Financials
- Financial year
- 2025
- Total assets
- €2.6m
- Profit
- €470,500
- Solvency
- 26.1%
VILLA MARIA
ActiveSummary
VILLA MARIA has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €689,140 and a net result of €470,500. Its solvency ranks better than 38% of 12,397 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Overview
Activity
Retail sale of clothing and accessories for women, men, children and babies (general range)
NACE 47716
2 sites
Size
€2.6mtotal assets 2025
- Staff
- 26.8 FTE
- Equity
- €689,140
- Profit
- €470,500
Turnover not published (abbreviated format)
Structure
Accounts 23 days early0 of 1 deed read
Why 70raises riskFounded in 2025Size: 26.8 FTE, total assets €2.6mlowers riskLiquidity: current ratio 2.81, cash €456,244Profit of €470,500 (financial year 2025)Show the evidence
Checked score
Score 2025
70
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 71% of its sector peers (NACE 47, small)
Financial strength
Strong
Solvency
51
equity 26.1% of total assets
Liquidity
56
short-term debt 34.6% · cash 17.3%
Profitability
91
return on assets 17.8%
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
02-2026: 2.1%
03-2026: 2.1%● unchanged vs 02-2026
04-2026: 2.2%▲ +0.1 percentage points vs 03-2026
05-2026: 2.7%▲ +0.5 percentage points vs 04-2026
06-2026: 2.7%● unchanged vs 05-2026
07-2026: 3.0%▲ +0.3 percentage points vs 06-2026
08-2026: 3.3%▲ +0.3 percentage points vs 07-2026
09-2026: 3.3%● unchanged vs 08-2026highest value
10-2026: 0.8%▼ -2.5 percentage points vs 09-2026lowest value
Credit of up to €45,000 on 30-day terms, only on tighter conditions
Liquidity ample (current ratio 2.81; short-term debt: 34.6% and cash: 17.3% of total assets), but 73.9% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small): better than 45% on solvency, 75% on liquidity and 93% on profitability.
The bankruptcy probability was computed on 11-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-07-2025 was due by 28-02-2026 and was filed on 05-02-2026, 23 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
23 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · abbreviated…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
Company details
- Sites
- 2
- Legal form
- Private limited company
- Activity
- Retail sale of clothing and accessories for women…NACE 47716
- Founded
- 06-01-2025
- Year ends
- 31-07
- Peppol
- Reachable for e-invoices
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