VICE & DELICE
ActiveSummary
The computed 12-month bankruptcy probability of VICE & DELICE is 4.9% (elevated). The 2024 annual accounts show equity of €38k and a net result of €35k. Its solvency ranks better than 53% of 18941 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency58
Growth-
Track record67
Bankruptcy probability, 12 months
4.9%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity short (current ratio 0.97; short-term debt: 49.6% and cash: 41.5% of total assets), and 67.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
32.7%
Return on assets
30.1%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
61 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€38k
Total assets
€116k
Net result
€35k
Working capital
€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €116k
Fixed assets
€60k
Current assets
€56k
Equity and liabilities €116k
Equity
€38k
Debt
€78k
Debt finances 67.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€58k
Cash flow
€45k
Current ratio
0.97
Quick ratio
0.91
Debt to equity
2.06
ROE
92.1%
ROA
30.1%
Interest coverage
82.72
Debt ≤ 1 year
€58k
Debt > 1 year
€20k
Income taxes
€12k
Filed annual accounts As filed with the NBB · 2024 · 39 lines
Balance sheet
Code2024
Assets
Total assets20/58€116k
Fixed assets21/28€60k
Tangible fixed assets22/27€60k
Plant, machinery and equipment23€45k
Furniture and vehicles24€16k
Current assets29/58€56k
Stocks and contracts in progress3€3k
Stocks30/36€3k
Amounts receivable within one year40/41€451
Trade receivables40€336
Other amounts receivable41€115
Cash at bank and in hand54/58€48k
Deferred charges and accrued income490/1€4k
Equity and liabilities
Total equity and liabilities10/49€116k
Equity10/15€38k
Contributions10/11€3k
Profit (loss) carried forward14€35k
Amounts payable17/49€78k
Amounts payable after more than one year17€20k
Financial debts170/4€20k
Amounts payable within one year42/48€58k
Current portion of amounts payable after more than one year42€4k
Trade debts44€1k
Suppliers440/4€1k
Taxes, remuneration and social security45€12k
Taxes450/3€12k
Remuneration and social security454/9€0
Other amounts payable47/48€40k
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k
Other operating charges640/8€1k
Gross operating margin9900€59k
Operating profit (loss)9901€48k
Financial charges65/66B€703
Recurring financial charges65€703
Profit (loss) for the period before taxes9903€47k
Income taxes67/77€12k
Profit (loss) for the period9904€35k
Profit (loss) for the period to be appropriated9905€35k
Appropriation of the result
Profit (loss) to be appropriated9906€35k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jalhay · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin du Rolinru(Sart) 24845 JalhayGround area
1,607 m²
Parcel 63068C0971/00K002, Wallonia. Linked by address, not a title deed.
1 establishment unit
VICE & DELICE
since 20242.357.899.655
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63068C0971/00K002 | Wallonia | 1,607 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteJalhay2.357.899.655
Similar companies · same sector, comparable size
BOENK FRIETBISTRO
BE 1006.915.230
Ichtegem · Eq €37,992
TB Company
BE 0678.582.009
Bilzen-Hoeselt · Eq €38,001
MAISON MEGUSTA
BE 0666.916.273
Liège · Eq €37,974
DA KOTA
BE 0457.446.456
Kasterlee · Eq €37,971
FRITSTATION
BE 0754.519.349
Grimbergen · Eq €38,016
Of 21,888 companies in sector 56112 we hold annual accounts for 9,780. 8,457 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-03-2024
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
47242Retail sale of chocolate and confectionery
47252Retail sale of beverages, general range
47279Other retail sale of food
47559Retail sale of other household articles
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.