Overdue debts
€48,612 on 31-12-2025
The annual accounts state €48,612 of overdue tax debts on 31-12-2025.
VIETAL
Lifetime
20 annual accounts with figures on one time axis, 29 filings since 1997peak €1.3m (2024)
€880,591▼ 32.9%
lowest -€243,648 (2020)
-€182,737▼ €488,427
peak €292,687 (2008)
-€436,741▼ €182,737
€2.3m▼ 7.8%
peak 12.6 FTE (2021)
8.5 FTE▲ 2.4%
Board1 name since 1996
1 directorDREEZEN Ronny Jan Lutgart
Documentsfilings and deeds
30-06-202631 days before the deadline
2025abbreviated format
Gross margin from €1.3m to €880,591Loss of €182,737Equity from -€254,004 to -€436,741Cash from €5,840 to €15,285
Key points
from the 2025 annual accountsEquity
-€436,741
Debts exceed assets in financial year 2025.
Result
-€182,737 -€182,737
From profit to loss in 2025, after a profit of €305,690 in 2024.
Debts
€2.3m 124% of the balance sheet
Financial debts 76%Suppliers 2%Taxes and wages 8%Other 15%
€1.8m of the debts are secured on the company's own assets. In 2024 that was €2.0m.
Staff
8.5 FTE from 12.6 in 2021
Between 2021 and 2025, 33% of the full-time equivalents disappeared.
Position in the sector
-23.6%
Lower solvency than 95% of companies in auxiliary financial services. Sector median 38.5% · 1,857 companies.
Financial institution: outside the modelBankruptcy probability: sector outside the model
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Two signals.
raises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 1857 sector peers (2025).
NBB · sector comparisonPosition among 1857 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 days early
2024
1 day early
2023
28 days early
2022
3 days early
2021
41 days early
2020
5 days early
2019
28 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 20 days before the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Company renamed from ZAKENKANTOOR RONNY DREEZEN to VIETAL
General meeting of 15-11-2024 · Gazette deed
Registered office moved within Bree
New registered office: Kloosterpoort 14, 3960 Bree · Previous registered office: Stadsplein 3, 3960 Bree · Board meeting of 23-01-2024 · Gazette deed
Resignation: DREEZEN Ronny Jan Lutgart (director)
Reappointment: DREEZEN Ronny Jan Lutgart (director) · “bepaling zoals lager vermeld” (deed in Dutch) · General meeting of 05-12-2023 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0459170977
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| VIETAL Bree | €1.9m | €0.9m | -23.6% | 8.5 |
| BUREAU ELIAS - DAVE Burdinne | €1.6m | €0.9m | 58.0% | 8.6 |
| Clario Sint-Niklaas | €2.0m | €1.1m | 92.3% | 8.5 |
| ZAKENKANTOOR STRAUVEN ROBERT Halen | €2.0m | €0.9m | 26.8% | 9.9 |
| Sibova Insurance Hasselt | €2.3m | €0.7m | 34.0% | 9.3 |
| EUROBROKERS INSURANCE CONSULTANTS Uccle | €1.8m | €1.0m | 36.0% | 8.8 |
| VYPCO CONSULT Herzele | €2.5m | €0.9m | 12.0% | 9 |
These companies have the same main activity as VIETAL: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €1.6m and €2.5m, founded between 1989 and 2002.
Official details
Source: KBO- Status
- Active since 05-11-1996Normal situation
- Activity
- Insurance agents and brokersNACE 66220
- Joint committee
- 307Insurance brokers and agencies · annual accounts 2025
- Establishment unit
- 2.315.117.2123960 Bree, since 01-01-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 24-11-2023
Annual accounts 2025
- €1.9m▼ 16.9%
- Employeeson 31-12-2025
- 10▲ 25.0%
- Filing
- Filed on 30-06-2026, 31 days before the end of the filing period
Insights on VIETAL
VIETAL files the abbreviated format. That format states no turnover. The gross margin rose from €191,725 in 2006 to €880,591 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about VIETAL
- What is the company number of VIETAL?
- The company number of VIETAL is 0459.170.977. The VAT number is the same number with BE in front: BE 0459.170.977.
- Where is VIETAL based?
- The registered office is at Kloosterpoort 14, 3960 Bree.Company details
- What does VIETAL do?
- According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
- What is the legal form of VIETAL?
- VIETAL is a private limited company (BV).
- When was VIETAL founded?
- VIETAL was founded on 05-11-1996.
- Is VIETAL still active?
- Yes, VIETAL is an active enterprise in the KBO register.
- How many employees does VIETAL have?
- VIETAL had an average of 8.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does VIETAL fall under?
- In its 2025 annual accounts, VIETAL states joint committee 307 (Insurance brokers and agencies).
- What is the turnover of VIETAL?
- The turnover in financial year 2025 is ≈ €1.4m. This figure is estimated from the gross margin of €880,591 and 31 comparable companies (NACE 66). It probably lies between €1.3m and €1.6m.
- Is VIETAL profitable?
- In financial year 2025, VIETAL made a loss of €182,737.
- Where can I find the annual accounts of VIETAL?
- VIETAL filed 29 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of VIETAL due?
- VIETAL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See which support similar companies received that this one did not.Subsidies See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.