Victor Collett
Victor Collett is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €508k and a net result of €309k. Equity is growing by ~71.7% per year across the filed fiscal years. Its solvency ranks better than 58% of 498 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €508k |
| Net result | €309k |
| Better than sector | 58% |
| Active | 4 yrs |
Strong profile, led by profitability.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 51.7% | 43.2% | |
| Net result | €309k | €68k | |
| Equity | €508k | €492k | |
| Gross operating margin | €20k | €83k | |
| Employees (FTE) | 0.0 | 0.0 |
| Fiscal year | 2025 |
|---|---|
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €309k |
| Cash flow | n/a |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €983k |
| Equity | €508k |
| Debt | €474k |
| of which ≤ 1y | €63k |
| of which > 1y | €375k |
| Working capital | n/a |
| Employees (FTE) | 0.0 |
| 2025 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 51.7% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | 31.5% |
| ROE | 60.8% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €983k |
| Fixed assets | 21/28 | €818k |
| Financial fixed assets | 28 | €818k |
| Current assets | 29/58 | €164k |
| Amounts receivable within one year | 40/41 | €163k |
| Cash & bank | 54/58 | €2k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €983k |
| Equity | 10/15 | €508k |
| Contributions / capital | 10/11 | €150k |
| Accumulated profits (losses) | 14 | €358k |
| Amounts payable | 17/49 | €474k |
| Amounts payable after one year | 17 | €375k |
| Amounts payable within one year | 42/48 | €63k |
| Trade debts payable within one year | 44 | €88 |
| Income statement | ||
| Gross operating margin | 9900 | €20k |
| Operating result | 9901 | €20k |
| Financial income | 75 | €301k |
| Financial charges | 65 | €11k |
| Result before taxes | 9903 | €309k |
| Net result for the period | 9904 | €309k |
| Result to be appropriated | 9905 | €309k |
-
Current26-10-2021 → present
| NACE primary | Financial services(64210) |
| Legal form | Private limited company(610) |
| Incorporation | 13-09-2021 |
| Status | Active |
| Postal code | 8870 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36494D0970/00S002 | Flanders | 7,732 m² | 1 · 3,272 m² | 6.9 m · 2 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
27-11-2025 Transaction in capital or shares
Technical details
{
"events": [],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0773.802.652",
"name_full": "VICTOR COLLETT",
"legal_form": "BV"
}
}11-09-2025 Registered office moved within Izegem
- Kapelstraat 2, 8870 Izegem → Noordkaai 1, 8870 Izegem
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Izegem",
"region": null,
"street": "Noordkaai",
"country": "BE",
"postcode": "8870",
"box_number": "3",
"street_number": "1"
},
"old_address": {
"city": "Izegem",
"region": null,
"street": "Kapelstraat",
"country": "BE",
"postcode": "8870",
"box_number": null,
"street_number": "2"
},
"effective_date": "2025-07-19",
"evidence_quote": "Het bestuur beslist dat de zetel van de vennootschap zal worden verplaatst van Kapelstraat 2, 8870 Izegem naar Noordkaai 1/3, 8870 Izegem, en dit vanaf 19/07/2025."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0773.802.652",
"name_full": "VICTOR COLLETT",
"legal_form": "BV"
}
}26-10-2021 Victor Stieven appointed as director
- Victor Stieven, Bestuurder
Technical details
{
"events": [
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Victor Stieven",
"address": null,
"birth_date": null
},
"evidence_quote": "Uit de notulen van de bijzondere algemene vergadering van 23 september 2021 blijkt de benoeming als vaste vertegenwoordiger van de heer Victor Stieven."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0773.802.652",
"name_full": "VICTOR COLLETT",
"legal_form": "BV"
}
}15-09-2021 Incorporation of a new BV
Technical details
{
"kind": "oprichting",
"seat": "8870 Izegem, Kapelstraat 2",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1986-12-15",
"name": "VICTOR Stieven Robert Norbert",
"niss": null,
"address": "8830 Hooglede, Roibaardstraat 31"
},
"share_class": "A",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 75000,
"holder_person_name": "VICTOR Stieven Robert Norbert",
"is_subscriber_only": false,
"n_shares_subscribed": 10000000,
"amount_subscribed_eur": 75000,
"is_anonymous_silent_partner": false
},
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1986-03-21",
"name": "COLLETT Julie Marie Claire Paule Fran\u00E7oise",
"niss": null,
"address": "8500 Kortrijk, Doorniksewijk 103"
},
"share_class": "B",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 75000,
"holder_person_name": "COLLETT Julie Marie Claire Paule Fran\u00E7oise",
"is_subscriber_only": false,
"n_shares_subscribed": 10000000,
"amount_subscribed_eur": 75000,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 150000,
"subject_company": {
"kbo": "0773.802.652",
"name_full": "Victor Collett",
"legal_form": "BV"
},
"initial_directors": [],
"incorporation_date": "2021-09-07",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | Victor Collett |