SCHEPERS CONSULTING
ActiveSCHEPERS CONSULTING is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €515k and a net result of €80k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 93% of 7954 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-07-2026, 10 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
10 d early
2024
15 d early
2023
34 d early
2022
34 d early
2021
32 d early
2020
36 d early
2019
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€515k▲ 4.0%
2024 · €495k
2018: €474k
2019: €532k
2020: €553k
2021: €448k
2022: €450k
2023: €507k
2024: €495k
2018 → 2025
Net result
€80k▲ 55.1%
2024 · €52k
2018: €62k
2019: €59k
2020: €58k
2021: €63k
2022: €73k
2023: €58k
2024: €52k
2018 → 2025
Total assets
€546k▲ 4.8%
2024 · €521k
2018: €502k
2019: €566k
2020: €583k
2021: €478k
2022: €483k
2023: €543k
2024: €521k
2018 → 2025
Solvency
94.3%▼ 0.7pp
2024 · 95.0%
2018: 94.4%
2019: 94.0%
2020: 94.8%
2021: 93.7%
2022: 93.2%
2023: 93.4%
2024: 95.0%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€448k-€450k▲ 0.6%€507k▲ 12.6%€495k▼ 2.3%€515k▲ 4.0%
Operating result€88k-€102k▲ 16.2%€82k▼ 20.0%€74k▼ 9.3%€114k▲ 53.4%
Net result€63k-€73k▲ 16.8%€58k▼ 21.2%€52k▼ 10.6%€80k▲ 55.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 53% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €546k
Fixed assets
€44k▲ 16.3%
Current assets
€502k▲ 3.9%
Equity and liabilities €546k
Equity
€515k▲ 4.0%
Debt
€31k▲ 18.7%
The debt ratio rises from 5.0% to 5.7%: debt grows faster than equity.
Key figures and ratios
Solvency
94.3%▼
2024 · 95.0%
ROE
15.5%▲
2024 · 10.4%
ROA
14.6%▲
2024 · 9.9%
Debt
€31k▲
2024 · €26k
Debt ≤ 1 year
€19k▼
2024 · €25k
Debt > 1 year
€10k
Income taxes
€34k▲
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€521k€546k▲
Fixed assets21/28€38k€44k▲
Tangible fixed assets22/27€38k€44k▲
Land and buildings22€4k€3k▼
Plant, machinery and equipment23€5k€3k▼
Furniture and vehicles24€30k€18k▼
Leasing and similar rights25-€20k
Current assets29/58€484k€502k▲
Amounts receivable within one year40/41€41k€32k▼
Trade receivables40€30k€19k▼
Other amounts receivable41€11k€13k▲
Current investments50/53€430k€462k▲
Cash at bank and in hand54/58€10k€7k▼
Deferred charges and accrued income490/1€3k€1k▼
Equity and liabilities
Total equity and liabilities10/49€521k€546k▲
Equity10/15€495k€515k▲
Contributions10/11€19k€19k=
Reserves13€477k€497k▲
Distributable reserves133€477k€497k▲
Amounts payable17/49€26k€31k▲
Amounts payable after more than one year17-€10k
Financial debts170/4-€10k
Amounts payable within one year42/48€25k€19k▼
Current portion of amounts payable after more than one year42-€5k
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€538€1k▲
Taxes450/3€538€1k▲
Other amounts payable47/48€23k€10k▼
Accrued charges and deferred income492/3€1k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€14k▼
Other operating charges640/8€5k€1k▼
Gross operating margin9900€95k€129k▲
Operating profit (loss)9901€74k€114k▲
Financial income75/76B€1k€1k▼
Recurring financial income75€1k€1k▼
Financial charges65/66B€3k€973▼
Recurring financial charges65€3k€973▼
Profit (loss) for the period before taxes9903€73k€114k▲
Income taxes67/77€21k€34k▲
Profit (loss) for the period9904€52k€80k▲
Profit (loss) for the period to be appropriated9905€52k€80k▲
Appropriation of the result
Profit (loss) to be appropriated9906€52k€80k▲
Transfer from equity791/2€62k€59k▼
Transfer to equity691/2€51k€79k▲
To other reserves6921€51k€79k▲
Profit to be distributed694/7€63k€60k▼
Return on contributions (dividend)694€63k€60k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €80k ▲55.1%
Operating result €114k, net result €80k, both a record.
31-12
Financial
Equity above €500kEq €515k ▲4%
8 profitable years in a row build equity to €515k.
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €52k ▼10.6%
Net result drops to €52k, the lowest in the series; recovery starts the following year.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €500kEq €507k ▲12.6%
6 profitable years in a row build equity to €507k.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €500kEq €532k ▲12.3%
2 profitable years in a row build equity to €532k.
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
22-02-2023
Resigned as Director
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Monninxstraat 563510 HasseltGround area
1,227 m²
Building footprint
147 m²
Volume, LiDAR
917 m³
Parcel 71028A0129/00F000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SCHEPERS CONSULTING
since 20082.173.957.169
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71028A0129/00F000 | Flanders | 1,227 m² | 1 · 147 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MARTENS MANAGEMENT
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Of 24,641 companies in sector 64210 we hold annual accounts for 19,693. 13,569 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-10-2008
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.