Active BE 0860.943.888Public limited company

VIC-MAX

Rue Docteur Hanozet,NEU 8 ·6840 Neufchâteau, Belgium· 22 yrs active

Conclusion Checked

The computed 12-month bankruptcy probability of VIC-MAX is 1.6% (moderate). The 2024 annual accounts show negative equity (€-253k) and a net result of €-2k. Equity is growing by ~10.7% per year across the filed fiscal years. The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Key figures

Equity	€-253k
Net result	€-2k
Active	22 yrs
Board	3

Financial profile 5 of 5 axes measured · computed by Checked

47 / 100

Mixed profile: strong on stability, weaker on profitability.

All 5 axes are computed from data Checked has read.

Health 21

Profitability 4

Solvency 33

Growth 78

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

1.6% Moderate

0%0,5%1,5%4%10%≥25%

No NACE activity registered +Annual accounts: weaker financial profile +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Long-established

Founded in 2003, 22 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2024 · computed

21 / 100 Critical

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview10 NBB filings

Annual accounts filed on 28-08-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~10.7%/year over 7 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

EBITDA

€694

- 18-24

Net profit

€-2k

+47.4% 18-24

Cash flow

€431

- 18-24

Total assets

€144k

-3.0% 18-24

Equity

€-253k

-0.8% 18-24

Working capital

€-282k

0.0% 18-24

Income taxes

€0

-100.0% 18-24

Debt

€397k

-0.6% 18-24

Show 8 other metrics

Debt ≤ 1y

€397k

-0.5% 18-24

Current ratio

0.29

-1.2% 18-24

Quick ratio

0.29

-1.2% 18-24

Solvency

-175.2%

-4.0% 18-24

Debt / equity

-1.57

+1.4% 18-24

ROE

0.8%

-47.8% 18-24

ROA

-1.5%

+45.7% 18-24

Interest coverage

2.13

- 18-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	-
EBITDA	€694
Net profit	€-2k
Cash flow	€431
Staff costs	-
Income taxes	-
Dividends	-
Total assets	€144k
Equity	€-253k
Debt	€397k
of which ≤ 1y	€397k
of which > 1y	-
Working capital	€-282k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	0.29
Quick ratio	0.29
Working capital ratio	-195.3%
Solvency	-175.2%
Debt / equity	-1.57
Long-term debt ratio	-
Interest coverage	2.13
Gross margin	-
Net margin	-
ROA	-1.5%
ROE	0.8%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €29k · 20.1% Current assets €115k · 79.9%

Full annual accounts (21 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€144k
Fixed assets	21/28	€29k
Tangible fixed assets	22/27	€29k
Current assets	29/58	€115k
Amounts receivable within one year	40/41	€102k
Cash & bank	54/58	€13k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€144k
Equity	10/15	€-253k
Contributions / capital	10/11	€62k
Reserves	13	€18k
Accumulated profits (losses)	14	€-333k
Amounts payable	17/49	€397k
Amounts payable within one year	42/48	€397k
Trade debts payable within one year	44	€114
Income statement
Gross operating margin	9900	€5k
Operating result	9901	€-2k
Financial income	75	€64
Financial charges	65	€327
Result before taxes	9903	€-2k
Net result for the period	9904	€-2k
Result to be appropriated	9905	€-2k

This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates 3 directors

Directors derived from a single State Gazette act, under verification

All 3 current directors first appear in the same act (24307391). Founders or capital subscribers may have been counted as directors here; the real board composition is being verified.

Current directors & mandates

MIGNON Anne Catherine Emmanuelle Luce Marie
Secretary
State Gazette act 24307391 (05-01-2024)

Current
05-01-2024 → present
MIGNON Anne-Catherine
Director
State Gazette act 24307391 (05-01-2024)

Current
05-01-2024 → present
2 events
- 05-01-2024 Appointed· Director
- 05-01-2024 Resigned· Director
MIGNON Jean
Director
State Gazette act 24307391 (05-01-2024)

Current
05-01-2024 → present
3 events
- 05-01-2024 Appointed· Director
- 05-01-2024 Appointed· Managing director
- 05-01-2024 Resigned· Director

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	-
Legal form	Public limited company(014)
Incorporation	08-10-2003
Status	Active
Postal code	6840

Establishment units 1 location

Société Civile d'avocats MIGNON

Rue Docteur Hanozet,NEU 8, 6840 NeufchâteauOntwerpen van textielpatronen, kleding, juwelen, meubels en decoratieartikelen

since 20032.303.652.802

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
84043A0239/00X002	Wallonia	1,695 m²	1 · 209 m²	10.8 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

28-08-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

15-07-2025

State Gazette act Registered-office change

2024

29-08-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

05-01-2024

State Gazette act Director changes

Jean-Charles Maquet

2023

28-08-2023

NBB filing Annual accounts filed

fiscal year 2022 · micro

2022

04-07-2022

NBB filing Annual accounts filed

fiscal year 2021 · micro

2021

18-06-2021

NBB filing Annual accounts filed

fiscal year 2020 · micro

2020

29-07-2020

NBB filing Annual accounts filed

fiscal year 2019 · micro

2019

25-07-2019

NBB filing Annual accounts filed

fiscal year 2018 · micro

2018

31-07-2018

NBB filing Annual accounts filed

fiscal year 2017 · micro

2017

31-08-2017

NBB filing Annual accounts filed

fiscal year 2016 · micro

2016

23-08-2016

NBB filing Annual accounts filed

fiscal year 2015 · volledig

Belgian State Gazette reading coverage 0 of 5 acts read

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts

Address history · 1

15-07-2025

Registered-office move

All acts · 2 updated 1 year ago

2025

15-07-2025 Registered office moved within NEUFCHATEAU Registered-office change

Avenue de la Gare, 42 à 6840 Neufchateau → Rue Docteur Hanozet 8A à 6840 NEUFCHATEAU

Original publication ↗

Technical details

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  "subject_company": {
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    "name_full": "VIC-MAX",
    "legal_form": "sarl",
    "_kbo_filled_from_list": true
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  "publication_proxy": {
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    "org_kbo": null,
    "org_name": null,
    "person_name": "Jean MIGNON",
    "org_rep_person_name": null,
    "person_role_at_subject": "Administrateur-d\u00E9l\u00E9gu\u00E9"
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  "co_filed_documents": [
    "PAVGE du 26 mai 2025"
  ]
}

2024

05-01-2024 7 directors appointed, 2 resigning Director changes·Jean-Charles Maquet

MIGNON Jean, Bestuurder
MIGNON Anne-Catherine, Bestuurder
MIGNON Jean, Gedelegeerd bestuurder
MIGNON Jean, Gedelegeerd bestuurder
MIGNON Jean, Bestuurder
MIGNON Anne-Catherine, Bestuurder
MIGNON Anne Catherine Emmanuelle Luce Marie, Secretaris
MIGNON Jean, Bestuurder

Notary: Jean-Charles Maquet · Saint-Hubert

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Names & trade names

Legal nameFR

VIC-MAX

Registered office

Rue Docteur Hanozet,NEU 8 bus A

6840 Neufchâteau, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.