Winhoo is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €65k and a net result of €66k. Equity is growing by ~4252.3% per year across the filed fiscal years. Its solvency ranks better than 65% of 9863 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
27 d late
2022
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€65k
2023 · €-758
2022: €433
2023: €-758
2022 → 2024
Net result
€66k
2023 · €-1k
2022: €-5k
2023: €-1k
2022 → 2024
Total assets
€93k▲ 4,507%
2023 · €2k
2022: €3k
2023: €2k
2022 → 2024
Solvency
69.9%▲ 107.5pp
2023 · -37.6%
2022: 15.4%
2023: -37.6%
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€433-€-758€65k
Operating result€-4k-€-1k▲ 75.5%€81k
Net result€-5k-€-1k▲ 73.9%€66k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €81k after a loss of €1k in 2023, the highest result in the available series.
Balance-sheet composition
Assets €92k
Fixed assets
€25k
Current assets
€67k
Equity and liabilities €93k
Equity
€65k
Debt
€28k
Debt finances 30.1% of the balance-sheet total.
Key figures and ratios
Solvency
69.9%
ROE
101.2%
ROA
70.7%
Debt
€28k▲
2023 · €3k
Debt ≤ 1 year
€24k▲
2023 · €3k
Income taxes
€15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€2k€93k▲
Formation expenses20€1k€798▼
Fixed assets21/28-€25k
Tangible fixed assets22/27-€25k
Furniture and vehicles24-€25k
Current assets29/58€691€67k▲
Amounts receivable within one year40/41€0€33k▲
Trade receivables40-€33k
Other amounts receivable41€0-
Cash at bank and in hand54/58€691€34k▲
Deferred charges and accrued income490/1-€451
Equity and liabilities
Total equity and liabilities10/49€2k€93k▲
Equity10/15€-758€65k▲
Contributions10/11€5k€5k=
Reserves13-€60k
Distributable reserves133-€60k
Profit (loss) carried forward14€-6k€24▲
Amounts payable17/49€3k€28k▲
Amounts payable within one year42/48€3k€24k▲
Trade debts44-€217
Suppliers440/4-€217
Taxes, remuneration and social security45-€8k
Taxes450/3-€8k
Other amounts payable47/48€3k€15k▲
Accrued charges and deferred income492/3-€4k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€527€711▲
Other operating charges640/8€384€884▲
Gross operating margin9900€-185€83k▲
Operating profit (loss)9901€-1k€81k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€96€445▲
Recurring financial charges65€96€445▲
Profit (loss) for the period before taxes9903€-1k€81k▲
Income taxes67/77-€15k
Profit (loss) for the period9904€-1k€66k▲
Profit (loss) for the period to be appropriated9905€-1k€66k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€60k▲
Profit (loss) brought forward from the previous period14P€-5k€-6k▼
Transfer to equity691/2-€60k
To other reserves6921-€60k
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Back to profitnet €66k
Net result €66k after 2 loss-making years.
31-12
Financial
Liquidity times 11current ratio 2.84
Current ratio from 0.25 to 2.84.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Holsbeek · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vliet 143221 HolsbeekGround area
1,622 m²
Building footprint
207 m²
Volume, LiDAR
1,191 m³
Parcel 24080C0022/00L000, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Winhoo
since 20212.318.755.207
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24080C0022/00L000 | Flanders | 1,622 m² | 1 · 207 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,748. 11,159 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-06-2021
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.