Debts
€545,730 81% of the balance sheet
Financial debts 5%Taxes and wages 3%Other 92%
Of this, €515,730 falls due within a year.
VIKTOR
Overview
Lifetime
1 annual account with figurespeak €286,383 (2025)
€286,383
peak €100,951 (2025)
€100,951
peak €130,951 (2025)
€130,951
€545,730
Board4 names since 2024
4 directorsMATVIK and 3 others
Documentsfilings and deeds
28-08-202628 days late
2025micro format
First year with figures
Key points
from the 2025 annual accountsBoard
2 joined · 1 left
Board changed. Latest change 02-06-2026 · 3 in office.
Position in the sector
€100,951
Higher net result than 95% of companies in specialised construction. Sector median €10,190 · 35,144 companies.
2025 accounts filed 28 days after the deadline
Checked score
66
Healthy
Financially stronger than 34% of micro companies in specialised construction (NACE 43)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,696 companies (NACE 43, micro).
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2025: 1.9%
09-2025: 1.9%● unchanged vs 08-2025
10-2025: 2.0%▲ +0.1 percentage points vs 09-2025
11-2025: 2.4%▲ +0.4 percentage points vs 10-2025
12-2025: 2.4%● unchanged vs 11-2025
01-2026: 2.7%▲ +0.3 percentage points vs 12-2025
02-2026: 3.0%▲ +0.3 percentage points vs 01-2026
03-2026: 3.0%● unchanged vs 02-2026
04-2026: 2.9%▼ -0.1 percentage points vs 03-2026
05-2026: 3.0%▲ +0.1 percentage points vs 04-2026
06-2026: 3.2%▲ +0.2 percentage points vs 05-2026
07-2026: 3.3%▲ +0.1 percentage points vs 06-2026
08-2026: 3.3%● unchanged vs 07-2026highest value
09-2026: 0.9%▼ -2.4 percentage points vs 08-2026lowest value
10-2026: 0.9%● unchanged vs 09-2026lowest value
11-2026: 0.9%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Founded in 2024
Sector: Specialised construction activities (NACE 43)
lowers risk
Size: total assets €676,681
Figures for financial year 2025 (filed on 28-08-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 21% of them on solvency, 7% on liquidity and 72% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,602 companies had the same profile as VIKTOR has now. Each dot stands for 5 companies, two years later.
96.5%
were still trading
0.9%
stopped another way
2.3%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of VIKTOR itself: 0.9% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,602 companies, not a prediction for VIKTOR. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €8,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is insufficient, with a current ratio of 0.23, below 1. Short-term debt is 76.2% and cash 2.9% of total assets. 80.6% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 35156 sector peers (2025).
NBB · sector comparisonPosition among 35156 sector peers
Solvency
better than 21%
← weakest
strongest →
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
28 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- Van der Maelen Christophe Alfons 150 sharesdeed of 15-07-2024
- Hertveldt Anja Elise Petra 150 sharesdeed of 15-07-2024
Recent changes
Resignation: Van der Maelen Christophe (director)
Appointment: Matvik BV (director) · Director discharge: Van der Maelen Christophe · General meeting of 02-06-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1011476408
Appointment: Van der Maelen Matilde (director)
General meeting of 01-01-2026 · Gazette deed
Incorporation
Founding capital of €30,000, 300 shares · Founders: Van der Maelen Christophe Alfons and Hertveldt Anja Elise Petra · Appointments: Van der Maelen Christophe Alfons (director) and Van der Maelen Viktor (director) · published on 15-07-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| VIKTOR Haaltert | €676,681 | €286,383 | 19.4% | - |
| BOCLAGRO Deinze | €661,408 | €274,646 | 16.1% | 0 |
| VAN DYCK RUBEN Ranst | €567,981 | €274,380 | 24.7% | - |
| MASETTIMMO Gembloux | €760,121 | €289,721 | 8.0% | - |
| RLG SERVICES Florennes | €678,876 | €241,179 | 32.9% | - |
| RCD Grond- en omgevingswerken Brecht | €817,362 | €258,186 | 7.5% | 3.8 |
| PIÉRARD Dominique Durbuy | €557,086 | €249,494 | 28.2% | - |
These companies have the same main activity as VIKTOR: site preparation (NACE 43120). They are comparable in size and age: total assets between €557,000 and €817,000, founded in 2024.
Official details
Source: KBO- Status
- Active since 11-07-2024Normal situation
- Activity
- Site preparationNACE 43120and 2 others
- Establishment unit
- 2.362.547.5399450 Haaltert, since 11-07-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 30-04-2026
Annual accounts 2025
- €286,383
- ≈ €710,000estimated
- €100,951
- €130,951
- €676,681
- Filing
- Filed on 28-08-2026
Insights on VIKTOR
VIKTOR has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €130,951 and a net result of €100,951.
Its solvency ranks better than 21% of 35,156 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 28-08-2026, 28 days late€286,383
€145,627
€100,951
-€399,175
19.4%
0.23
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €710,000. Estimated: probably between €540,000 and €1.0m.
Balance sheet
balance sheet total €676,681 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
19.4%
Higher than 21% of 35,156 companies in 2025.
0.23
Lower than 95% of 34,529 companies in 2025.
14.9%
Higher than 69% of 34,730 companies in 2025.
VIKTOR
Middle half of the sector
80% of the sector
Micro accounts in specialised construction (NACE 43)
Net result: top quarter · Equity: middle half · Balance sheet total: top quarter · Working capital: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
676,681 | |
21/28 |
560,126 | |
22/27 |
558,626 | |
23 |
314,591 | |
24 |
244,035 | |
28 |
1,500 | |
29/58 |
116,554 | |
40/41 |
97,216 | |
40 |
58,857 | |
41 |
38,359 | |
54/58 |
19,338 | |
| Balance sheet: equity and liabilities | ||
10/49 |
676,681 | |
10/15 |
130,951 | |
10/11 |
30,000 | |
13 |
100,951 | |
133 |
100,951 | |
17/49 |
545,730 | |
17 |
30,000 | |
170/4 |
30,000 | |
42/48 |
515,730 | |
45 |
15,796 | |
450/3 |
15,796 | |
47/48 |
499,933 | |
| Income statement | ||
9900 |
286,383 | |
630 |
137,664 | |
631/4 |
924 | |
640/8 |
2,169 | |
9901 |
145,627 | |
75/76B |
319 | |
75 |
319 | |
65/66B |
10,399 | |
65 |
10,399 | |
9903 |
135,546 | |
67/77 |
34,595 | |
9904 |
100,951 | |
9905 |
100,951 | |
| Appropriation of the result | ||
9906 |
100,951 | |
691/2 |
100,951 | |
6921 |
100,951 | |
| Document | ||
The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 28-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 28 days after the deadline. Filed on 28 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00443223.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 28-08-2026 | 2026-00443223 |
Subsidies and aid
Flemish government 2024 to 2025, 2 entries, €675 awarded, €675 paid
| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2025 | 1 | €601 | €601 |
| 2024 | 1 | €74 | €74 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 283,291 | ||
| 238,615 | ||
| 697,790 | ||
| -399,175 | ||
| 19.4% | ||
| 0.23 | ||
| 4.17 | ||
| 77.1% | ||
| 14.9% | ||
| 27.24 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €696,290 |
| Financial fixed assets | €1,500 |
| €137,664 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on VIKTOR
Debt's share of the balance-sheet total is 80.6%.
Board & ownership
Board
3 directors, no change since June 2026MATVIK BV
Director, permanent representative Van der Maelen Christophe
since 11-07-2024
term without a fixed end
also on the board of 1 other company
listed in the 2025 annual accounts, filed on 28-08-2026
Director (not named in the articles)
since 11-07-2024
term without a fixed end
listed in the 2025 annual accounts, filed on 28-08-2026
Director
since 01-01-2026
term without a fixed end
listed in the 2025 annual accounts, filed on 28-08-2026
Permanent representatives 1
Mandates through the years
4 names, the dashed line is todayMATVIK
Director
Director
Van der Maelen Viktor
Director (not named in the articles)
Director (not named in the articles)
Van der Maelen Matilde
Director
Director
Van der Maelen Christophe Alfons
Director (not named in the articles)
Director (not named in the articles)
BoardEarliermandate already running before its first mention
Mandates as a list
- MATVIK
- Director, from 11-07-2024 to date
- Van der Maelen Viktor
- Director (not named in the articles), from 11-07-2024 to date
- Van der Maelen Matilde
- Director, since before 31-12-2025
- Van der Maelen Christophe Alfons
- Director (not named in the articles), from 11-07-2024 to 02-06-2026
Control
Founders
Van der Maelen Christophe Alfons, Hertveldt Anja Elise Petra
This company
VIKTOR
Equity €130,951
Profit €100,951 in 2025
Capital
- Contribution
- €30,000
- Shares
- 300
- Contribution per share
- €100
- Equity per share
- €437 in 2025
- Source
- deed of 15-07-2024
Articles of association
deed of 15-07-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Monday of June at 18:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 15-07-2024 ↗
- Van der Maelen Christophe Alfons 150 shares (50%) · €15,000
- Hertveldt Anja Elise Petra 150 shares (50%) · €15,000
Network & group
No group
VIKTOR has no parent and no holdings in its annual accounts.
Connections & network
1 connected companyThe connected companies are in the list below.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
ALITECH
via MATVIK · Director (not named in the articles) · deed of 15-03-2024
Founded in 1997 · 20 FTE (2025)
→
Timeline
Timeline
6 events since 2024Board
Filings
Establishments
202420252026
2026
Resignation: Van der Maelen Christophe (director)Appointment: Matvik BV (director) · Director discharge: Van der Maelen Christophe · General meeting of 02-06-20264 points ▸
- General meeting, 02-06-2026
- Director resignation, Van der Maelen Christophe
- Director discharge, Van der Maelen Christophe
- Director appointment, Matvik BV
Annual accounts 2025 filed NBBmicro format · 28 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:1011476408
- General meeting, 01-01-2026
- Director appointment, Van der Maelen Matilde
2024
IncorporationFounding capital of €30,000, 300 shares · Founders: Van der Maelen Christophe Alfons and Hertveldt Anja Elise Petra · Appointments: Van der Maelen Christophe Alfons (director) and Van der Maelen Viktor (director) · published on 15-07-202410 points ▸
- Registered office clause, Nieuwstraat 73, 9450 Haaltert-Denderhoutem
- Board rule, 2
- Director appointment, Van der Maelen Christophe Alfons (director (not named in the articles))
- Director appointment, Van der Maelen Viktor (director (not named in the articles))
- Permanent representative, Van der Maelen Christophe Alfons
- Power of attorney, Gilles VAN OUDENHOVE
- Founder, Van der Maelen Christophe Alfons
- Founder, Hertveldt Anja Elise Petra
- Founding capital, €30,000, 300 shares
- 300 shares
- The deed holds 3 more points.
First establishment Nieuwstraat 73, Haaltert
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 1011.476.408
- VAT number
- BE 1011.476.408
- Peppol ID
- 0208:1011476408
- Other Peppol ID
- 9925:BE1011476408
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 11-07-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Monday of June at 18:00deed of 15-07-2024 (in Dutch)
- Peppol
- Reachable since 30-04-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- VIKTOR in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 15-07-2024 (in Dutch)
Activities
NACEBEL 202543120
Site preparation main activity
43110
Demolition
Codes under NACEBEL 2008
43120
Site preparation main activity
41102
Construction of residential and non-residential buildings
43110
Demolition
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Alle grondwerken,grondafvoer,grondverzet,graven,ophogen en nivelleren van bouwterreinen,egaliseren en nivelleren van bouwterreinen; Afbraak-…”deed of 15-07-2024 (in Dutch)
9 activities
- Alle grondwerken,grondafvoer,grondverzet,graven,ophogen en nivelleren van bouwterreinen,egaliseren en nivelleren van bouwterreinen;
- Afbraak- en slopingswerken
- Het verhuren van containers allerhande en alle activiteiten die rechtstreeks of onrechtstreeks samenhangen met containerdiensten : aankoop,verkoop & verhuur van containers,transport van containers,algemene transportdiensten,het ophalen van afval en de verwerking ervan;
- De aan- en verkoop,het verhuren of ter beschikking stellen van machines,rollend materieel,uitrusting en aanverwanten;
- Het vervoer van alle soorten bouwmaterialen,handel in bouwmaterialen in het algemeen,het kopen en verkopen,bewerken van voornoemde materialen;
- Algemene bouw- en betonwerken,voegwerken,isolatie-,timmer- en schrijnwerken,dakwerken,leggen van opritten,stukadoorswerken,vloerwerken,asfaltwerken,sanitaire en elektriciteitswerken;
- Management in de meest ruime betekenis van het woord : het verlenen van strategische,bedrijfseconomische,technische,financiële,juridische en andere managementdiensten voor ondernemingen,instellingen en verenigingen;
- Het stellen van algemene handelsactiviteiten in de meest ruime zin van het woord;
- Het beheer en valoriseren van haar onroerend goed patrimonium,door te huren of te verhuren,in leasing te geven,door te exploiteren,door te laten bouwen,door aan te kopen of te verkopen of onder welke vorm ook.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Nieuwstraat 73 registered office 9450 Haaltert | 11-07-2024 | 2.362.547.539 |
Buildings and parcels at the address
- Ground area
- 1,579 m²
- Buildings
- 248 m²
- Volume, LiDAR
- 1,467 m³
- Tallest building
- 12.1 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 41010C1555/00K000 | 1,579 m² | 1 · 248 m² | 12.1 m · 2 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1011.476.408