Vicchio Consulting is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2022 annual accounts show equity of €157k and a net result of €107k. Its solvency ranks better than 92% of 8125 sector peers (fiscal year 2022). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2022 was due by 30-04-2023 and was filed on 26-04-2023, 4 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2022
4 d early
← before the deadline
after the deadline →
Financials · fiscal year 2022, micro schema
Equity
€157k
Net result
€107k
Total assets
€168k
Solvency
93.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €168k
Fixed assets
€6k
Current assets
€162k
Equity and liabilities €168k
Equity
€157k
Debt
€11k
Debt finances 6.8% of the balance-sheet total.
Key figures and ratios
Solvency
93.2%
ROE
68.1%
ROA
63.5%
Debt
€11k
Debt ≤ 1 year
€11k
Income taxes
€46k
Staff costs
€30
Filed annual accounts
As filed with the NBB · 2022
Balance sheet
Code2022
Assets
Total assets20/58€168k
Formation expenses20€0
Fixed assets21/28€6k
Tangible fixed assets22/27€2k
Furniture and vehicles24€2k
Financial fixed assets28€4k
Current assets29/58€162k
Amounts receivable within one year40/41€24k
Trade receivables40€22k
Other amounts receivable41€2k
Current investments50/53€135k
Cash at bank and in hand54/58€3k
Equity and liabilities
Total equity and liabilities10/49€168k
Equity10/15€157k
Contributions10/11€1k
Reserves13€156k
Distributable reserves133€156k
Amounts payable17/49€11k
Amounts payable within one year42/48€11k
Trade debts44€246
Suppliers440/4€246
Taxes, remuneration and social security45€11k
Taxes450/3€11k
Other amounts payable47/48€0
Income statement
Code2022
Remuneration, social security and pensions62€30
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€748
Other operating charges640/8€307
Gross operating margin9900€154k
Operating profit (loss)9901€153k
Financial income75/76B€85
Recurring financial income75€85
Financial charges65/66B€853
Recurring financial charges65€853
Profit (loss) for the period before taxes9903€152k
Income taxes67/77€46k
Profit (loss) for the period9904€107k
Profit (loss) for the period to be appropriated9905€107k
Appropriation of the result
Profit (loss) to be appropriated9906€107k
Transfer to equity691/2€107k
To other reserves6921€107k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2023
26-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Reigerlaan 211933 ZaventemGround area
758 m²
Building footprint
194 m²
Volume, LiDAR
751 m³
Parcel 23082A0107/00H007, Flanders · tallest building 8.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Vicchio Consulting
since 20212.316.376.133
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23082A0107/00H007 | Flanders | 758 m² | 1 · 194 m² | 8.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,747. 13,299 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formLimited partnership
Founded26-04-2021
Fiscal year end30-09
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.