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VIA BEMIDDELING

Active
Private limited companyfounded 201115 yrs activeBilzersteenweg 24, 3700 Tongeren-Borgloon, BelgiumKBO/BCE: BE 0837.978.347

VIA BEMIDDELING has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €154k and a net result of €52k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 83% of 7690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
100 / 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 6.03 against 3.66 in 2024), and 16.3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
83.7%
Return on assets
28.5%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 15 years 0 20 y
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €154k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
53 d early
2024
22 d early
2023
23 d early
2022
on the day
2021
30 d early
2020
15 d early
2019
21 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€154k▲ 51.5%
2024 · €101k
2018: €13k 2019: €28k 2020: €36k 2021: €17k 2022: €14k 2023: €53k 2024: €101k
2018 → 2025
Total assets
€184k▲ 35.0%
2024 · €136k
2018: €61k 2019: €60k 2020: €69k 2021: €45k 2022: €45k 2023: €120k 2024: €136k
2018 → 2025
Net result
€52k▲ 8.9%
2024 · €48k
2018: €4k 2019: €15k 2020: €7k 2021: €-18k 2022: €-3k 2023: €39k 2024: €48k
2018 → 2025
Working capital
€148k▲ 60.8%
2024 · €92k
2018: €9k 2019: €25k 2020: €33k 2021: €14k 2022: €12k 2023: €38k 2024: €92k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€17k-€14k▼ 17.1%€53k▲ 270%€101k▲ 89.7%€154k▲ 51.5%
Operating result€-16k-€1k€54k▲ 4,042%€69k▲ 26.8%€73k▲ 6.3%
Net result€-18k-€-3k▲ 83.7%€39k€48k▲ 22.9%€52k▲ 8.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-25k€0€25k€50k€75kOperating result 2021: €-16k€-16kNet result 2021: €-18k€-18kOperating result 2022: €1k€1kNet result 2022: €-3k€-3kOperating result 2023: €54k€54kNet result 2023: €39k€39kOperating result 2024: €69k€69kNet result 2024: €48k€48kOperating result 2025: €73k€73kNet result 2025: €52k€52k20212022202320242025
The operating result has risen four years in a row; 2025 is 6% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €184k
Fixed assets €6k▼ 33.6%
Current assets €177k▲ 40.1%
Equity and liabilities €184k
Equity €154k▲ 51.5%
Debt €30k▼ 13.5%
The debt ratio falls from 25.4% to 16.3%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€79k
2024 · €75k
Cash flow
€58k
2024 · €54k
Solvency
83.7%
2024 · 74.6%
Current ratio
6.03
2024 · 3.66
Quick ratio
6.03
2024 · 3.66
Debt / equity
0.19
2024 · 0.34
ROE
34.0%
2024 · 47.3%
ROA
28.5%
2024 · 35.3%
Interest coverage
151.07
2024 · 106.65
Debt
€30k
2024 · €35k
Debt ≤ 1 year
€29k
2024 · €35k
Income taxes
€21k
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€136k€184k
Fixed assets21/28€9k€6k
Tangible fixed assets22/27€9k€6k
Land and buildings22€6k€4k
Plant, machinery and equipment23-€1k
Furniture and vehicles24€3k€1k
Other tangible fixed assets26€129€0
Current assets29/58€127k€177k
Amounts receivable within one year40/41€34k€90k
Trade receivables40€28k€80k
Other amounts receivable41€7k€10k
Cash at bank and in hand54/58€92k€87k
Deferred charges and accrued income490/1€151€788
Equity and liabilities
Total equity and liabilities10/49€136k€184k
Equity10/15€101k€154k
Contributions10/11€30k€30k=
Reserves13€71k€124k
Distributable reserves133€71k€124k
Amounts payable17/49€35k€30k
Amounts payable within one year42/48€35k€29k
Financial debts43€2k€1k
Credit institutions430/8€0€1k
Other loans439€2k€0
Trade debts44€2k€4k
Suppliers440/4€2k€4k
Taxes, remuneration and social security45€31k€24k
Taxes450/3€31k€24k
Other amounts payable47/48€0-
Accrued charges and deferred income492/3-€525
Income statement Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k
Other operating charges640/8€3k€1k
Gross operating margin9900€78k€80k
Operating profit (loss)9901€69k€73k
Financial income75/76B€205€341
Recurring financial income75€205€341
Financial charges65/66B€707€523
Recurring financial charges65€707€523
Profit (loss) for the period before taxes9903€69k€73k
Income taxes67/77€21k€21k
Profit (loss) for the period9904€48k€52k
Profit (loss) for the period to be appropriated9905€48k€52k
Appropriation of the result
Profit (loss) to be appropriated9906€48k€52k
Profit (loss) brought forward from the previous period14P€0-
Transfer to equity691/2€48k€52k
To other reserves6921€48k€52k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
08-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2018net €52k ▲8.9%
Operating result €73k, net result €52k, both a record.
31-12
Financial Equity above €150kEq €154k ▲51.5%
3 profitable years in a row build equity to €154k.
09-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Liquidity doublescurrent ratio 3.66
Current ratio from 1.56 to 3.66; short-term debt falls from €67k to €35k.
31-12
Financial Equity above €100kEq €101k ▲89.7%
2 profitable years in a row build equity to €101k.
08-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Back to profitnet €39k
Net result €39k after 2 loss-making years.
31-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
01-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Weakest financial yearnet €-18k ▼346%
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
16-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
10-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
25-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
06-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
25-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 2011
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Bilzersteenweg 243700 Tongeren-Borgloon
Ground area
81 m²
Building footprint
64 m²
Volume, LiDAR
562 m³
Parcel 73347A0457/00H000, Flanders · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Via Bemiddeling
Bilzersteenweg 24, 3700 Tongeren-BorgloonOther legal services
since 20112.201.668.089
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73347A0457/00H000 Flanders 81 m² 1 · 64 m² 11.1 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,422 companies in sector 82990 we hold annual accounts for 9,361. 7,082 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded19-07-2011
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.