VIKOL
ActiveSummary
The computed 12-month bankruptcy probability of VIKOL is 2.7% (moderate). The 2025 annual accounts show equity of €21k and a net result of €-5k. Equity is growing by ~38.8% per year across the filed fiscal years. Its solvency ranks better than 25% of 830 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
37
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability27▼-44
Solvency42▲+1
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.2 against 1.19 in 2024; short-term debt: 83.1% and cash: 10% of total assets), and 83.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.9%
Return on assets
-4%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 830 sector peers (2025).
NBB · sector comparisonPosition among 830 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 03-02-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
3 d late
2024
7 d late
2023
54 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-5k
2024 · €21k
2023: €5k
2024: €21k
2023 → 2025
Working capital
€21k▼ 19.2%
2024 · €26k
2023: €5k
2024: €26k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€5k-€26k▲ 453%€21k▼ 19.2%
Operating result€6k-€26k▲ 352%€28k▲ 6.1%
Net result€5k-€21k▲ 353%€-5k
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 6% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €123k
Equity
€21k ▼ 19.2%
Debt
€102k ▼ 23.9%
Debt's share of the balance-sheet total falls from 83.9% to 83.1%. Equity and debt are lower.
Key figures and ratios
Current ratio
1.20▲
2024 · 1.19
Debt to equity
4.90▼
2024 · 5.21
ROE
-23.8%▼
2024 · 81.9%
ROA
-4.0%▼
2024 · 13.2%
Debt ≤ 1 year
€102k▼
2024 · €134k
Income taxes
€9k▲
2024 · €5k
Staff costs
€3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 31 lines
Balance sheet
Code20242025
Assets
Total assets20/58€160k€123k▼
Current assets29/58€160k€123k▼
Amounts receivable within one year40/41€107k€110k▲
Trade receivables40€99k€79k▼
Other amounts receivable41€8k€31k▲
Cash at bank and in hand54/58€53k€12k▼
Equity and liabilities
Total equity and liabilities10/49€160k€123k▼
Equity10/15€26k€21k▼
Profit (loss) carried forward14€26k€21k▼
Amounts payable17/49€134k€102k▼
Amounts payable within one year42/48€134k€102k▼
Trade debts44€113k€83k▼
Suppliers440/4€51k€67k▲
Bills of exchange payable441€62k€16k▼
Taxes, remuneration and social security45€5k€17k▲
Taxes450/3€5k€16k▲
Remuneration and social security454/9-€1k
Other amounts payable47/48€15k€2k▼
Income statement
Code20242025
Remuneration, social security and pensions62-€3k
Other operating charges640/8€12€714▲
Gross operating margin9900€26k€32k▲
Operating profit (loss)9901€26k€28k▲
Financial charges65/66B€30€24k▲
Recurring financial charges65€30€24k▲
Profit (loss) for the period before taxes9903€26k€4k▼
Income taxes67/77€5k€9k▲
Profit (loss) for the period9904€21k€-5k▼
Profit (loss) for the period to be appropriated9905€21k€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€26k€21k▼
Profit (loss) brought forward from the previous period14P€5k€26k▲
Social balance
Average headcount (FTE)9087-0.2
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-02
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 3 days late
2025
30-06
Financial
Weakest financial yearnet €-5k ▼123%
Net result drops to €-5k, the lowest in the series.
07-02
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 7 days late
2024
30-06
Financial
Highest result since 2023net €21k ▲353%
Net result €21k, the highest in the series.
25-03
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 54 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wezembeek-Oppem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lange Eikstraat 461970 Wezembeek-OppemGround area
693 m²
Building footprint
489 m²
Volume, LiDAR
4,454 m³
2 parcels, Brussels, Flanders · tallest building 16.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
VIKOL
since 20212.338.383.849
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22006A0114/00P000 | Flanders | 520 m² | 1 · 325 m² | 14.8 m · 3 fl. |
| 21304B0014/00P009 | Brussels | 173 m² | 1 · 164 m² | 16.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KRISTOF SIONGERS HOME & GARDEN
BE 0788.736.001
Lummen · Eq €20,800
DABO
BE 0452.374.445
Balen · Eq €20,797
LR Renovatie
BE 0786.510.741
Rotselaar · Eq €20,795
FC CONSTRUCT
BE 0552.585.244
Mouscron · Eq €20,802
Zidi Construct
BE 0536.697.832
Genk · Eq €20,794
Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 11,631 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-11-2021
Fiscal year end30-06
Activities, NACEBEL 2025
41001General construction of residential buildings
43211General electrical installation work
43240Other construction installation
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.