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Generated 30-07-2026
Active BE 0435.250.282Public limited company

VIAGOS

Rue du Cimetière 5 ·5070 Fosses-la-Ville, Belgium· 37 yrs active
Sector: Food manufacturing (10820)
Conclusion Checked

The computed 12-month bankruptcy probability of VIAGOS is 0.5% (very low). The 2024 annual accounts show equity of €395k and a net result of €431k. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 46% of 121 sector peers (fiscal year 2024). The company has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.
Key figures
Equity €395k
Net result €431k
Staff (FTE) 16.1
Better than sector 46%
Snowflake analysis 5 axes · computed by Checked
Health71Profitability100Solvency38Growth78Stability100
77 / 100

Exceptional profile, strong across almost every axis.

Health 71
Profitability 100
Solvency 38
Growth 78
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.5% Very low
0%0,5%1,5%4%10%≥25%
Long track record −Higher-failure-rate sector +Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 1988, 37 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
71 / 100 Healthy
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 30-04-2025 with the NBB · fiscal year 2024 · volledig
€-200k€0€200k€400k€600kOperating result 2020: €220k€220kNet result 2020: €172k€172kOperating result 2021: €129k€129kNet result 2021: €96k€96kOperating result 2022: €-33k€-33kNet result 2022: €-38k€-38kOperating result 2023: €502k€502kNet result 2023: €387k€387kOperating result 2024: €571k€571kNet result 2024: €431k€431k20202021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
stable Equity: stable across 7 fiscal years (±1.2%/year).
€300k€350k€400k€450k2025: €363k (€331k - €395k)2026: €367k (€336k - €399k)2027: €371k (€340k - €403k)2018: €344k2019: €332k2020: €342k2021: €438k2022: €347k2023: €349k2024: €395k2018201920202021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 10, Food manufacturing · compared within the same schema type (full schema)
Metric This company Sector median Position in the sector
Solvency 23.6% 28.8%
better than 46% of 121 sector peers
Net result €431k €25k
better than 81% of 120 sector peers
Equity €395k €397k
better than 50% of 121 sector peers
Gross operating margin €1.30M €404k
better than 87% of 83 sector peers
Staff costs €643k €518k
higher than 55% of 108 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€644k
+14.5% 18-24
Net profit
€431k
+11.3% 18-24
Cash flow
€504k
+12.6% 18-24
Total assets
€1.68M
+10.6% 18-24
Equity
€395k
+13.1% 18-24
Working capital
€232k
+22.1% 18-24
Employees (FTE)
16
-9.0% 18-24
Staff costs
€643k
-7.3% 18-24
Income taxes
€148k
+20.7% 18-24
Dividends
€385k
0.0% 18-24
Debt
€1.28M
+9.9% 18-24
Debt ≤ 1y
€1.26M
+12.4% 18-24
Debt > 1y
€17k
-39.7% 18-24
Current ratio
1.18
+1.2% 18-24
Quick ratio
0.84
+9.1% 18-24
Solvency
23.6%
+2.3% 18-24
Debt / equity
3.25
-2.9% 18-24
ROE
109.2%
-1.6% 18-24
ROA
25.7%
+0.7% 18-24
Interest coverage
52.70
+17.7% 18-24
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€644k
Net profit€431k
Cash flow€504k
Staff costs€643k
Income taxes€148k
Dividends€385k
Total assets€1.68M
Equity€395k
Debt€1.28M
of which ≤ 1y€1.26M
of which > 1y€17k
Working capital€232k
Employees (FTE)16.1
Ratios (computed)
2024
Current ratio1.18
Quick ratio0.84
Working capital ratio13.8%
Solvency23.6%
Debt / equity3.25
Long-term debt ratio0.04
Interest coverage52.70
Gross margin-
Net margin-
ROA25.7%
ROE109.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€1.68M
Fixed assets 21/28€180k
Tangible fixed assets 22/27€148k
Financial fixed assets 28€33k
Current assets 29/58€1.50M
Stocks & contracts in progress 3€433k
Amounts receivable within one year 40/41€538k
Cash & bank 54/58€486k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1.68M
Equity 10/15€395k
Contributions / capital 10/11€262k
Reserves 13€26k
Accumulated profits (losses) 14€106k
Amounts payable 17/49€1.28M
Amounts payable after one year 17€17k
Amounts payable within one year 42/48€1.26M
Trade debts payable within one year 44€768k
Income statement
Gross operating margin 9900€1.30M
Operating result 9901€571k
Financial income 75€20k
Financial charges 65€12k
Result before taxes 9903€579k
Income taxes 67/77€148k
Net result for the period 9904€431k
Result to be appropriated 9905€431k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Food manufacturing(10820)
Legal form Public limited company(014)
Incorporation16-09-1988
StatusActive
Postal code5070
Establishment units 1 location
SA VIAGOS - AD DELHAIZE FOSSES-LA-VILLE
Rue du Cimetière 5, 5070 Fosses-la-VilleDetailhandel in brood-, banketbakkerswerk en suikerwerk
since 19882.040.266.326
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92048D0274/00P000 Wallonia 5.9 ha 1 · 3,659 m² 8.6 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
30-04-2025
NBB filing Annual accounts filed
fiscal year 2024 · volledig
2024
10-05-2024
State Gazette act Director changes
08-05-2024
NBB filing Annual accounts filed
fiscal year 2023 · volledig
2023
25-04-2023
NBB filing Annual accounts filed
fiscal year 2022 · volledig
2022
29-09-2022
State Gazette act Director changes
15-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · volledig
2021
23-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · volledig
2020
31-10-2020
NBB filing Annual accounts filed
fiscal year 2019 · volledig
2019
30-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · volledig
2018
30-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2017
31-08-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
2016
30-09-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 2 years ago
2024
10-05-2024 Isabelle GRUTMAN resigns as managing director Director changes
  • Isabelle GRUTMAN, Gedelegeerd bestuurder
Technical details 
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    "person_name": null,
    "org_rep_person_name": "Gauthier STROOBANTS",
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  "corrected_publication_numac": null
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2022
29-09-2022 5 directors appointed, 4 resigning Director changes
  • GALAFOS SRL, Bestuurder
  • GRUTMAN Isabelle, Bestuurder
  • JANDER Angel Alice, Bestuurder
  • GALAFOS SRL, Gedelegeerd bestuurder
  • Stéphanie LORFEVRE, Directeur
  • BERTRAND Max, Bestuurder
  • GILLES Anne, Bestuurder
  • Max BERTRAND, Gedelegeerd bestuurder
Technical details 
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      "evidence_quote": "acte la d\u00E9mission, de leurs mandats d\u0027administrateurs de: Monsieur BERTRAND Max",
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      "decharge_status": null,
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      "role": "administrateur-d\u00E9l\u00E9gu\u00E9",
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        "name": "Max BERTRAND",
        "address": null,
        "birth_date": null,
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    },
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      "person": null,
      "reason": "de_plein_droit_dissolution",
      "subkind": "regular",
      "via_org": null,
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      "evidence_quote": "Le conseil d\u0027administration d\u00E9cide de r\u00E9silier tous les pouvoirs bancaires, avec effet ce jour.",
      "decharge_status": null,
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  "notary": {
    "name": null,
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    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2022-09-29",
    "filing_date": "2022-09-20",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "enig_aandeelhouder_schriftelijk",
      "date": "2022-09-01",
      "unanimous": true
    },
    {
      "body": "raad_van_bestuur",
      "date": "2022-09-01",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
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    "name_full": "BERTRAND",
    "legal_form": "SA"
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  "publication_proxy": {
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    "org_kbo": null,
    "org_name": null,
    "person_name": "St\u00E9phanie LORFEVRE",
    "org_rep_person_name": null,
    "person_role_at_subject": "Mandataire"
  },
  "co_filed_documents": [
    "copies certifi\u00E9es conformes des R\u00E9solutions de l\u0027actionnaire unique",
    "Proc\u00E8s-verbal du conseil d\u0027administration du 01 septembre 2022"
  ],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Vervaardiging van cacao, chocolade en suikerwerk10820Vervaardiging van cacao, chocolade en suikerwerk10820Vervaardiging van cacao, chocolade en suikerwerk15840Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen47110Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 100 m² en minder dan 400 m²)47113Groothandel in suiker, chocolade en suikerwerk46360Groothandel in suiker, chocolade en suikerwerk46360Detailhandel in brood en banketbakkerswerk in gespecialiseerde winkels (koude bakkers)47241Detailhandel in brood en banketbakkerswerk (koude bakkers)47241Detailhandel in verlichtingsartikelen47552Detailhandel in verlichtingsartikelen in gespecialiseerde winkels47592Groothandel in suiker, chocolade en suikerwerk51360Detailhandel in brood-, banketbakkerswerk en suikerwerk52240Detailhandel in artikelen voor verlichting en woninginrichting52442
Primary activity highlighted.
Names & trade names
Legal nameFR VIAGOS
Registered office
Rue du Cimetière 5
5070 Fosses-la-Ville, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same NACE
FLORENT et Cie BE 0864.193.289 · Fosses-la-Ville
ARIQUA CHOCOLATERIE BE 0699.842.429 · Andenne
BELGIUM CHOCOLATS BE 0798.511.324 · Rochefort
CLAREMBEAU BE 0772.288.660 · Gembloux
Confiserie Louis BE 0668.644.061 · Fernelmont
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative