JCP Services
ActiveSummary
The computed 12-month bankruptcy probability of JCP Services is 4.1% (elevated). The 2025 annual accounts show negative equity (€-26k) and a net result of €-22k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 7838 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-69
Solvency0▼-21
Growth32=
Track record94
Bankruptcy probability, 12 months
4.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.41 against 0.75 in 2024; short-term debt: 117.8% and cash: 0.5% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-49.5%
Return on assets
-42.3%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year €-26k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
11 d early
2024
11 d late
2023
29 d early
2022
19 d early
2021
2 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-26k▼ 596%
2024 · €-4k
2021: €8k
2022: €15k▲ +84.8% vs 2021highest in 5 years
2023: €-4k▼ -126% vs 2022
2024: €-4k▲ +4.3% vs 2023
2025: €-26k▼ -596% vs 2024lowest in 5 years
2021 → 2025
Total assets
€52k▼ 44.8%
2024 · €94k
2021: €22klowest in 5 years
2022: €66k▲ +195% vs 2021
2023: €85k▲ +29.8% vs 2022
2024: €94k▲ +10.5% vs 2023highest in 5 years
2025: €52k▼ -44.8% vs 2024
2021 → 2025
Net result
€-22k
2024 · €166
2021: €3k
2022: €7k▲ +118% vs 2021highest in 5 years
2023: €-19k▼ -374% vs 2022
2024: €166▲ +101% vs 2023
2025: €-22k▼ -13349% vs 2024lowest in 5 years
2021 → 2025
Working capital
€-36k▼ 101%
2024 · €-18k
2021: €8khighest in 5 years
2022: €3k▼ -65.8% vs 2021
2023: €-15k▼ -650% vs 2022
2024: €-18k▼ -16.5% vs 2023
2025: €-36k▼ -101% vs 2024lowest in 5 years
2021 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€8k-€15k▲ 84.8%€-4k€-4k▲ 4.3%€-26k▼ 596%
2021: €8k
2022: €15k▲ +84.8% vs 2021highest in 5 years
2023: €-4k▼ -126% vs 2022
2024: €-4k▲ +4.3% vs 2023
2025: €-26k▼ -596% vs 2024lowest in 5 years
Operating result€4k-€8k▲ 115%€-16k€3k€-20k
2021: €4k
2022: €8k▲ +115% vs 2021highest in 5 years
2023: €-16k▼ -309% vs 2022
2024: €3k▲ +118% vs 2023
2025: €-20k▼ -785% vs 2024lowest in 5 years
Net result€3k-€7k▲ 118%€-19k€166€-22k
2021: €3k
2022: €7k▲ +118% vs 2021highest in 5 years
2023: €-19k▼ -374% vs 2022
2024: €166▲ +101% vs 2023
2025: €-22k▼ -13349% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €20k after €3k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €52k
Fixed assets
€27k ▼ 31.2%
Current assets
€25k ▼ 54.4%
Key figures and ratios
EBITDA
€-8k▼
2024 · €14k
Cash flow
€-10k▼
2024 · €11k
Solvency
-49.5%▼
2024 · -3.9%
Current ratio
0.41▼
2024 · 0.75
Debt to equity
-3.02▲
2024 · -26.49
ROA
-42.3%▼
2024 · 0.2%
Interest coverage
-4.23▼
2024 · 6.29
Debt
€78k▼
2024 · €98k
Debt ≤ 1 year
€61k▼
2024 · €73k
Debt > 1 year
€16k▼
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€94k€52k▼
Fixed assets21/28€39k€27k▼
Tangible fixed assets22/27€39k€27k▼
Plant, machinery and equipment23€38k€27k▼
Furniture and vehicles24€667€0▼
Current assets29/58€55k€25k▼
Stocks and contracts in progress3€0-
Stocks30/36€0-
Amounts receivable within one year40/41€49k€24k▼
Trade receivables40€49k€17k▼
Other amounts receivable41€0€7k▲
Cash at bank and in hand54/58€3k€261▼
Deferred charges and accrued income490/1€3k€1k▼
Equity and liabilities
Total equity and liabilities10/49€94k€52k▼
Equity10/15€-4k€-26k▼
Contributions10/11€5k€5k=
Capital10€5k€5k=
Issued capital100€5k€5k=
Reserves13€10k€10k=
Distributable reserves133€10k€10k=
Profit (loss) carried forward14€-19k€-41k▼
Amounts payable17/49€98k€78k▼
Amounts payable after more than one year17€25k€16k▼
Financial debts170/4€25k€16k▼
Amounts payable within one year42/48€73k€61k▼
Current portion of amounts payable after more than one year42€10k€9k▼
Trade debts44€17k€16k▼
Suppliers440/4€17k€16k▼
Taxes, remuneration and social security45€833€0▼
Taxes450/3€833€0▼
Other amounts payable47/48€46k€37k▼
Income statement
Code20242025
Non-recurring operating income76A-€3k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€12k▲
Other operating charges640/8€851€826▼
Gross operating margin9900€14k€-7k▼
Operating profit (loss)9901€3k€-20k▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€793€-22k▼
Income taxes67/77€626-
Profit (loss) for the period9904€166€-22k▼
Profit (loss) for the period to be appropriated9905€166€-22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-19k€-41k▼
Profit (loss) brought forward from the previous period14P€-19k€-19k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €5k | - | €3k | - |
| Remuneration, social security and pensions62 | €47k | €10k | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €3k | €8k | €11k | €12k | ▲ 15.3% |
| Other operating charges640/8 | €496 | €863 | €751 | €851 | €826 | ▼ 3.0% |
| Gross operating margin9900 | €52k | €21k | €-8k | €14k | €-7k | ▼ 150% |
| Operating profit (loss)9901 | €4k | €8k | €-16k | €3k | €-20k | ▼ 785% |
| Financial charges65/66B | €441 | €880 | €2k | €2k | €2k | ▼ 12.6% |
| Recurring financial charges65 | €441 | €880 | €2k | €2k | €2k | ▼ 12.6% |
| Profit (loss) for the period before taxes9903 | €3k | €7k | €-18k | €793 | €-22k | ▼ 2,881% |
| Income taxes67/77 | - | - | €798 | €626 | - | - |
| Profit (loss) for the period9904 | €3k | €7k | €-19k | €166 | €-22k | ▼ 13,349% |
| Profit (loss) for the period to be appropriated9905 | €3k | €7k | €-19k | €166 | €-22k | ▼ 13,349% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €22k | €66k | €85k | €94k | €52k | ▼ 44.8% |
| Fixed assets21/28 | - | €34k | €26k | €39k | €27k | ▼ 31.2% |
| Tangible fixed assets22/27 | - | €34k | €26k | €39k | €27k | ▼ 31.2% |
| Plant, machinery and equipment23 | - | €31k | €25k | €38k | €27k | ▼ 30.0% |
| Furniture and vehicles24 | - | €3k | €2k | €667 | €0 | ▼ 100% |
| Current assets29/58 | €22k | €32k | €59k | €55k | €25k | ▼ 54.4% |
| Stocks and contracts in progress3 | - | - | €46k | €0 | - | - |
| Stocks30/36 | - | - | €46k | €0 | - | - |
| Amounts receivable within one year40/41 | €16k | €28k | €10k | €49k | €24k | ▼ 51.3% |
| Trade receivables40 | €7k | €14k | - | €49k | €17k | ▼ 65.3% |
| Other amounts receivable41 | €9k | €14k | €10k | €0 | €7k | - |
| Cash at bank and in hand54/58 | €691 | €820 | €492 | €3k | €261 | ▼ 92.2% |
| Deferred charges and accrued income490/1 | €6k | €2k | €3k | €3k | €1k | ▼ 64.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €22k | €66k | €85k | €94k | €52k | ▼ 44.8% |
| Equity10/15 | €8k | €15k | €-4k | €-4k | €-26k | ▼ 596% |
| Contributions10/11 | €5k | €5k | €5k | €5k | €5k | = |
| Capital10 | €5k | €5k | €5k | €5k | €5k | = |
| Issued capital100 | €5k | €5k | €5k | €5k | €5k | = |
| Reserves13 | €3k | €10k | €10k | €10k | €10k | = |
| Distributable reserves133 | €3k | €10k | €10k | €10k | €10k | = |
| Profit (loss) carried forward14 | - | - | €-19k | €-19k | €-41k | ▼ 117% |
| Amounts payable17/49 | €14k | €51k | €89k | €98k | €78k | ▼ 20.6% |
| Amounts payable after more than one year17 | - | €22k | €15k | €25k | €16k | ▼ 33.7% |
| Financial debts170/4 | - | €22k | €13k | €25k | €16k | ▼ 33.7% |
| Advances received on contracts in progress176 | - | - | €2k | - | - | - |
| Amounts payable within one year42/48 | €14k | €29k | €75k | €73k | €61k | ▼ 16.2% |
| Current portion of amounts payable after more than one year42 | - | €8k | €9k | €10k | €9k | ▼ 9.1% |
| Trade debts44 | €2k | €8k | €32k | €17k | €16k | ▼ 6.5% |
| Suppliers440/4 | €2k | €8k | €32k | €17k | €16k | ▼ 6.5% |
| Advances received on contracts in progress46 | - | €5k | - | - | - | - |
| Taxes, remuneration and social security45 | €8k | - | - | €833 | €0 | ▼ 100% |
| Taxes450/3 | €771 | - | - | €833 | €0 | ▼ 100% |
| Remuneration and social security454/9 | €7k | - | - | - | - | - |
| Other amounts payable47/48 | €4k | €7k | €34k | €46k | €37k | ▼ 19.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3k | €7k | €-19k | €166 | €-22k | ▼ 13,349% |
| + Depreciation and write-downs630 | - | €3k | €8k | €11k | €12k | ▲ 15.3% |
| Operating cash flow (approximation) | €3k | €10k | €-11k | €11k | €-10k | ▼ 191% |
| Investment in fixed assets (approximation) | - | - | €0 | €-24k | €0 | ▲ 100% |
| Change in cash | - | €128 | €-327 | €3k | €-3k | ▼ 208% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-22k
Net result drops to €-22k, the lowest in the series.
11-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 11 days late
2024
31-12
Financial
Back to profitnet €166
Net result €166 after one loss-making year.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2021net €7k ▲118%
Operating result €8k, net result €7k, both a record.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beauvechain · 1 establishment unit since 2021
Ground area
4,952 m²
Building footprint
154 m²
Volume, LiDAR
921 m³
Parcel 25073A0440/00B000, Wallonia · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JCP-S
since 20212.312.501.279
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25073A0440/00B000 | Wallonia | 4,952 m² | 1 · 154 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 8,454 companies in sector 43120 we hold annual accounts for 3,231. 1,771 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-01-2021
Fiscal year end31-12
Abbreviation FR
JCP-S
Activities, NACEBEL 2025
43120Site preparation
43130Specialised construction activities
43230Insulation installation
43240Other construction installation
43350Other building finishing work
43910Bricklaying and masonry work
43990Other specialised construction activities
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
68204Real estate activities
68310Real estate agency activities
68321Property management for co-owned buildings (syndics)
68322Real estate appraisal on a fee or contract basis
81100Combined facilities support activities
81220Other building cleaning and industrial cleaning
81300Landscape service activities
82100Office administrative and support services
82990Other business support services
Contact
E-mail
info.jcp.services@gmail.com
Phone
+32486343291
Scores and ratios are computed by Checked and are not a credit decision.