VIKO CONSTRUCT
ActiveThe computed 12-month bankruptcy probability of VIKO CONSTRUCT is 2.2% (moderate). The 2025 annual accounts show equity of €15k and a net result of €5k. Its solvency ranks better than 86% of 7391 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability98▼-2
Solvency100▲+11
Growth35
Track record94
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 4.65 against 2.79 in 2024; short-term debt: 21.5% and cash: 27.2% of total assets), and 21.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.5%
Return on assets
24.4%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 16-04-2026, 14 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
14 d early
2024
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€73k▼ 26.6%
2024 · €99k
2024: €99k
2024 → 2025
EBIT margin
8.0%▼ 2.4pp
2024 · 10.4%
2024: 10.4%
2024 → 2025
Net result
€5k▼ 43.7%
2024 · €8k
2024: €8k
2024 → 2025
Working capital
€15k▲ 45.1%
2024 · €10k
2024: €10k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Turnover€99k-€73k▼ 26.6%
Equity€10k-€15k▲ 45.1%
Operating result€10k-€6k▼ 43.2%
Net result€8k-€5k▼ 43.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 43% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €19k
Equity
€15k▲ 45.1%
Debt
€4k▼ 28.6%
The debt ratio falls from 35.8% to 21.5%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
78.5%▲
2024 · 64.2%
Current ratio
4.65▲
2024 · 2.79
Quick ratio
4.65▲
2024 · 2.79
Debt / equity
0.27▼
2024 · 0.56
ROE
31.1%▼
2024 · 80.1%
ROA
24.4%▼
2024 · 51.5%
Debt
€4k▼
2024 · €6k
Debt ≤ 1 year
€4k▼
2024 · €6k
Income taxes
€1k▼
2024 · €2k
Staff costs
€196▼
2024 · €656
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€16k€19k▲
Current assets29/58€16k€19k▲
Amounts receivable within one year40/41€12k€14k▲
Trade receivables40€1k€2k▲
Other amounts receivable41€11k€11k▲
Cash at bank and in hand54/58€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€16k€19k▲
Equity10/15€10k€15k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€8k€13k▲
Amounts payable17/49€6k€4k▼
Amounts payable within one year42/48€6k€4k▼
Trade debts44€1k€2k▲
Suppliers440/4€163-
Bills of exchange payable441€1k€2k▲
Taxes, remuneration and social security45€4k€2k▼
Taxes450/3€2k€2k▼
Remuneration and social security454/9€2k-
Income statement
Code20242025
Turnover70€99k€73k▼
Goods, raw materials, services and sundry goods60/61€87k€66k▼
Remuneration, social security and pensions62€656€196▼
Other operating charges640/8€909€517▼
Gross operating margin9900€12k€7k▼
Operating profit (loss)9901€10k€6k▼
Financial charges65/66B€24€123▲
Recurring financial charges65€24€123▲
Profit (loss) for the period before taxes9903€10k€6k▼
Income taxes67/77€2k€1k▼
Profit (loss) for the period9904€8k€5k▼
Profit (loss) for the period to be appropriated9905€8k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€8k€13k▲
Profit (loss) brought forward from the previous period14P-€8k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Huytstraat 129320 AalstGround area
318 m²
Building footprint
85 m²
Volume, LiDAR
627 m³
Parcel 41047C0263/00E000, Flanders · tallest building 13.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VIKO CONSTRUCT
since 20232.344.783.869
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41047C0263/00E000 | Flanders | 318 m² | 1 · 85 m² | 13.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GABY DECOR
BE 0793.302.424
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R&R
BE 0793.830.479
Antwerpen · Eq €15k
PA CONSTRUCTION
BE 0898.578.801
Soumagne · Eq €15k
Construction MARTIN Renaud
BE 1031.939.349
Vaux-sur-Sûre · Eq €15k
MR Creative Construction
BE 0775.871.722
Sint-Pieters-Leeuw · Eq €15k
Of 29,801 companies in sector 41001 we hold annual accounts for 16,041. 10,602 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-05-2023
Fiscal year end30-09
Activities, NACEBEL
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.