VIKTALI
ActiveSummary
The computed 12-month bankruptcy probability of VIKTALI is 8.2% (elevated). The 2024 annual accounts show equity of €27,433 and a net result of -€8,509. Equity is growing by ~19.7% per year across the filed fiscal years. Its solvency ranks better than 56% of 36380 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-100
Solvency77▼-23
Growth52▼-26
Track record92
Bankruptcy probability, 12 months
8.2%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity ample (current ratio 1.53 against 4.4 in 2023; short-term debt: 48.3% and cash: 5.5% of total assets), and 48.3% of the assets are financed with debt.
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Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
51.7%
Return on assets
-16%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
on the day
2023
23 d late
2022
27 d early
2021
51 d early
2020
40 d early
2019
15 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 18 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
History
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Financials · fiscal year 2024, micro schema
Turnover
€16,399
EBIT margin
10.2%
Net result
-€8,509
2023 · €12,201
Working capital
€13,564▼ 62.3%
2023 · €35,942
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover
Operating result-€26,779€10,478-€3,748€10,658-€9,736
Net result-€25,782below the sector's middle half€12,509within the sector's middle half-€2,617below the sector's middle half€12,201within the sector's middle half-€8,509below the sector's middle half
EBIT margin
Equity€13,849below the sector's middle half▲ 87.6%€26,358within the sector's middle half▲ 90.3%€23,741within the sector's middle half▼ 9.9%€35,942within the sector's middle half▲ 51.4%€27,433within the sector's middle half▼ 23.7%
Total assets€30,755below the sector's middle half▲ 204%€35,980below the sector's middle half▲ 17.0%€33,815below the sector's middle half▼ 6.0%€46,515below the sector's middle half▲ 37.6%€53,093below the sector's middle half▲ 14.1%
Debt€16,907▲ 516%€9,622▼ 43.1%€10,074▲ 4.7%€10,573▲ 5.0%€25,660▲ 143%
Working capital€9,165€25,974▲ 183%€23,741▼ 8.6%€35,942▲ 51.4%€13,564▼ 62.3%
Solvency45.0%within the sector's middle half▼ 27.9pp73.3%above the sector's middle half▲ 28.2pp70.2%above the sector's middle half▼ 3.0pp77.3%above the sector's middle half▲ 7.1pp51.7%within the sector's middle half▼ 25.6pp
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €9,736 after €10,658 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €53,093
Fixed assets
€13,870
Current assets
€39,224
Equity and liabilities €53,093
Equity
€27,433 ▼ 23.7%
Debt
€25,660 ▲ 143%
Debt's share of the balance-sheet total rises from 22.7% to 48.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€9,326▼
2023 · €10,658
Cash flow
-€8,098▼
2023 · €12,201
Current ratio
1.53▼
2023 · 4.40
Debt to equity
0.94▲
2023 · 0.29
ROE
-31.0%▼
2023 · 33.9%
ROA
-16.0%▼
2023 · 26.2%
Interest coverage
-20.15▼
2023 · 119.29
Debt ≤ 1 year
€25,660▲
2023 · €10,573
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,595 companies that looked in July 2024 the way this one looks now, 2.8% went bankrupt within 24 months and 87% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
2.8%
went bankrupt
9.3%
stopped otherwise
87%
still going
A further 0.8% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 8.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,595 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,301 | €4,301 | €384 | €0 | €410 | - |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €6,923 | €0 | - | - | - |
| Other operating charges640/8 | - | €2,369 | €885 | €1,506 | €374 | ▼ 75.2% |
| Gross operating margin9900 | -€20,784 | €24,070 | -€2,479 | €12,164 | -€8,952 | ▼ 174% |
| Operating profit (loss)9901 | -€26,779 | €10,478 | -€3,748 | €10,658 | -€9,736 | ▼ 191% |
| Financial income75/76B | - | €2,031 | €746 | €1,632 | €1,691 | ▲ 3.6% |
| Recurring financial income75 | €1,002 | €2,031 | €746 | €1,632 | €1,691 | ▲ 3.6% |
| Financial charges65/66B | - | €0 | €52 | €89 | €463 | ▲ 418% |
| Recurring financial charges65 | €5 | €0 | €52 | €89 | €463 | ▲ 418% |
| Profit (loss) for the period before taxes9903 | -€25,782 | €12,509 | -€3,054 | €12,201 | -€8,509 | ▼ 170% |
| Income taxes67/77 | - | - | -€437 | €0 | - | - |
| Profit (loss) for the period9904 | -€25,782 | €12,509 | -€2,617 | €12,201 | -€8,509 | ▼ 170% |
| Profit (loss) for the period to be appropriated9905 | -€25,782 | €12,509 | -€2,617 | €12,201 | -€8,509 | ▼ 170% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €30,755 | €35,980 | €33,815 | €46,515 | €53,093 | ▲ 14.1% |
| Fixed assets21/28 | €4,684 | €384 | €0 | - | €13,870 | - |
| Tangible fixed assets22/27 | €4,684 | €384 | €0 | - | €13,870 | - |
| Plant, machinery and equipment23 | - | €384 | €0 | - | - | - |
| Furniture and vehicles24 | - | - | - | - | €13,870 | - |
| Current assets29/58 | €26,071 | €35,596 | €33,815 | €46,515 | €39,224 | ▼ 15.7% |
| Amounts receivable within one year40/41 | €25,803 | €34,930 | €32,105 | €41,994 | €35,157 | ▼ 16.3% |
| Trade receivables40 | - | €5,033 | €7,105 | €8,881 | €7,620 | ▼ 14.2% |
| Other amounts receivable41 | - | €29,897 | €25,000 | €33,113 | €27,537 | ▼ 16.8% |
| Cash at bank and in hand54/58 | €268 | €666 | €1,710 | €3,850 | €2,936 | ▼ 23.7% |
| Deferred charges and accrued income490/1 | - | - | - | €671 | €1,130 | ▲ 68.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €30,755 | €35,980 | €33,815 | €46,515 | €53,093 | ▲ 14.1% |
| Equity10/15 | €13,849 | €26,358 | €23,741 | €35,942 | €27,433 | ▼ 23.7% |
| Contributions10/11 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Profit (loss) carried forward14 | €7,649 | €20,158 | €17,541 | €29,742 | €21,233 | ▼ 28.6% |
| Amounts payable17/49 | €16,907 | €9,622 | €10,074 | €10,573 | €25,660 | ▲ 143% |
| Amounts payable within one year42/48 | €16,907 | €9,622 | €10,074 | €10,573 | €25,660 | ▲ 143% |
| Trade debts44 | €7,473 | €8,289 | €10,074 | €10,091 | €10,660 | ▲ 5.6% |
| Suppliers440/4 | - | €8,289 | €10,074 | €10,091 | €10,660 | ▲ 5.6% |
| Taxes, remuneration and social security45 | - | €1,333 | €0 | €482 | €0 | ▼ 100% |
| Taxes450/3 | - | €1,333 | €0 | €482 | €0 | ▼ 100% |
| Other amounts payable47/48 | - | - | - | - | €15,000 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€25,782 | €12,509 | -€2,617 | €12,201 | -€8,509 | ▼ 170% |
| + Depreciation and write-downs630 | €4,301 | €4,301 | €384 | €0 | €410 | - |
| Operating cash flow (approximation) | -€21,482 | €16,809 | -€2,233 | €12,201 | -€8,098 | ▼ 166% |
| Investment in fixed assets (approximation) | - | €0 | €0 | - | - | - |
| Change in cash | - | €397 | €1,044 | €2,140 | -€914 | ▼ 143% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
06-12
KBO administration
Address struck
de Fiennesstraat 55 L’adresse du siège Rue de Fiennes 55 1070 Die Sitzadresse Rue de Fiennes / de Fiennes-
1070 Anderlecht werd doorgehaald met ingang Anderlecht · event 29-09-2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
31-12
Financial
Back to profitnet €12,201
Net result €12,201 after one loss-making year.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
10-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €12,509
Net result €12,509 after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 3.70
Current ratio from 1.54 to 3.70; short-term debt falls from €16,907 to €9,622.
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet -€25,782
Net result drops to -€25,782, the lowest in the series; recovery starts the following year.
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ninove · 1 establishment unit since 2019
Ground area
274 m²
Building footprint
121 m²
Volume, LiDAR
550 m³
Parcel 41362B1563/00Y019, Flanders · tallest building 9.9 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
VIKTALI
since 20192.291.747.734
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41362B1563/00Y019 | Flanders | 274 m² | 1 · 121 m² | 9.9 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 8,464 companies in sector 43120 we hold annual accounts for 3,233. 2,170 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-06-2019
Fiscal year end31-12
Activities, NACEBEL 2025
43120Site preparation
43230Insulation installation
43240Other construction installation
43910Bricklaying and masonry work
E-invoicing
Reachable via Peppol
Peppol ID
0208:0727984901
Also
9925:BE0727984901
Registered
10-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.