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HOLDINVESTMENT

Active
Public limited companyfounded 2003active for 23 yearsRue Lamarck 89, 4000 Liège, BelgiumKBO/BCE: BE 0480.247.493

From the official registers: KBO 21 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of HOLDINVESTMENT is 2.2% (moderate). The annual accounts of HOLDINVESTMENT for financial year 2025 show a net loss of 88% of the equity at the start of that year. The 2025 annual accounts show equity of €3,418 and a net result of -€25,304. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 11% of 10,798 sector peers (NACE 70, financial year 2025). The company has been active since 2003 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry.

Overview

Official details

KBO
Status
Active since 19-05-2003 Normal situation
Activity
Business and other management consultancy NACE 70200and 1 other
Establishment unit
2.214.652.827 since 12-05-2003
Financial year end
31 December
Peppol
Reachable since 30-03-2026

Board and ownership

Board
  • PIOGGIA GiuseppeDirector · since 30-06-2024
Shareholders

Financial position

50 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.2%
Annual accounts 2025
Gross margin
-€23,080
Loss
€25,304
Equity
€3,418
▼ 88.1%
Total assets
€72,877
▼ 31.5%
Turnover not published (abbreviated or micro format)
Filed on 27-08-2026, 27 days after the deadlineat the National Bank
Score breakdownraises risk1 change of registered office in 24 monthsLoss of €25,304 (financial year 2025)Last filed accounts filed 27 days late; 2 of the last 3 accounts latelowers riskSize: total assets €72,877Show the evidence

Checked score

Score 2025
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 7% of micro companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2024
Weak
Solvency 30-22
equity 4.7% of total assets
Liquidity 10-6
short-term debt 95.3% · cash 8.1%
Profitability 0-83
return on assets -34.7%
Bankruptcy probability within 12 months
2.2% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,516 companies, NACE 70, micro)
Last 24 months 11-2024: 1.8% 12-2024: 1.8%● unchanged vs 11-2024 01-2025: 1.8%● unchanged vs 12-2024lowest value 02-2025: 5.3%▲ +3.5 percentage points vs 01-2025 03-2025: 5.3%● unchanged vs 02-2025 04-2025: 5.2%▼ -0.1 percentage points vs 03-2025 05-2025: 5.1%▼ -0.1 percentage points vs 04-2025 06-2025: 5.0%▼ -0.1 percentage points vs 05-2025 07-2025: 5.5%▲ +0.5 percentage points vs 06-2025 08-2025: 6.7%▲ +1.2 percentage points vs 07-2025 09-2025: 8.3%▲ +1.6 percentage points vs 08-2025 10-2025: 10.6%▲ +2.3 percentage points vs 09-2025 11-2025: 10.7%▲ +0.1 percentage points vs 10-2025highest value 12-2025: 5.2%▼ -5.5 percentage points vs 11-2025 01-2026: 5.2%● unchanged vs 12-2025 02-2026: 5.1%▼ -0.1 percentage points vs 01-2026 03-2026: 4.5%▼ -0.6 percentage points vs 02-2026 04-2026: 4.4%▼ -0.1 percentage points vs 03-2026 05-2026: 4.3%▼ -0.1 percentage points vs 04-2026 06-2026: 4.2%▼ -0.1 percentage points vs 05-2026 07-2026: 4.5%▲ +0.3 percentage points vs 06-2026 08-2026: 5.4%▲ +0.9 percentage points vs 07-2026 09-2026: 5.6%▲ +0.2 percentage points vs 08-2026 10-2026: 2.2%▼ -3.4 percentage points vs 09-2026
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is tight, with a current ratio of 1.05 (1.36 in 2024), below the usual 1.5. Short-term debt is 95.3% and cash 8.1% of total assets. 95.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 13% of them on solvency, 5% on liquidity, 4% on profitability and 6% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises risk
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Loss of €25,304 (financial year 2025)
NBB · annual accounts
lowers risk · Size: total assets €72,877
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Last filed accounts filed 27 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 10798 sector peers (2025).
NBB · sector comparison
Position among 10798 sector peers
Solvency
better than 11%
← weakest strongest →
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
27 days late
2024
91 days late
2023
65 days late
2022
31 days late
2021
80 days late
2020
76 days late
2019
47 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 60 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

raises risk · Administrative warnings in the KBO publications
The FPS Economy published 1 notice about the company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck
Searched, nothing found (1)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 5 October (4 of the last 5 accounts filed within 35 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline

Key points

  • Caution: Less equity than 90% of companies in head offices and management consultancysector median €324,915 · 10,808 companies €3,418 View

Comparable companies

These companies have the same main activity as HOLDINVESTMENT: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €58,100 and €90,300, founded between 2001 and 2006.

CompanyTotal assetsGross margin
HOLDINVESTMENT Liège€72,877-€23,080
AUXILIUM SERVICES Liège€78,160-€8,897
REGIE ET TECHNIQUES DE SPECTACLES Sprimont€58,098-€7,748
CORRSER Theux€90,291-€9,574
TELL ME HOW Oudergem€72,549-€6,590
JADOS & ASSOCIATES Profondeville€72,923-€37
Research Advisors & Experts Europe La Hulpe€74,886€335
Full comparison

Documents

Annual accounts at the NBB

All 21 annual accounts

Articles and registers

Key facts about HOLDINVESTMENT

What is the company number of HOLDINVESTMENT?
The company number of HOLDINVESTMENT is 0480.247.493. The VAT number is the same number with BE in front: BE 0480.247.493.
Where is HOLDINVESTMENT based?
The registered office is at Rue Lamarck 89, 4000 Liège.Company details
What does HOLDINVESTMENT do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of HOLDINVESTMENT?
The legal form of HOLDINVESTMENT is Public limited company (NV).
When was HOLDINVESTMENT founded?
HOLDINVESTMENT was founded on 19-05-2003.
Is HOLDINVESTMENT still active?
Yes, HOLDINVESTMENT is an active enterprise in the KBO register.
What is the turnover of HOLDINVESTMENT?
The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it.Financials
Is HOLDINVESTMENT profitable?
In financial year 2025, HOLDINVESTMENT made a loss of €25,304.
Where can I find the annual accounts of HOLDINVESTMENT?
HOLDINVESTMENT filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of HOLDINVESTMENT due?
HOLDINVESTMENT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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