HOLDINVESTMENT

Active

Public limited companyfounded 2003active for 23 yearsRue Lamarck 89, 4000 Liège, BelgiumKBO/BCE: BE 0480.247.493

From the official registers: KBO 21 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of HOLDINVESTMENT is 2.2% (moderate). The annual accounts of HOLDINVESTMENT for financial year 2025 show a net loss of 88% of the equity at the start of that year. The 2025 annual accounts show equity of €3,418 and a net result of -€25,304. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 11% of 10,789 sector peers (NACE 70, financial year 2025). The company has been active since 2003 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry (see administrative flags).

Risk analysisFollow Report Compare

HOLDINVESTMENTActiveChecked score 50/100

Risk analysis Report Compare

Official details

KBO

Status: Active since 19-05-2003 Normal situation
Legal form: Public limited company
Registered office: Rue Lamarck 89, 4000 Liège
Activity: Business and other management consultancy NACE 70200and 1 other
Establishment unit: 2.214.652.827 since 12-05-2003
Financial year end: 31 December
Peppol: Reachable since 30-03-2026

Company details

Who decides

Board

PIOGGIA GiuseppeDirector · since 30-06-2024

Shareholders

HMS-i99.9%annual accounts 2025

Board & ownership

How it is doing

50 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 2.2%

Annual accounts 2025

Gross margin: -€23,080
Loss: €25,304
Equity: €3,418; ▼ 88.1%
Total assets: €72,877; ▼ 31.5%

Turnover not published (abbreviated or micro format)2025 accounts filed 27 days late

Filed on 27-08-2026at the National Bank

Financials

Why 50raises risk1 change of registered office in 24 monthsLoss of €25,304 (financial year 2025)Last filed accounts filed 27 days late; 2 of the last 3 latelowers riskSize: total assets €72,877Show the evidence

Checked score

Score 2025

50 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 7% of its sector peers (NACE 70, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 30-22

equity 4.7% of total assets

Liquidity 10-6

short-term debt 95.3% · cash 8.1%

Profitability 0-83

return on assets -34.7%

Bankruptcy probability, 12 months

2.2% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,516 companies, NACE 70, micro)

Last 24 months 11-2024: 1.8% 12-2024: 1.8%● unchanged vs 11-2024 01-2025: 1.8%● unchanged vs 12-2024lowest value 02-2025: 5.3%▲ +3.5 percentage points vs 01-2025 03-2025: 5.3%● unchanged vs 02-2025 04-2025: 5.2%▼ -0.1 percentage points vs 03-2025 05-2025: 5.1%▼ -0.1 percentage points vs 04-2025 06-2025: 5.0%▼ -0.1 percentage points vs 05-2025 07-2025: 5.5%▲ +0.5 percentage points vs 06-2025 08-2025: 6.7%▲ +1.2 percentage points vs 07-2025 09-2025: 8.3%▲ +1.6 percentage points vs 08-2025 10-2025: 10.6%▲ +2.3 percentage points vs 09-2025 11-2025: 10.7%▲ +0.1 percentage points vs 10-2025highest value 12-2025: 5.2%▼ -5.5 percentage points vs 11-2025 01-2026: 5.2%● unchanged vs 12-2025 02-2026: 5.1%▼ -0.1 percentage points vs 01-2026 03-2026: 4.5%▼ -0.6 percentage points vs 02-2026 04-2026: 4.4%▼ -0.1 percentage points vs 03-2026 05-2026: 4.3%▼ -0.1 percentage points vs 04-2026 06-2026: 4.2%▼ -0.1 percentage points vs 05-2026 07-2026: 4.5%▲ +0.3 percentage points vs 06-2026 08-2026: 5.4%▲ +0.9 percentage points vs 07-2026 09-2026: 5.6%▲ +0.2 percentage points vs 08-2026 10-2026: 2.2%▼ -3.4 percentage points vs 09-2026

No publishable credit limit; credit only on tighter terms

Net loss of at least half of total assets or of the equity at the start of the financial year.

Liquidity tight (current ratio 1.05, compared with 1.36 in 2024, below the usual 1.5; short-term debt: 95.3% and cash: 8.1% of total assets), and 95.3% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 13% on solvency, 5% on liquidity, 4% on profitability and 6% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.

lowers riskraises risk

1 change of registered office in 24 months

Belgian Official Gazette

Loss of €25,304 (financial year 2025)

NBB · annual accounts

Size: total assets €72,877

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Last filed accounts filed 27 days late; 2 of the last 3 late

NBB · filings

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 10789 sector peers (2025).

NBB · sector comparison

Position among 10789 sector peers

Solvency

better than 11%

← weakest strongest →

2025 accounts filed 27 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 10 filings

Deviation from the deadline

2025

27 days late

2024

91 days late

2023

65 days late

2022

31 days late

2021

80 days late

2020

76 days late

2019

47 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 60 days after the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Administrative warnings in the KBO publications

1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.

KBO publications

Publications

Address struck

Searched, nothing found (1)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 5 October (4 of the last 5 filed years within 35 days of that day).

Companies Code · seven months

Where today falls in the filing period

01-11-2026 today31-12-2026 year end31-07-2027 deadline

Key points

Caution: Among the weakest 10% on equitysector median €324,878 · 10,799 companies €3,418 View

Documents

Key facts about HOLDINVESTMENT

What is the company number of HOLDINVESTMENT?: 0480.247.493. In Belgium the VAT number is the company number with BE in front: BE 0480.247.493.
Where is HOLDINVESTMENT based?: The registered office is at Rue Lamarck 89, 4000 Liège.Company details
What does HOLDINVESTMENT do?: According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of HOLDINVESTMENT?: Public limited company (NV).
When was HOLDINVESTMENT founded?: On 19-05-2003.
Is HOLDINVESTMENT still active?: Yes, HOLDINVESTMENT is an active enterprise in the KBO register.
What is the turnover of HOLDINVESTMENT?: The annual accounts for financial year 2025 state no turnover: the abbreviated or micro format does not require it.Financials
Is HOLDINVESTMENT profitable?: In financial year 2025, HOLDINVESTMENT made a loss of €25,304.
Where can I find the annual accounts of HOLDINVESTMENT?: HOLDINVESTMENT filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of HOLDINVESTMENT due?: By 31-07-2027, for financial year 2026.Timeline