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Generated 29-08-2026
Active BE 0803.286.890Private limited company

Vidovic Retail Maldegem

Koning Leopoldlaan 3 ·9990 Maldegem, Belgium· 3 yrs active
Sector: Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen (47110)
Conclusion Checked

The computed 12-month bankruptcy probability of Vidovic Retail Maldegem is 3.1% (moderate). The 2024 annual accounts show negative equity (€-337k) and a net result of €-340k. Its solvency ranks better than 13% of 1230 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €-337k
Net result €-340k
Staff (FTE) 12
Better than sector 13%
Financial profile 4 of 5 axes measured · computed by Checked
Health10Profitability100Solvency33Growth-Stability79
56 / 100

Mixed profile: strong on profitability, weaker on health.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 10
Profitability 100
Solvency 33
Growth -
Stability 79
Bankruptcy probability (12 mo) Checked model v1 · free
3.1% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
10 / 100 Critical
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 23-10-2025 with the NBB · fiscal year 2024 · verkort
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency -10.3% 20.3%
better than 13% of 1230 sector peers
Net result €-340k €25k
better than 5% of 1229 sector peers
Equity €-337k €142k
better than 5% of 1230 sector peers
Gross operating margin €207k €215k
better than 49% of 1228 sector peers
Staff costs €441k €160k
higher than 80% of 937 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositverkort
Revenue-
EBITDA€-234k
Net profit€-340k
Cash flow€-246k
Staff costs€441k
Income taxes€365
Dividends-
Total assets€3.29M
Equity€-337k
Debt€3.62M
of which ≤ 1y€3.61M
of which > 1y-
Working capital€-2.78M
Employees (FTE)12.0
Ratios (computed)
2024
Current ratio0.23
Quick ratio0.11
Working capital ratio-84.6%
Solvency-10.3%
Debt / equity-10.75
Long-term debt ratio-
Interest coverage-20.81
Gross margin-
Net margin-
ROA-10.4%
ROE100.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€3.29M
Fixed assets 21/28€2.45M
Tangible fixed assets 22/27€2.45M
Current assets 29/58€834k
Stocks & contracts in progress 3€440k
Amounts receivable within one year 40/41€157k
Cash & bank 54/58€134k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€3.29M
Equity 10/15€-337k
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€-340k
Amounts payable 17/49€3.62M
Amounts payable within one year 42/48€3.61M
Trade debts payable within one year 44€3.42M
Income statement
Gross operating margin 9900€207k
Operating result 9901€-329k
Financial income 75€202
Financial charges 65€11k
Result before taxes 9903€-340k
Income taxes 67/77€365
Net result for the period 9904€-340k
Result to be appropriated 9905€-340k
Ratios computed by Checked.
Legal Structure
NACE primary Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen(47110)
Legal form Private limited company(610)
Incorporation28-06-2023
StatusActive
Postal code9990
Establishment units 1 location
JUMBO Maldegem
Koning Leopoldlaan 3, 9990 MaldegemDetailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 400 m² en minder dan 2500 m²)
since 20232.346.862.639
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
43010C0097/00K000 Flanders 1.1 ha 1 · 4,382 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
23-10-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
15-10-2024
State Gazette act Registered-office change
Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
Address history · 1
15-10-2024
Registered-office move
All acts · 1 updated 1 year ago
2024
15-10-2024 Registered office moved Registered-office change
Technical details 
{
  "events": [
    {
      "kind": "zetel_clause_amendment_no_move",
      "seat_type": "siege_administratif",
      "new_address": null,
      "old_address": {
        "raw": "Assenedesteenweg 117, 9060 Zelzate",
        "city": "Zelzate",
        "region": "vlaams_gewest",
        "street": "Assenedesteenweg",
        "country": "BE",
        "postcode": "9060",
        "box_number": null,
        "street_number": "117",
        "locality_suffix": null
      },
      "effective_date": null,
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": false,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "immediate",
      "statutaire_vs_werkelijke": null,
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2024-10-15",
    "filing_date": "2024-10-04",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "enige_bestuurder",
    "date": "2024-09-13",
    "unanimous": true
  },
  "subject_company": {
    "kbo": "0803.286.890",
    "name_full": "Vidovic Retail Maldegem",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Thomas Van de Wiel",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bijzonder gevolmachtigde"
  },
  "co_filed_documents": []
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen47110Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 400 m² en minder dan 2500 m²)47114
Primary activity highlighted.
Names & trade names
Legal nameNL Vidovic Retail Maldegem
Registered office
Koning Leopoldlaan 3 bus 1/01
9990 Maldegem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative