SOWILO
ActiveSummary
The computed 12-month bankruptcy probability of SOWILO is 3.9% (moderate). The 2025 annual accounts show negative equity (-€46,913) and a net result of -€45,386. Its solvency ranks better than 10% of 1570 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 2 accounts on average 3 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
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Peer companies
Historical observationOf the 7,663 companies that looked in July 2024 the way this one looks now, 8.2% went bankrupt within 24 months and 84% are still going.
- Micro
- 2 to 5 years old
- negative equity
- a loss of 10% of the balance sheet or more
A further 2.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 3.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 7,663 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | €53,044 | €67,035 | ▲ 26.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,175 | €11,918 | ▲ 45.8% |
| Other operating charges640/8 | €21 | €176 | ▲ 756% |
| Gross operating margin9900 | €40,836 | €37,641 | ▼ 7.8% |
| Operating profit (loss)9901 | -€20,404 | -€41,487 | ▼ 103% |
| Financial income75/76B | €53 | €1 | ▼ 98.5% |
| Recurring financial income75 | €53 | €1 | ▼ 98.5% |
| Financial charges65/66B | €1,176 | €3,900 | ▲ 232% |
| Recurring financial charges65 | €1,176 | €3,900 | ▲ 232% |
| Profit (loss) for the period before taxes9903 | -€21,527 | -€45,386 | ▼ 111% |
| Profit (loss) for the period9904 | -€21,527 | -€45,386 | ▼ 111% |
| Profit (loss) for the period to be appropriated9905 | -€21,527 | -€45,386 | ▼ 111% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €98,464 | €100,403 | ▲ 2.0% |
| Fixed assets21/28 | €88,655 | €76,738 | ▼ 13.4% |
| Tangible fixed assets22/27 | €88,655 | €76,738 | ▼ 13.4% |
| Land and buildings22 | €40,293 | €34,821 | ▼ 13.6% |
| Plant, machinery and equipment23 | €7,026 | €5,428 | ▼ 22.7% |
| Other tangible fixed assets26 | €41,337 | €36,488 | ▼ 11.7% |
| Current assets29/58 | €9,808 | €23,665 | ▲ 141% |
| Amounts receivable within one year40/41 | €4,867 | €5,766 | ▲ 18.5% |
| Trade receivables40 | €4,867 | - | - |
| Other amounts receivable41 | - | €5,766 | - |
| Cash at bank and in hand54/58 | €4,853 | €17,862 | ▲ 268% |
| Deferred charges and accrued income490/1 | €88 | €37 | ▼ 57.7% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €98,464 | €100,403 | ▲ 2.0% |
| Equity10/15 | -€1,527 | -€46,913 | ▼ 2,972% |
| Contributions10/11 | €20,000 | €20,000 | = |
| Profit (loss) carried forward14 | -€21,527 | -€66,913 | ▼ 211% |
| Amounts payable17/49 | €99,991 | €147,315 | ▲ 47.3% |
| Amounts payable after more than one year17 | €77,875 | €68,118 | ▼ 12.5% |
| Financial debts170/4 | €77,875 | €68,118 | ▼ 12.5% |
| Amounts payable within one year42/48 | €22,116 | €79,198 | ▲ 258% |
| Current portion of amounts payable after more than one year42 | €11,125 | €22,467 | ▲ 102% |
| Trade debts44 | - | €19,777 | - |
| Suppliers440/4 | - | €19,777 | - |
| Taxes, remuneration and social security45 | €6,310 | €14,024 | ▲ 122% |
| Taxes450/3 | €1,508 | - | - |
| Remuneration and social security454/9 | €4,802 | €14,024 | ▲ 192% |
| Other amounts payable47/48 | €4,680 | €22,929 | ▲ 390% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€21,527 | -€45,386 | ▼ 111% |
| + Depreciation and write-downs630 | €8,175 | €11,918 | ▲ 45.8% |
| Operating cash flow (approximation) | -€13,352 | -€33,468 | ▼ 151% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €13,008 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62099A0043/00K005 | Wallonia | 308 m² | 1 · 61 m² | - |
Linked by address, not proof of ownership
Recognitions · licences · registrations
Food safety, FASFC
1 siteSimilar companies · same sector and region
Identification & contact
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.