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FAYE

Active
Public limited companyfounded 2019active for 7 yearsHulstsestraat 6, 2431 Laakdal, BelgiumKBO/BCE: BE 0729.785.438
Summary

The computed 12-month bankruptcy probability of FAYE is 1.9% (moderate). The 2026 annual accounts show equity of €339,459 and a net result of €271,809. Equity is growing by about 44% per year across the filed financial years. Its solvency ranks better than 26% of 282 sector peers (NACE 47, financial year 2026). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Retail sale of clothing and accessories for women, men, children and babies (general range)
NACE 47716
3rd largest employer in Laakdal, Wholesale and retail trade sector6 sites
Size
€2.3mtotal assets 2026
Staff
27.9 FTE
Equity
€339,459
Profit
€271,809
Net result -71%: 12-month year
Financial health
53 Fair Checked score 2026
Bankruptcy probabilitywithin 12 months
1.9%
Structure
Parent
THE FASHION SOCIETY · 100%
Board
5 members
Accounts 75 days early1 of 5 deeds read
Why 53raises risk1 of the last 3 lateFounded in 2019Equity €339,459 (14.8% of total assets)Sector: Retail trade (NACE 47)Show the evidence

Checked score

Score 2026
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 32% of its sector peers (NACE 47, small)
Financial strength · tick = 2025
Average
Solvency 40-24
equity 14.8% of total assets
Liquidity 12-10
short-term debt 85.2% · cash 7.3%
Profitability 84-16
return on assets 11.8%
Bankruptcy probability, 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,693 companies, NACE 47, small)
Last 24 months 11-2024: 3.3% 12-2024: 3.4%▲ +0.1 percentage points vs 11-2024 01-2025: 3.4%● unchanged vs 12-2024 02-2025: 3.9%▲ +0.5 percentage points vs 01-2025 03-2025: 4.5%▲ +0.6 percentage points vs 02-2025 04-2025: 4.7%▲ +0.2 percentage points vs 03-2025 05-2025: 5.9%▲ +1.2 percentage points vs 04-2025 06-2025: 5.9%● unchanged vs 05-2025 07-2025: 6.8%▲ +0.9 percentage points vs 06-2025highest value 08-2025: 1.4%▼ -5.4 percentage points vs 07-2025 09-2025: 1.4%● unchanged vs 08-2025 10-2025: 1.3%▼ -0.1 percentage points vs 09-2025 11-2025: 1.3%● unchanged vs 10-2025 12-2025: 1.3%● unchanged vs 11-2025 01-2026: 1.3%● unchanged vs 12-2025 02-2026: 1.3%● unchanged vs 01-2026 03-2026: 1.3%● unchanged vs 02-2026 04-2026: 1.2%▼ -0.1 percentage points vs 03-2026lowest value 05-2026: 1.3%▲ +0.1 percentage points vs 04-2026 06-2026: 1.3%● unchanged vs 05-2026 07-2026: 1.9%▲ +0.6 percentage points vs 06-2026 08-2026: 1.9%● unchanged vs 07-2026 09-2026: 1.9%● unchanged vs 08-2026 10-2026: 1.9%● unchanged vs 09-2026
Credit of up to €17,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.18, compared with 0.72 in 2025; short-term debt: 85.2% and cash: 7.3% of total assets), and 85.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small): better than 28% on solvency, 10% on liquidity, 84% on profitability and 7% on growth.

The bankruptcy probability was computed on 12-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
raises riskneutral
raises risk · 1 of the last 3 late
NBB · filings
raises risk · Founded in 2019
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Equity €339,459 (14.8% of total assets)
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 17-06-2026, 75 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2026
75 days early
2025
53 days early
2023
42 days late
2022
42 days early
2021
8 days late
2020
27 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 25 days before the deadline; the sector median (NACE 47) for financial year 2023 is on the deadline day, and 48% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
12-10-2026 today31-01-2027 year end31-08-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Reappointments: Jo Willemyns, Kris Castelein and…Resignations: Stefan Goethaert (director) and…
  2. Annual accounts filedfinancial year 2026 · full…
  3. Annual accounts filedfinancial year 2025 · abbreviated…

Key points

  • Positive: Staff rose in 2026different schema filed ▲ 107% View
  • Positive: 3rd largest employer in Laakdal, Wholesale and retail trade sectorin the Checked rankings No. 3 View
  • Board changedlatest change 01-08-2026 · 5 in office 5 joined · 2 left View
  • Controlled by THE FASHION SOCIETYultimately: KORYS 100% View
  • Positive: 5 profitable years in a rowprofit 2026: €271,809 5 years View

By topic

Financials

Financial year
2026
Total assets
€2.3m
Profit
€271,809
Solvency
14.8%
Total assets▲ 11.2%
Net result
20202026
Go to Financials

Board & ownership

Board
5 members
Parent
THE FASHION SOCIETY · 100%
  • Jo WillemynsDirector
  • Kris CasteleinDirector
  • Peter VanbellingenDirector
  • Stefan Goethaert BVDirector
  • Michaël HamelryckDirector
Go to Board & ownership

Timeline

Events
10
Since
2021
Next accounts
by 31-08-2027
  1. 31-01-2025Highest result from 2020 to 2026
  2. 31-01-2025Equity above €500,000
  3. 11-04-2024Annual accounts filed
Go to Timeline

Company details

Sites
6
Legal form
Public limited company
Activity
Retail sale of clothing and accessories for women…NACE 47716
Founded
04-07-2019
Year ends
31-01
Peppol
Reachable for e-invoices
Go to Company details

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