Active BE 0833.459.236Private limited company

VIJVERMAN MOTORS

Zonnestraat(DE) 82 ·9450 Haaltert, Belgium· 15 yrs active

Sector: Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton) (47811)

Conclusion Checked

The computed 12-month bankruptcy probability of VIJVERMAN MOTORS is 0.7% (low). The 2025 annual accounts show equity of €351k and a net result of €82k. The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Key figures

Equity	€351k
Net result	€82k
Staff (FTE)	1.9
Active	15 yrs

Financial profile 4 of 5 axes measured · computed by Checked

94 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 93

Profitability 100

Solvency 100

Growth -

Stability 85

Bankruptcy probability (12 mo) Checked model v1 · free

0.7% Low

0%0,5%1,5%4%10%≥25%

Higher-failure-rate sector +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Established

Founded in 2011, 15 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2025 · computed

93 / 100 Excellent

050100

Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview14 NBB filings

Annual accounts filed on 31-07-2026 with the NBB · fiscal year 2025 · verkort

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	verkort
Revenue	-
EBITDA	€149k
Net profit	€82k
Cash flow	€107k
Staff costs	€114k
Income taxes	€34k
Dividends	€43k
Total assets	€542k
Equity	€351k
Debt	€191k
of which ≤ 1y	€191k
of which > 1y	-
Working capital	€304k
Employees (FTE)	1.9

Ratios (computed)

	2025
Current ratio	2.59
Quick ratio	1.99
Working capital ratio	56.1%
Solvency	64.8%
Debt / equity	0.54
Long-term debt ratio	-
Interest coverage	18.99
Gross margin	-
Net margin	-
ROA	15.1%
ROE	23.3%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €47k · 8.7% Current assets €495k · 91.3%

Equity & liabilities

Equity €351k · 64.8% Debt €191k · 35.2%

Full annual accounts (23 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€542k
Fixed assets	21/28	€47k
Tangible fixed assets	22/27	€47k
Current assets	29/58	€495k
Stocks & contracts in progress	3	€115k
Amounts receivable within one year	40/41	€91k
Cash & bank	54/58	€280k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€542k
Equity	10/15	€351k
Contributions / capital	10/11	€19k
Reserves	13	€332k
Accumulated profits (losses)	14	€0
Amounts payable	17/49	€191k
Amounts payable within one year	42/48	€191k
Trade debts payable within one year	44	€15k
Income statement
Gross operating margin	9900	€292k
Operating result	9901	€123k
Financial income	75	€610
Financial charges	65	€8k
Result before taxes	9903	€116k
Income taxes	67/77	€34k
Net result for the period	9904	€82k
Result to be appropriated	9905	€82k

Ratios computed by Checked.

Legal Structure

NACE primary	Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)(47811)
Legal form	Private limited company(610)
Incorporation	04-02-2011
Status	Active
Postal code	9450

Establishment units 1 location

VIJVERMAN MOTORS

Zonnestraat(DE) 82, 9450 HaaltertVerhuur en lease van caravans

since 20112.196.007.546

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
41010A0663/00P000	Flanders	5,313 m²	1 · 33 m²	3.1 m · 1 fl.

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 10 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

31-07-2026