Financial institution: outside the modelBankruptcy probability: sector outside the model
Checked score
Outside the general model
Checked score
The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Filing: One annual filing is missing
Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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31-12-2025 year end31-07-2026 deadline09-11-2026 today
raises risk · 2024 accounts filed 122 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-11-2025, 122 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 87 days after the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
These companies have the same main activity as VICLO: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €438,000 and €641,000, founded between 2007 and 2010.
The company number of VICLO is 0810.393.725. The VAT number is the same number with BE in front: BE 0810.393.725.
Where is VICLO based?
The registered office is at Tongersesteenweg 41, 3730 Bilzen-Hoeselt.Company details
What does VICLO do?
According to the KBO register, the main activity is activities of holding companies (NACE 64210).
What is the legal form of VICLO?
VICLO is a private limited company (BV).
When was VICLO founded?
VICLO was founded on 12-03-2009.
Is VICLO still active?
Yes, VICLO is an active enterprise in the KBO register.
How many employees does VICLO have?
VICLO had an average of 0.7 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
What is the turnover of VICLO?
The turnover in financial year 2024 is ≈ €170,000. This figure is estimated from the gross margin of €108,907 and 32 comparable companies (NACE 64210). It probably lies between €140,000 and €210,000.
Is VICLO profitable?
In financial year 2024, VICLO made a profit of €76,919.
Where can I find the annual accounts of VICLO?
VICLO filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2024.