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BEVISA

Active Risk: not assessed
Private limited companyfounded 200818 yrs activePopulierenstraat 13, 3560 Lummen, BelgiumKBO/BCE: BE 0897.193.877
Summary

BEVISA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €510k and a net result of €124k. Equity is growing by ~10.1% per year across the filed fiscal years. Its solvency ranks better than 86% of 9863 sector peers (fiscal year 2024). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-07-2025, 21 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
21 d early
2023
35 d early
2022
32 d early
2021
41 d early
2020
22 d early
2019
8 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€510k▲ 23.4%
2023 · €413k
Net result
€124k▲ 63.5%
2023 · €76k
Total assets
€573k▲ 18.5%
2023 · €483k
Solvency
89.1%▲ 3.5pp
2023 · 85.6%
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€88k▲ 147%€75k▼ 15.3%€95k▲ 26.7%€92k▼ 2.7%€94k▲ 2.0%
Net result€65k▲ 147%€72k▲ 12.0%€67k▼ 8.0%€76k▲ 13.3%€124k▲ 63.5%
Equity€300k▼ 11.4%€340k▲ 13.3%€379k▲ 11.2%€413k▲ 9.2%€510k▲ 23.4%
Total assets€425k▲ 13.0%€400k▼ 5.9%€435k▲ 8.6%€483k▲ 11.1%€573k▲ 18.5%
Debt€125k▲ 231%€60k▼ 52.2%€56k▼ 6.2%€70k▲ 23.9%€62k▼ 10.3%
Working capital€300k▼ 11.2%€335k▲ 11.7%€369k▲ 10.3%€407k▲ 10.3%€506k▲ 24.3%
Solvency70.6%▼ 19.4pp85.0%▲ 14.4pp87.1%▲ 2.0pp85.6%▼ 1.5pp89.1%▲ 3.5pp
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100kOperating result 2020: €88k€88kNet result 2020: €65k€65kOperating result 2021: €75k€75kNet result 2021: €72k€72kOperating result 2022: €95k€95kNet result 2022: €67k€67kOperating result 2023: €92k€92kNet result 2023: €76k€76kOperating result 2024: €94k€94kNet result 2024: €124k€124k20202021202220232024€0€50k€100kOperating result 2022: €95k€95kNet result 2022: €67k€67kOperating result 2023: €92k€92kNet result 2023: €76k€76kOperating result 2024: €94k€94kNet result 2024: €124k€124k202220232024
The operating result recovers in 2024; 2024 is 2% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €573k
Fixed assets €4k ▼ 37.1%
Current assets €569k ▲ 19.2%
Equity and liabilities €573k
Equity €510k ▲ 23.4%
Debt €62k ▼ 10.3%
Debt's share of the balance-sheet total falls from 14.4% to 10.9%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
ROE
24.2%▲
2023 · 18.3%
ROA
21.6%▲
2023 · 15.6%
Debt ≤ 1 year
€62k▼
2023 · €70k
Income taxes
€35k▲
2023 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 45 lines
Balance sheet Code20232024
Assets
Total assets20/58€483k€573k▲
Fixed assets21/28€6k€4k▼
Tangible fixed assets22/27€6k€4k▼
Plant, machinery and equipment23€2k€622▼
Furniture and vehicles24€5k€3k▼
Other tangible fixed assets26€0€0=
Current assets29/58€477k€569k▲
Amounts receivable within one year40/41€280€16k▲
Trade receivables40-€15k
Other amounts receivable41€280€989▲
Current investments50/53€197k€249k▲
Cash at bank and in hand54/58€265k€295k▲
Deferred charges and accrued income490/1€15k€8k▼
Equity and liabilities
Total equity and liabilities10/49€483k€573k▲
Equity10/15€413k€510k▲
Contributions10/11€12k€12k=
Reserves13€401k€498k▲
Tax-exempt reserves132€717€717=
Distributable reserves133€400k€497k▲
Amounts payable17/49€70k€62k▼
Amounts payable within one year42/48€70k€62k▼
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€5k€6k▲
Taxes450/3€3k€4k▲
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€62k€53k▼
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k▼
Other operating charges640/8€907€928▲
Gross operating margin9900€97k€97k▲
Operating profit (loss)9901€92k€94k▲
Financial income75/76B€16k€69k▲
Recurring financial income75€16k€69k▲
Financial charges65/66B€2k€5k▲
Recurring financial charges65€2k€5k▲
Profit (loss) for the period before taxes9903€106k€158k▲
Income taxes67/77€30k€35k▲
Profit (loss) for the period9904€76k€124k▲
Profit (loss) for the period to be appropriated9905€76k€124k▲
Appropriation of the result
Profit (loss) to be appropriated9906€76k€124k▲
Transfer from equity791/2€41k€27k▼
Transfer to equity691/2€76k€124k▲
To other reserves6921€76k€124k▲
Profit to be distributed694/7€41k€27k▼
Return on contributions (dividend)694€41k€27k▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Non-recurring operating income76A--€8k---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€788€2k€3k€4k€3k▼ 36.8%
Other operating charges640/8-€851€873€907€928▲ 2.3%
Gross operating margin9900€90k€78k€99k€97k€97k▲ 0.3%
Operating profit (loss)9901€88k€75k€95k€92k€94k▲ 2.0%
Financial income75/76B-€25k€11k€16k€69k▲ 332%
Recurring financial income75€2k€25k€11k€16k€69k▲ 332%
Financial charges65/66B-€559€13k€2k€5k▲ 153%
Recurring financial charges65€1k€559€13k€2k€5k▲ 153%
Profit (loss) for the period before taxes9903€89k€99k€92k€106k€158k▲ 49.1%
Income taxes67/77€25k€26k€26k€30k€35k▲ 13.5%
Profit (loss) for the period9904€65k€72k€67k€76k€124k▲ 63.5%
Profit (loss) for the period to be appropriated9905€65k€72k€67k€76k€124k▲ 63.5%
Line20202021202220232024Change
Assets
Total assets20/58€425k€400k€435k€483k€573k▲ 18.5%
Fixed assets21/28€635€6k€9k€6k€4k▼ 37.1%
Tangible fixed assets22/27€635€6k€9k€6k€4k▼ 37.1%
Plant, machinery and equipment23-€3k€4k€2k€622▼ 59.7%
Furniture and vehicles24-€2k€5k€5k€3k▼ 29.5%
Other tangible fixed assets26-€219-€0€0-
Current assets29/58€425k€395k€425k€477k€569k▲ 19.2%
Amounts receivable within one year40/41-€14k€21k€280€16k▲ 5,649%
Trade receivables40-€14k€16k-€15k-
Other amounts receivable41--€5k€280€989▲ 253%
Current investments50/53€129k€136k€141k€197k€249k▲ 26.5%
Cash at bank and in hand54/58€286k€243k€244k€265k€295k▲ 11.6%
Deferred charges and accrued income490/1-€972€20k€15k€8k▼ 45.4%
Equity and liabilities
Total equity and liabilities10/49€425k€400k€435k€483k€573k▲ 18.5%
Equity10/15€300k€340k€379k€413k€510k▲ 23.4%
Contributions10/11-€12k€12k€12k€12k=
Reserves13€288k€328k€366k€401k€498k▲ 24.1%
Tax-exempt reserves132-€717€717€717€717=
Distributable reserves133-€327k€365k€400k€497k▲ 24.2%
Amounts payable17/49€125k€60k€56k€70k€62k▼ 10.3%
Amounts payable within one year42/48€125k€60k€56k€70k€62k▼ 10.3%
Trade debts44€1k€2k€2k€3k€4k▲ 59.5%
Suppliers440/4-€2k€2k€3k€4k▲ 59.5%
Taxes, remuneration and social security45-€10k€8k€5k€6k▲ 2.2%
Taxes450/3-€8k€6k€3k€4k▲ 3.5%
Remuneration and social security454/9-€2k€2k€2k€2k=
Other amounts payable47/48-€48k€47k€62k€53k▼ 14.3%
Line20202021202220232024Change
Profit (loss) for the period9904€65k€72k€67k€76k€124k▲ 63.5%
+ Depreciation and write-downs630€788€2k€3k€4k€3k▼ 36.8%
Operating cash flow (approximation)€66k€75k€70k€80k€126k▲ 58.1%
Investment in fixed assets (approximation)-€-7k€-7k€-1k€-430▲ 61.3%
Change in cash-€-43k€916€21k€31k▲ 47.6%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
10-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2018net €124k ▲63.5%
Net result €124k, the highest in the series.
31-12
Financial Equity above €500kEq €510k ▲23.4%
7 profitable years in a row build equity to €510k.
26-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
20-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
09-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
23-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Weakest financial yearnet €26k ▼34.7%
Net result drops to €26k, the lowest in the series; recovery starts the following year.
01-07
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
21-06
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
13-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
28-06
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lummen · 1 establishment unit since 2008
seat establishment The establishment unit on the map
Ground area
1,298 m²
Building footprint
162 m²
Volume, LiDAR
924 m³
Parcel 71542D1136/00F000, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
BEVISA
Populierenstraat 13, 3560 LummenCivil engineering
since 20082.170.412.216
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71542D1136/00F000 Flanders 1,298 m² 1 · 162 m² 9.4 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

967600VX8MYJ99048K48
live in the LEI register

Similar companies · same sector, comparable size

Of 24,730 companies in sector 64210 we hold annual accounts for 19,766. 13,607 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded11-04-2008
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy

Scores and ratios are computed by Checked and are not a credit decision.