BOCLAGRO
ActiveSummary
The computed 12-month bankruptcy probability of BOCLAGRO is 2.2% (moderate). The 2025 annual accounts show equity of €106k and a net result of €86k. Its solvency ranks better than 17% of 7838 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability85
Solvency41
Growth-
Track record67
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days only on tighter terms
Liquidity short (current ratio 0.88; short-term debt: 33.3% and cash: 17.9% of total assets), and 83.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.1%
Return on assets
13%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 7838 sector peers (2025).
NBB · sector comparisonPosition among 7838 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
7 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, abbreviated schema
Equity
€106k
Total assets
€661k
Net result
€86k
Working capital
€-26k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €661k
Fixed assets
€467k
Current assets
€194k
Equity and liabilities €661k
Equity
€106k
Debt
€555k
Debt finances 83.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€274k
Cash flow
€242k
Current ratio
0.88
Debt to equity
5.23
ROE
81.2%
ROA
13.0%
Interest coverage
19.48
Debt ≤ 1 year
€220k
Debt > 1 year
€335k
Income taxes
€18k
Filed annual accounts As filed with the NBB · 2025 · 43 lines
Balance sheet
Code2025
Assets
Total assets20/58€661k
Fixed assets21/28€467k
Tangible fixed assets22/27€467k
Plant, machinery and equipment23€22k
Furniture and vehicles24€291k
Leasing and similar rights25€154k
Current assets29/58€194k
Amounts receivable within one year40/41€69k
Trade receivables40€41k
Other amounts receivable41€28k
Cash at bank and in hand54/58€119k
Deferred charges and accrued income490/1€7k
Equity and liabilities
Total equity and liabilities10/49€661k
Equity10/15€106k
Contributions10/11€20k
Reserves13€86k
Distributable reserves133€86k
Amounts payable17/49€555k
Amounts payable after more than one year17€335k
Financial debts170/4€335k
Amounts payable within one year42/48€220k
Current portion of amounts payable after more than one year42€123k
Trade debts44€82k
Suppliers440/4€82k
Taxes, remuneration and social security45€600
Taxes450/3€600
Other amounts payable47/48€15k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€156k
Other operating charges640/8€746
Gross operating margin9900€275k
Operating profit (loss)9901€118k
Financial income75/76B€223
Recurring financial income75€223
Financial charges65/66B€14k
Recurring financial charges65€14k
Profit (loss) for the period before taxes9903€104k
Income taxes67/77€18k
Profit (loss) for the period9904€86k
Profit (loss) for the period to be appropriated9905€86k
Appropriation of the result
Profit (loss) to be appropriated9906€86k
Transfer to equity691/2€86k
To other reserves6921€86k
Social balance
Average headcount (FTE)90870.0
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €156k |
| Other operating charges640/8 | €746 |
| Gross operating margin9900 | €275k |
| Operating profit (loss)9901 | €118k |
| Financial income75/76B | €223 |
| Recurring financial income75 | €223 |
| Financial charges65/66B | €14k |
| Recurring financial charges65 | €14k |
| Profit (loss) for the period before taxes9903 | €104k |
| Income taxes67/77 | €18k |
| Profit (loss) for the period9904 | €86k |
| Profit (loss) for the period to be appropriated9905 | €86k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €661k | |
| Fixed assets21/28 | €467k | |
| Tangible fixed assets22/27 | €467k | |
| Plant, machinery and equipment23 | €22k | |
| Furniture and vehicles24 | €291k | |
| Leasing and similar rights25 | €154k | |
| Current assets29/58 | €194k | |
| Amounts receivable within one year40/41 | €69k | |
| Trade receivables40 | €41k | |
| Other amounts receivable41 | €28k | |
| Cash at bank and in hand54/58 | €119k | |
| Deferred charges and accrued income490/1 | €7k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €661k | |
| Equity10/15 | €106k | |
| Contributions10/11 | €20k | |
| Reserves13 | €86k | |
| Distributable reserves133 | €86k | |
| Amounts payable17/49 | €555k | |
| Amounts payable after more than one year17 | €335k | |
| Financial debts170/4 | €335k | |
| Amounts payable within one year42/48 | €220k | |
| Current portion of amounts payable after more than one year42 | €123k | |
| Trade debts44 | €82k | |
| Suppliers440/4 | €82k | |
| Taxes, remuneration and social security45 | €600 | |
| Taxes450/3 | €600 | |
| Other amounts payable47/48 | €15k | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €86k |
| + Depreciation and write-downs630 | €156k |
| Operating cash flow (approximation) | €242k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2024
Ground area
868 m²
Building footprint
194 m²
Volume, LiDAR
848 m³
Parcel 44030B0736/00B002, Flanders · tallest building 7.0 m, ±1 floor. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
BOCLAGRO
since 20242.357.509.180
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44030B0736/00B002 | Flanders | 868 m² | 1 · 194 m² | 7.0 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
RENOVATION TRAVAUX ET CONSTRUCTION
BE 0472.283.991
Mons · Eq €106,176
SOMAGEST
BE 0844.656.303
Awans · Eq €106,279
RZN TECHNICS
BE 0476.362.149
Sint-Agatha-Berchem · Eq €106,053
MTN DECORS
BE 0873.478.367
Villers-la-Ville · Eq €106,411
SCHREURS & Cie
BE 0719.496.609
Soumagne · Eq €105,889
Of 8,454 companies in sector 43120 we hold annual accounts for 3,231. 2,653 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-03-2024
Fiscal year end31-12
Activities, NACEBEL 2025
43120Site preparation
81300Landscape service activities
Scores and ratios are computed by Checked and are not a credit decision.