Active BE 0477.548.618Public limited company

VIA LILA

de Bériotstraat 39 ·1210 Sint-Joost-ten-Node, Belgium· 24 yrs active

Sector: Vervaardiging van sieraden (32123)

Conclusion Checked

The computed 12-month bankruptcy probability of VIA LILA is 0.3% (very low). The 2025 annual accounts show equity of €1.98M and a net result of €283k. Equity is growing by ~13% per year across the filed fiscal years. Its solvency ranks better than 86% of 73 sector peers (fiscal year 2025). The company has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Key figures

Equity	€1.98M
Net result	€283k
Staff (FTE)	2.8
Better than sector	86%

Snowflake analysis 5 of 5 axes measured · computed by Checked

90 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100

Profitability 72

Solvency 100

Growth 78

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

0.3% Very low

0%0,5%1,5%4%10%≥25%

Higher-failure-rate region +Long track record −Lower-failure-rate sector −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Long-established

Founded in 2002, 24 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags 0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2025 · computed

100 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview10 NBB filings

Annual accounts filed on 30-01-2026 with the NBB · fiscal year 2025 · verkort

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~13%/year over 7 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 32 · compared across all schema types (micro, abbreviated and full combined)

Metric	This company	Sector median	Position in the sector
Solvency	69.7%	33.0%	better than 86% of 73 sector peers
Net result	€283k	€12k	better than 94% of 73 sector peers
Equity	€1.98M	€38k	better than 95% of 73 sector peers
Gross operating margin	€596k	€37k	better than 95% of 70 sector peers
Total assets	€2.83M	€195k	better than 95% of 73 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€430k

+41.7% 19-25

Net profit

€283k

+54.6% 19-25

Cash flow

€313k

+48.8% 19-25

Total assets

€2.83M

+11.1% 19-25

Equity

€1.98M

+16.7% 19-25

Working capital

€2.26M

+14.8% 19-25

Employees (FTE)

3

-3.4% 19-25

Staff costs

€157k

-4.1% 19-25

Income taxes

€112k

+26.2% 19-25

Dividends

€1k

0.0% 19-25

Debt

€859k

0.0% 19-25

Debt ≤ 1y

€407k

-0.1% 19-25

Debt > 1y

€425k

0.0% 19-25

Current ratio

6.54

+12.3% 19-25

Quick ratio

3.12

+22.4% 19-25

Solvency

69.7%

+5.1% 19-25

Debt / equity

0.43

-14.3% 19-25

ROE

14.3%

+32.5% 19-25

ROA

10.0%

+39.2% 19-25

Interest coverage

16.36

+42.8% 19-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	verkort
Revenue	-
EBITDA	€430k
Net profit	€283k
Cash flow	€313k
Staff costs	€157k
Income taxes	€112k
Dividends	-
Total assets	€2.83M
Equity	€1.98M
Debt	€859k
of which ≤ 1y	€407k
of which > 1y	€425k
Working capital	€2.26M
Employees (FTE)	2.8

Ratios (computed)

	2025
Current ratio	6.54
Quick ratio	3.12
Working capital ratio	79.7%
Solvency	69.7%
Debt / equity	0.43
Long-term debt ratio	0.22
Interest coverage	16.36
Gross margin	-
Net margin	-
ROA	10.0%
ROE	14.3%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €169k · 6.0% Current assets €2.67M · 94.0%

Equity & liabilities

Equity €1.98M · 69.7% Debt €859k · 30.3%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€2.83M
Fixed assets	21/28	€169k
Tangible fixed assets	22/27	€169k
Current assets	29/58	€2.67M
Stocks & contracts in progress	3	€1.40M
Amounts receivable within one year	40/41	€227k
Investments	50/53	€227k
Cash & bank	54/58	€788k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€2.83M
Equity	10/15	€1.98M
Contributions / capital	10/11	€70k
Reserves	13	€1.90M
Accumulated profits (losses)	14	€6k
Amounts payable	17/49	€859k
Amounts payable after one year	17	€425k
Amounts payable within one year	42/48	€407k
Trade debts payable within one year	44	€12k
Income statement
Gross operating margin	9900	€596k
Operating result	9901	€400k
Financial income	75	€21k
Financial charges	65	€26k
Result before taxes	9903	€395k
Income taxes	67/77	€112k
Net result for the period	9904	€283k
Result to be appropriated	9905	€156k

You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates 2 directors

Current directors & mandates

Christa Vandevelde
Director
State Gazette act 24323746 (12-01-2024)

Current
12-01-2024 → present
Grety Vandevelde
Director
State Gazette act 24323746 (12-01-2024)

Current
12-01-2024 → present

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	Vervaardiging van sieraden(32123)
Legal form	Public limited company(014)
Incorporation	17-05-2002
Status	Active
Postal code	1210

Establishment units 1 location

Goudsmeden Krista en Grety Vandevelde

Brusselsesteenweg 152, 1850 GrimbergenVervaardiging van juwelen en sieraden

since 20022.114.453.213

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (50%) Brussels 1 (50%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23403G0246/00F002	Flanders	2,014 m²	1 · 272 m²	12.3 m · 2 fl.
21572B0469/00L000	Brussels	201 m²	1 · 124 m²	22.4 m · 6 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

30-01-2026

NBB filing Annual accounts filed

fiscal year 2025 · verkort

2025

07-03-2025

State Gazette act Registered-office change

27-01-2025

NBB filing Annual accounts filed

fiscal year 2024 · verkort

2024

30-01-2024

NBB filing Annual accounts filed

fiscal year 2023 · verkort

12-01-2024

State Gazette act Director changes

Christophe KINT

2023

24-01-2023

NBB filing Annual accounts filed

fiscal year 2022 · verkort

2022

27-01-2022

NBB filing Annual accounts filed

fiscal year 2021 · verkort

2021

28-01-2021

NBB filing Annual accounts filed

fiscal year 2020 · verkort

2020

14-01-2020

NBB filing Annual accounts filed

fiscal year 2019 · verkort

2019

07-01-2019

NBB filing Annual accounts filed

fiscal year 2018 · verkort

2018

11-01-2018

NBB filing Annual accounts filed

fiscal year 2017 · verkort

2017

10-01-2017

NBB filing Annual accounts filed

fiscal year 2016 · verkort

Belgisch Staatsblad, acts 2 acts

Address history · 1

07-03-2025

Registered-office move

All acts · 2 updated 1 year ago

2025

07-03-2025 Registered office moved from Brussel to Sint-Joost-ten-Node Registered-office change

Varkensmarkt 12 bus 8A, 1000 Brussel → de Bériotstraat 39, 1210 Sint-Joost-ten-Node

Original publication ↗

Technical details

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2024

12-01-2024 3 directors appointed Director changes·Christophe KINT

Christa Vandevelde, Bestuurder
Grety Vandevelde, Bestuurder
Christa Vandevelde, Gedelegeerd bestuurder

Notary: Christophe KINT · StadenFirm: KINT-MAERTENS-VANDERMEERSCH, geassocieerd notarissen

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Company registry (CBE) Crossroads Bank

Activities

Vervaardiging van sieraden32123Vervaardiging van sieraden32123Vervaardiging van juwelen en sieraden36223Detailhandel in uurwerken en sieraden in gespecialiseerde winkels47770Detailhandel in uurwerken en sieraden47770Gespecialiseerde detailhandel in uurwerken en sieradenhorloges en sieraden52484

Primary activity highlighted.

Names & trade names

Legal nameNL

VIA LILA

Registered office

de Bériotstraat 39

1210 Sint-Joost-ten-Node, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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