Victors
ActiveVictors has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €223k and a net result of €1k. Equity is shrinking by ~27.1% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 65% of 18016 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
83
/ 100
Excellent▼ -3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability3▼-30
Solvency96=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 4.09 against 5.63 in 2024), and 48.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.3%
Return on assets
0.3%
Age of the figures
17 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
2 d early
2023
5 d early
2022
32 d early
2021
31 d early
2020
2 d early
2019
13 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close14-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€223k▼ 13.6%
2024 · €258k
2019: €703k
2020: €687k
2021: €567k
2022: €329k
2023: €241k
2024: €258k
2019 → 2025
Total assets
€434k▼ 11.5%
2024 · €490k
2019: €1.40M
2020: €1.22M
2021: €1.13M
2022: €675k
2023: €579k
2024: €490k
2019 → 2025
Net result
€1k▼ 92.5%
2024 · €17k
2019: €36k
2020: €-16k
2021: €34k
2022: €74k
2023: €34k
2024: €17k
2019 → 2025
Working capital
€276k▼ 18.1%
2024 · €337k
2019: €882k
2020: €917k
2021: €759k
2022: €475k
2023: €329k
2024: €337k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€567k-€329k▼ 42.0%€241k▼ 26.8%€258k▲ 7.1%€223k▼ 13.6%
Operating result€56k-€117k▲ 111%€59k▼ 50.1%€32k▼ 45.2%€3k▼ 90.2%
Net result€34k-€74k▲ 118%€34k▼ 53.9%€17k▼ 50.1%€1k▼ 92.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 90% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €434k
Fixed assets
€69k▼ 14.4%
Current assets
€365k▼ 10.9%
Equity and liabilities €434k
Equity
€223k▼ 13.6%
Debt
€211k▼ 9.1%
The debt ratio rises from 47.4% to 48.7%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€15k▼
2024 · €44k
Cash flow
€13k▼
2024 · €29k
Solvency
51.3%▼
2024 · 52.6%
Current ratio
4.09▼
2024 · 5.63
Quick ratio
4.09▼
2024 · 5.63
Debt / equity
0.95▲
2024 · 0.90
ROE
0.6%▼
2024 · 6.6%
ROA
0.3%▼
2024 · 3.5%
Interest coverage
19.99▼
2024 · 30.84
Debt
€211k▼
2024 · €232k
Debt ≤ 1 year
€89k▲
2024 · €73k
Income taxes
€6k▼
2024 · €14k
Staff costs
€80k▼
2024 · €103k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€490k€434k▼
Fixed assets21/28€81k€69k▼
Intangible fixed assets21€4k€3k▼
Tangible fixed assets22/27€76k€65k▼
Land and buildings22€31k€24k▼
Plant, machinery and equipment23€44k€41k▼
Furniture and vehicles24€554€305▼
Financial fixed assets28€806€620▼
Current assets29/58€409k€365k▼
Amounts receivable within one year40/41€164k€165k▲
Trade receivables40€39k€30k▼
Other amounts receivable41€125k€136k▲
Current investments50/53€116k€31k▼
Cash at bank and in hand54/58€126k€166k▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€490k€434k▼
Equity10/15€258k€223k▼
Contributions10/11€19k€19k=
Reserves13€239k€204k▼
Distributable reserves133€239k€204k▼
Amounts payable17/49€232k€211k▼
Amounts payable within one year42/48€73k€89k▲
Current portion of amounts payable after more than one year42€5k-
Trade debts44€38k€47k▲
Suppliers440/4€38k€47k▲
Taxes, remuneration and social security45€19k€10k▼
Taxes450/3€9k€557▼
Remuneration and social security454/9€9k€9k▼
Other amounts payable47/48€11k€33k▲
Accrued charges and deferred income492/3€160k€122k▼
Income statement
Code20242025
Remuneration, social security and pensions62€103k€80k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€11k▼
Other operating charges640/8€3k€3k▼
Gross operating margin9900€150k€97k▼
Operating profit (loss)9901€32k€3k▼
Financial income75/76B€750€5k▲
Recurring financial income75€750€5k▲
Financial charges65/66B€1k€730▼
Recurring financial charges65€1k€730▼
Profit (loss) for the period before taxes9903€31k€7k▼
Income taxes67/77€14k€6k▼
Profit (loss) for the period9904€17k€1k▼
Profit (loss) for the period to be appropriated9905€17k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€17k€1k▼
Transfer from equity791/2-€36k
Transfer to equity691/2€17k€1k▼
To other reserves6921€17k€1k▼
Profit to be distributed694/7-€36k
Return on contributions (dividend)694-€36k
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
29-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
26-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Highest result since 2019net €74k ▲118%
Operating result €117k, net result €74k, both a record.
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Back to profitnet €34k
Net result €34k after one loss-making year.
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
31-03
Financial
Weakest financial yearnet €-16k ▼144%
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
2019
18-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
10-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
22-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
06-01
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2017
BVBA Victor Invest
Not recently confirmedManager · since 01-01-2017 · Legal entity · perm. rep.: Kris Pieters
01-01-2017
Appointed as Manager
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Veldemeersdreef 239880 AalterGround area
2,269 m²
Building footprint
197 m²
Volume, LiDAR
885 m³
Parcel 44502C0750/00X004, Flanders · tallest building 17.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Veldemeersdreef 23, 9880 Aalter
since 20072.168.241.097
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44502C0750/00X004 | Flanders | 2,269 m² | 1 · 197 m² | 17.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SIMPLY LIFE STYLE
BE 0828.121.662
Kortrijk · Eq €223k
VJE TRADING
BE 0736.906.723
Mouscron · Eq €222k
Makri Furniture
BE 0781.429.327
Ronse · Eq €221k
DE KEUKENBOULEVARD
BE 0473.166.493
Hasselt · Eq €221k
LIGNA RECTA
BE 0476.579.212
Antwerpen · Eq €221k
Of 2,589 companies in sector 47551 we hold annual accounts for 1,702. 1,316 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-12-2007
Fiscal year end31-03
Activities, NACEBEL
47551Retail sale of household furniture
47591Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.