
Since
2013
  1. 31-07-2026Equity above €200,000
  2. 30-07-2026Annual accounts filed
  3. 31-12-2025Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other non-specialised retail saleNACE 47120
Founded
12-10-2010
Year ends
31-07
Peppol
Reachable for e-invoices
Go to Company details

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