Equity
€88,337 ▲ 139%
VIBE CONSTRUCT has made a profit in every financial year since 2022.
VIBE CONSTRUCT
Lifetime
4 annual accounts with figures on one time axispeak €64,418 (2025)
€64,418▲ 209%
peak €51,368 (2025)
€51,368▲ 108×
peak €88,337 (2025)
€88,337▲ 139%
€29,684▼ 29.5%
Board1 name since 2021
1 directorBERKELAAR,Victor Levinus Maria
Documentsfilings and deeds
31-03-202630 days before the deadline
2025micro format
Gross margin from €20,825 to €64,418Result from €475 to €51,368Equity from €36,969 to €88,337Debts from €42,123 to €29,684
Key points
from the 2025 annual accountsResult
€51,368 ▲ 108×
The result rose in 2025 from €475 to €51,368.
Turnover
≈ €340,000 estimated
The micro format states no turnover.
Liquidity
3.98 was 1.88 in 2024
Short-term debts fell from €42,123 to €29,684.
Filings
4 annual accounts since 2022
The last four annual accounts were filed 30 to 46 days before the end of the period.
Position in the sector
€51,368
Higher net result than 88% of companies in construction of buildings. Sector median €8,551 · 9,446 companies.
Checked score
55
Fair
Financially stronger than 78% of micro companies in construction of buildings (NACE 41)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.2% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 12.0%
01-2025: 12.9%▲ +0.9 percentage points vs 12-2024highest value
02-2025: 12.2%▼ -0.7 percentage points vs 01-2025
03-2025: 12.1%▼ -0.1 percentage points vs 02-2025
04-2025: 5.5%▼ -6.6 percentage points vs 03-2025
05-2025: 5.5%● unchanged vs 04-2025
06-2025: 5.3%▼ -0.2 percentage points vs 05-2025
07-2025: 5.3%● unchanged vs 06-2025
08-2025: 5.3%● unchanged vs 07-2025
09-2025: 5.3%● unchanged vs 08-2025
10-2025: 5.3%● unchanged vs 09-2025
11-2025: 5.4%▲ +0.1 percentage points vs 10-2025
12-2025: 5.4%● unchanged vs 11-2025
01-2026: 6.3%▲ +0.9 percentage points vs 12-2025
02-2026: 7.1%▲ +0.8 percentage points vs 01-2026
03-2026: 7.1%● unchanged vs 02-2026
04-2026: 3.3%▼ -3.8 percentage points vs 03-2026
05-2026: 3.3%● unchanged vs 04-2026
06-2026: 2.5%▼ -0.8 percentage points vs 05-2026
07-2026: 2.4%▼ -0.1 percentage points vs 06-2026
08-2026: 2.4%● unchanged vs 07-2026
09-2026: 2.3%▼ -0.1 percentage points vs 08-2026
10-2026: 2.2%▼ -0.1 percentage points vs 09-2026lowest value
11-2026: 2.2%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Sector: Construction of residential and non-residential buildings (NACE 41)
Founded in 2021
Size: total assets €118,021
lowers risk
Figures for financial year 2025 (filed on 31-03-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 84% of them on solvency, 46% on liquidity, 91% on profitability and 91% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as VIBE CONSTRUCT has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of VIBE CONSTRUCT itself is higher: 2.2% within 12 months. It rests on far more data about VIBE CONSTRUCT than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for VIBE CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.98 (1.88 in 2024), above the usual 1.5. Short-term debt is 25.2% and cash 5.4% of total assets. 25.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
30 days early
2024
46 days early
2023
36 days early
2022
34 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 37 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 27 March (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end10-11-2026 today30-04-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0769892265
Registered office moved from Oostkamp to Damme
New registered office: Molenstraat 112, 8340 Damme · Previous registered office: Boomkwekerijstraat 5, 8020 Oostkamp · Board meeting of 28-02-2024 · Gazette deed
Registered office moved from Wetteren to Oostkamp
New registered office: Boomkwekerijstraat 5, 8020 Oostkamp · Previous registered office: Scheldedreef 17 bus 1, 9230 Wetteren, België · General meeting of 01-08-2022 · Gazette deed
Purpose change
“Horeca in de meest ruime zin; Aan- en verkoop,in- en uitvoer van:Textielproducten; Aan- en verkoop,in- en…” (deed in Dutch) · BERKELAAR Victor Levinus Maria holds all the shares · Board composition: BERKELAAR Victor Levinus Maria (director (not named in the articles)) · General meeting of 19-10-2021 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| VIBE CONSTRUCT Damme | €118,021 | €64,418 | 74.8% | - |
| VS SUPPORT Harelbeke | €117,698 | €66,322 | 67.6% | - |
| Ayden Ardooie | €115,990 | €57,946 | 69.8% | - |
| BRAVOSIX Ostend | €123,319 | €55,491 | 58.6% | - |
| DE BAETS DANNY Oostkamp | €131,650 | €59,492 | 23.3% | - |
| Algemene bouwwerken Desnyder Stijn Zonnebeke | €133,962 | €58,076 | 55.8% | - |
| PADAG Wingene | €96,787 | €58,681 | 62.3% | - |
These companies have the same main activity as VIBE CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €96,800 and €134,000, founded between 2020 and 2022.
Official details
Source: KBO- Status
- Active since 21-06-2021Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 1 other
- Establishment unit
- 2.319.676.0148340 Damme, since 21-06-2021
- Financial year end
- 30 September
- Peppol
- Reachable since 25-01-2026
Annual accounts to 30-09-2025
- €118,021▲ 49.2%
- Filing
- Filed on 31-03-2026, 30 days before the end of the filing period
Insights on VIBE CONSTRUCT
VIBE CONSTRUCT files the micro format. That format states no turnover. The gross margin rose from €47,858 in 2022 to €64,418 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about VIBE CONSTRUCT
- What is the company number of VIBE CONSTRUCT?
- The company number of VIBE CONSTRUCT is 0769.892.265. The VAT number is the same number with BE in front: BE 0769.892.265.
- Where is VIBE CONSTRUCT based?
- The registered office is at Molenstraat 112, 8340 Damme.Company details
- What does VIBE CONSTRUCT do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of VIBE CONSTRUCT?
- VIBE CONSTRUCT is a private limited company (BV).
- When was VIBE CONSTRUCT founded?
- VIBE CONSTRUCT was founded on 21-06-2021.
- Is VIBE CONSTRUCT still active?
- Yes, VIBE CONSTRUCT is an active enterprise in the KBO register.
- What is the turnover of VIBE CONSTRUCT?
- The turnover in financial year 2025 is ≈ €340,000. This figure is estimated from the gross margin of €64,418 and 111 comparable companies (NACE 41001). It probably lies between €250,000 and €560,000.Financials
- Is VIBE CONSTRUCT profitable?
- In financial year 2025, VIBE CONSTRUCT made a profit of €51,368.
- Where can I find the annual accounts of VIBE CONSTRUCT?
- VIBE CONSTRUCT filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of VIBE CONSTRUCT due?
- VIBE CONSTRUCT must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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