Vicjul C&T
ActiveVicjul C&T has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €110k and a net result of €103k. Equity is growing by ~6.5% per year across the filed fiscal years. Its solvency ranks better than 53% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
90
/ 100
Excellent▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency98▲+1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 2.74 against 2.59 in 2024), and 41.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.7%
Return on assets
54.9%
Age of the figures
17 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 11-07-2025, 112 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
112 d early
2024
1 d early
2023
13 d early
2022
3 d early
2021
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close14-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€110k▼ 17.7%
2024 · €134k
2021: €65k
2022: €124k
2023: €189k
2024: €134k
2021 → 2025
Total assets
€188k▼ 23.0%
2024 · €244k
2021: €96k
2022: €154k
2023: €268k
2024: €244k
2021 → 2025
Net result
€103k▼ 21.8%
2024 · €132k
2021: €63k
2022: €59k
2023: €65k
2024: €132k
2021 → 2025
Working capital
€103k▼ 22.0%
2024 · €132k
2021: €54k
2022: €96k
2023: €193k
2024: €132k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€65k-€124k▲ 90.2%€189k▲ 52.1%€134k▼ 29.1%€110k▼ 17.7%
Operating result€79k-€75k▼ 4.9%€79k▲ 5.6%€174k▲ 119%€136k▼ 21.7%
Net result€63k-€59k▼ 7.0%€65k▲ 9.8%€132k▲ 104%€103k▼ 21.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 22% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €188k
Fixed assets
€26k▼ 11.3%
Current assets
€162k▼ 24.6%
Equity and liabilities €188k
Equity
€110k▼ 17.7%
Debt
€78k▼ 29.5%
The debt ratio falls from 45.1% to 41.3%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€140k▼
2024 · €178k
Cash flow
€108k▼
2024 · €136k
Solvency
58.7%▲
2024 · 54.9%
Current ratio
2.74▲
2024 · 2.59
Quick ratio
2.74▲
2024 · 2.59
Debt / equity
0.70▼
2024 · 0.82
ROE
93.5%▼
2024 · 98.5%
ROA
54.9%▲
2024 · 54.1%
Interest coverage
28.57▼
2024 · 47.61
Debt
€78k▼
2024 · €110k
Debt ≤ 1 year
€59k▼
2024 · €83k
Debt > 1 year
€15k▼
2024 · €25k
Income taxes
€29k▼
2024 · €41k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€244k€188k▼
Fixed assets21/28€29k€26k▼
Tangible fixed assets22/27€29k€26k▼
Plant, machinery and equipment23€447€1k▲
Furniture and vehicles24€266€114▼
Other tangible fixed assets26€29k€25k▼
Current assets29/58€215k€162k▼
Amounts receivable within one year40/41€170k€45k▼
Trade receivables40€120k€15k▼
Other amounts receivable41€50k€30k▼
Cash at bank and in hand54/58€40k€110k▲
Deferred charges and accrued income490/1€5k€7k▲
Equity and liabilities
Total equity and liabilities10/49€244k€188k▼
Equity10/15€134k€110k▼
Contributions10/11€2k€2k=
Reserves13€132k€108k▼
Distributable reserves133€132k€108k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€110k€78k▼
Amounts payable after more than one year17€25k€15k▼
Financial debts170/4€25k€15k▼
Amounts payable within one year42/48€83k€59k▼
Current portion of amounts payable after more than one year42€14k€12k▼
Trade debts44€146€645▲
Suppliers440/4€146€645▲
Taxes, remuneration and social security45€43k€18k▼
Taxes450/3€43k€15k▼
Remuneration and social security454/9-€3k
Other amounts payable47/48€26k€28k▲
Accrued charges and deferred income492/3€2k€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▲
Other operating charges640/8€504€516▲
Gross operating margin9900€178k€141k▼
Operating profit (loss)9901€174k€136k▼
Financial income75/76B€3k€1k▼
Recurring financial income75€3k€1k▼
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€173k€133k▼
Income taxes67/77€41k€29k▼
Profit (loss) for the period9904€132k€103k▼
Profit (loss) for the period to be appropriated9905€132k€103k▼
Appropriation of the result
Profit (loss) to be appropriated9906€132k€103k▼
Transfer from equity791/2€187k€127k▼
Transfer to equity691/2€132k€103k▼
To other reserves6921€132k€103k▼
Profit to be distributed694/7€187k€127k▼
Return on contributions (dividend)694€187k€127k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Highest result since 2021net €132k ▲104%
Operating result €174k, net result €132k, both a record.
2023
18-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Equity above €150kEq €189k ▲52.1%
3 profitable years in a row build equity to €189k.
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Weakest financial yearnet €59k ▼7%
Net result drops to €59k, the lowest in the series; recovery starts the following year.
31-03
Financial
Equity above €100kEq €124k ▲90.2%
2 profitable years in a row build equity to €124k.
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anzegem · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Delfien Vanhautestraat 648570 AnzegemGround area
1,621 m²
Building footprint
238 m²
Volume, LiDAR
1,795 m³
Parcel 34038A0501/00S000, Flanders · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Vicjul C&T
since 20202.300.702.913
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34038A0501/00S000 | Flanders | 1,621 m² | 1 · 238 m² | 11.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
6488YAHS2Q42R5496Z78
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 40,624 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-03-2020
Fiscal year end31-03
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.