VierPuntNul
VierPuntNul is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €63k and a net result of €34k. Its solvency ranks better than 50% of 3139 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €63k |
| Net result | €34k |
| Better than sector | 50% |
| Active | 4 yrs |
Strong profile, led by profitability.
Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 52.4% | 52.5% | |
| Net result | €34k | €32k | |
| Equity | €63k | €75k | |
| Gross operating margin | €49k | €52k | |
| Total assets | €120k | €192k |
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €34k |
| Cash flow | n/a |
| Staff costs | - |
| Income taxes | €12k |
| Dividends | - |
| Total assets | €120k |
| Equity | €63k |
| Debt | €57k |
| of which ≤ 1y | €43k |
| of which > 1y | €12k |
| Working capital | n/a |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 52.4% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | 28.2% |
| ROE | 53.8% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €120k |
| Fixed assets | 21/28 | €62k |
| Tangible fixed assets | 22/27 | €12k |
| Financial fixed assets | 28 | €50k |
| Current assets | 29/58 | €58k |
| Amounts receivable within one year | 40/41 | €44k |
| Cash & bank | 54/58 | €13k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €120k |
| Equity | 10/15 | €63k |
| Contributions / capital | 10/11 | €5k |
| Reserves | 13 | €58k |
| Amounts payable | 17/49 | €57k |
| Amounts payable after one year | 17 | €12k |
| Amounts payable within one year | 42/48 | €43k |
| Trade debts payable within one year | 44 | €5k |
| Income statement | ||
| Gross operating margin | 9900 | €49k |
| Operating result | 9901 | €48k |
| Financial income | 75 | €857 |
| Financial charges | 65 | €3k |
| Result before taxes | 9903 | €46k |
| Income taxes | 67/77 | €12k |
| Net result for the period | 9904 | €34k |
| Result to be appropriated | 9905 | €34k |
-
Els VangrunderbeekDirectorState Gazette act 23155909 (06-12-2023)Current01-10-2023 → present
| NACE primary | Financial services(64210) |
| Legal form | Private limited company(610) |
| Incorporation | 07-04-2022 |
| Status | Active |
| Postal code | 3510 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71028B0149/00E003 | Flanders | 587 m² | 1 · 140 m² | 7.7 m · 2 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
06-12-2023 Els Vangrunderbeek appointed as director
- Els Vangrunderbeek, Bestuurder
Technical details
{
"events": [
{
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"role": "bestuurder",
"person": {
"rrn": "91.01.30-366.70",
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"effective_date": "2023-10-01",
"evidence_quote": "De algemene vergadering besluit over te gaan tot de benoeming van een nieuwe bestuurder, zijnde: Mevrouw Els Vangrunderbeek, met rijkregisternummer 91.01.30-366.70.",
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},
"act_meta": {
"language": "nl",
"pub_date": "2023-12-06",
"filing_date": "2023-11-27",
"act_kind_objet": "Onderwerp akte:"
},
"decisions": [],
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"subject_company": {
"kbo": "0784.596.475",
"name_full": "VierPuntNul",
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}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | VierPuntNul |