Equity
-€25,740
Debts exceed assets in financial year 2025.
JCP Services
Lifetime
5 annual accounts with figures on one time axispeak €51,608 (2021)
-€7,125▼ €21,506
lowest -€22,041 (2025)
-€22,041▼ €22,208
peak €15,136 (2022)
-€25,740▼ €22,041
€77,787▼ 20.6%
Board1 name since 2021
1 directorMOUREAU Jean-Christophe
Documentsfilings and deeds
20-07-202611 days before the deadline
2025abbreviated format
Gross margin from €14,381 to -€7,125Loss of €22,041Equity from -€3,699 to -€25,740Debts from €98,008 to €77,787Cash from €3,352 to €261
Key points
from the 2025 annual accountsDebts
€77,787 149% of the balance sheet
Financial debts 21%Suppliers 20%Other 58%
Of this, €61,320 falls due within a year.
Position in the sector
-49.5%
Lower solvency than 95% of companies in specialised construction. Sector median 44.0% · 9,973 companies.
Turnover not published (abbreviated or micro format)
Checked score
49
Fair
Financially stronger than 2% of micro companies in specialised construction (NACE 43)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.7%
01-2025: 2.5%▼ -0.2 percentage points vs 12-2024
02-2025: 2.5%● unchanged vs 01-2025
03-2025: 2.5%● unchanged vs 02-2025
04-2025: 2.6%▲ +0.1 percentage points vs 03-2025
05-2025: 2.7%▲ +0.1 percentage points vs 04-2025
06-2025: 2.8%▲ +0.1 percentage points vs 05-2025
07-2025: 2.9%▲ +0.1 percentage points vs 06-2025
08-2025: 3.6%▲ +0.7 percentage points vs 07-2025highest value
09-2025: 2.0%▼ -1.6 percentage points vs 08-2025
10-2025: 2.0%● unchanged vs 09-2025
11-2025: 1.9%▼ -0.1 percentage points vs 10-2025
12-2025: 1.9%● unchanged vs 11-2025
01-2026: 1.9%● unchanged vs 12-2025
02-2026: 1.7%▼ -0.2 percentage points vs 01-2026
03-2026: 1.7%● unchanged vs 02-2026lowest value
04-2026: 1.7%● unchanged vs 03-2026
05-2026: 1.7%● unchanged vs 04-2026
06-2026: 1.8%▲ +0.1 percentage points vs 05-2026
07-2026: 1.8%● unchanged vs 06-2026
08-2026: 2.5%▲ +0.7 percentage points vs 07-2026
09-2026: 2.5%● unchanged vs 08-2026
10-2026: 2.5%● unchanged vs 09-2026
11-2026: 2.5%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Negative equity -€25,740
Sector: Specialised construction activities (NACE 43)
Loss of €22,041 (financial year 2025)
lowers risk
Size: total assets €52,047
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 3% of them on solvency, 2% on liquidity, 4% on profitability and 0% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,008 companies had the same profile as JCP Services has now. Each dot stands for 16 companies, two years later.
83.0%
were still trading
8.4%
stopped another way
7.9%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of JCP Services itself: 2.5% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,008 companies, not a prediction for JCP Services. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.41 (0.75 in 2024), below 1. Short-term debt is 117.8% and cash 0.5% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year -€25,740
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
11 days early
2024
11 days late
2023
29 days early
2022
19 days early
2021
2 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 10 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0762580346
First establishment
JCP-S, Chemin Jacotia, Nodebais 6, Beauvechain
Incorporation
Founding capital of €5,000, 100 shares · Founder: MOUREAU Jean-Christophe · Appointment: MOUREAU Jean-Christophe (director) · published on 29-01-2021 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JCP Services Beauvechain | €52,047 | -€7,125 | -49.5% | - |
| ALM CONSTRUCT Incourt | €43,500 | -€19,716 | 43.4% | - |
| VIKTALI Ninove | €53,093 | -€8,952 | 51.7% | - |
| B&S SOLUTION Hasselt | €72,227 | -€8,726 | 2.8% | - |
| REDI CONSTRUCT Huldenberg | €62,614 | -€25,826 | -55.8% | - |
| DICA TRAVAUX Liège | €37,275 | €849 | 96.9% | - |
| DE BLAUWE BIZON Beernem | €59,190 | -€29,950 | -57.4% | - |
These companies have the same main activity as JCP Services: site preparation (NACE 43120). They are comparable in size and age: total assets between €37,300 and €72,200, founded between 2019 and 2022.
Official details
Source: KBO- Status
- Active since 27-01-2021Normal situation
- Activity
- Site preparationNACE 43120and 18 others
- Establishment unit
- 2.312.501.2791320 Beauvechain, since 01-02-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 03-11-2025
Annual accounts 2025
- €52,047▼ 44.8%
- Filing
- Filed on 20-07-2026, 11 days before the end of the filing period
Insights on JCP Services
JCP Services files the abbreviated format. That format states no turnover. The gross margin fell from €51,608 in 2021 to -€7,125 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JCP Services
- What is the company number of JCP Services?
- The company number of JCP Services is 0762.580.346. The VAT number is the same number with BE in front: BE 0762.580.346.
- Where is JCP Services based?
- The registered office is at Chemin Jacotia, Nodebais 6, 1320 Beauvechain.Company details
- What does JCP Services do?
- According to the KBO register, the main activity is site preparation (NACE 43120).
- What is the legal form of JCP Services?
- JCP Services is a private limited company (BV).
- When was JCP Services founded?
- JCP Services was founded on 27-01-2021.
- Is JCP Services still active?
- Yes, JCP Services is an active enterprise in the KBO register.
- How many employees does JCP Services have?
- JCP Services had an average of 1 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
- What is the turnover of JCP Services?
- The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it.
- Is JCP Services profitable?
- In financial year 2025, JCP Services made a loss of €22,041.
- Where can I find the annual accounts of JCP Services?
- JCP Services filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JCP Services due?
- JCP Services must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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