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LIVE & CO

Active
Public limited companyfounded 199134 yrs activeRue de la Station(O) 46, 1350 Orp-Jauche, BelgiumKBO/BCE: BE 0445.787.551

LIVE & CO has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €153k and a net result of €81k. Equity remains stable across the filed fiscal years (±1.1% per year). Its solvency ranks better than 84% of 2262 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
91 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+47
Solvency100▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 64.67 against 3.05 in 2024; short-term debt: 1.5% and cash: 3.2% of total assets), and 15.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Nine signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 34 years 0 40 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
84.8%
Return on assets
44.7%
Age of the figures
9 mo
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €153k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
31 d late
2023
26 d late
2022
29 d late
2021
31 d late
2020
14 d late
2019
19 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€153k▲ 112%
2024 · €72k
2018: €68k 2019: €69k 2020: €69k 2021: €70k 2022: €71k 2023: €68k 2024: €72k
2018 → 2025
Total assets
€181k▲ 71.6%
2024 · €105k
2018: €96k 2019: €103k 2020: €98k 2021: €112k 2022: €111k 2023: €113k 2024: €105k
2018 → 2025
Net result
€81k▲ 1,829%
2024 · €4k
2018: €1k 2019: €849 2020: €0 2021: €1k 2022: €7k 2023: €-3k 2024: €4k
2018 → 2025
Working capital
€170k▲ 167%
2024 · €64k
2018: €64k 2019: €65k 2020: €61k 2021: €64k 2022: €66k 2023: €59k 2024: €64k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€70k-€71k▲ 2.0%€68k▼ 4.2%€72k▲ 6.2%€153k▲ 112%
Operating result€5k-€12k▲ 153%€413▼ 96.6%€8k▲ 1,952%€110k▲ 1,196%
Net result€1k-€7k▲ 607%€-3k€4k€81k▲ 1,829%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-50k€0€50k€100kOperating result 2021: €5k€5kNet result 2021: €1k€1kOperating result 2022: €12k€12kNet result 2022: €7k€7kOperating result 2023: €413€413Net result 2023: €-3k€-3kOperating result 2024: €8k€8kNet result 2024: €4k€4kOperating result 2025: €110k€110kNet result 2025: €81k€81k20212022202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 1,196% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €181k
Fixed assets €9k▼ 19.9%
Current assets €172k▲ 82.2%
Equity and liabilities €181k
Equity €153k▲ 112%
Provisions €25k
Debt €3k▼ 91.9%
The debt ratio falls from 31.3% to 1.5%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€112k
2024 · €10k
Cash flow
€83k
2024 · €6k
Solvency
84.8%
2024 · 68.7%
Current ratio
64.67
2024 · 3.05
Quick ratio
64.67
2024 · 2.01
Debt / equity
0.02
2024 · 0.46
ROE
52.8%
2024 · 5.8%
ROA
44.7%
2024 · 4.0%
Interest coverage
41.17
2024 · 3.49
Debt
€3k
2024 · €33k
Debt ≤ 1 year
€3k
2024 · €31k
Income taxes
€2k
2024 · €2k
Staff costs
€13k
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€105k€181k
Fixed assets21/28€11k€9k
Tangible fixed assets22/27€11k€9k
Plant, machinery and equipment23€8k€7k
Furniture and vehicles24€3k€2k
Financial fixed assets28€174€50
Current assets29/58€94k€172k
Amounts receivable after more than one year29-€9k
Other amounts receivable291-€9k
Stocks and contracts in progress3€32k-
Stocks30/36€32k-
Amounts receivable within one year40/41€7k€4k
Trade receivables40€7k€4k
Other amounts receivable41€68-
Current investments50/53€30k€150k
Cash at bank and in hand54/58€21k€6k
Deferred charges and accrued income490/1€4k€3k
Equity and liabilities
Total equity and liabilities10/49€105k€181k
Equity10/15€72k€153k
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€7k€84k
Non-distributable reserves130/1€5k€6k
Legal reserve130€5k€6k
Tax-exempt reserves132€3k€77k
Profit (loss) carried forward14€3k€8k
Provisions and deferred taxes16-€25k
Deferred taxes168-€25k
Amounts payable17/49€33k€3k
Amounts payable within one year42/48€31k€3k
Trade debts44€22k€3k
Suppliers440/4€22k€3k
Taxes, remuneration and social security45€9k€80
Taxes450/3€6k€80
Remuneration and social security454/9€2k-
Accrued charges and deferred income492/3€2k-
Income statement Code20242025
Non-recurring operating income76A-€100k
Remuneration, social security and pensions62€18k€13k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k
Other operating charges640/8€7k€5k
Non-recurring operating charges66A-€8k
Gross operating margin9900€35k€137k
Operating profit (loss)9901€8k€110k
Financial income75/76B€401€588
Recurring financial income75€401€588
Financial charges65/66B€3k€3k
Recurring financial charges65€3k€3k
Profit (loss) for the period before taxes9903€6k€108k
Transfer to deferred taxes680-€25k
Income taxes67/77€2k€2k
Profit (loss) for the period9904€4k€81k
Transfer to tax-exempt reserves689-€75k
Profit (loss) for the period to be appropriated9905€4k€6k
Appropriation of the result
Profit (loss) to be appropriated9906€3k€9k
Profit (loss) brought forward from the previous period14P€-771€3k
Transfer to equity691/2€210€2k
To the legal reserve6920€210€2k

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial Highest result since 2018net €81k ▲1829%
Operating result €110k, net result €81k, both a record.
31-12
Financial Liquidity times 21current ratio 64.67
Current ratio from 3.05 to 64.67; short-term debt falls from €31k to €3k.
31-12
Financial Equity above €150kEq €153k ▲112%
2 profitable years in a row build equity to €153k.
31-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial Back to profitnet €4k
Net result €4k after one loss-making year.
26-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial Weakest financial yearnet €-3k ▼140%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
29-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial Back to profitnet €1k
Net result €1k after one loss-making year.
14-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 14 days late
2020
19-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 19 days late
2019
12-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 12 days late
2018
11-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 11 days late
2017
07-08
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 7 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Orp-Jauche · 1 establishment unit since 1992
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de la Station(O) 461350 Orp-Jauche
Ground area
334 m²
Building footprint
88 m²
Volume, LiDAR
551 m³
Parcel 25082B0307/00X003, Wallonia · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue de la Station(O) 46, 1350 Orp-Jauche
NACE 52240
since 19922.056.331.308
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25082B0307/00X003 Wallonia 334 m² 1 · 88 m² 9.1 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

699400ASXXL507JD3A84
live in the LEI register

Similar companies · same sector, comparable size

Of 24,505 companies in sector 82990 we hold annual accounts for 9,396. 7,114 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded26-11-1991
Fiscal year end31-12
Activities, NACEBEL
47620Retail trade
47621Retail sale of newspapers and periodicals
52470
82990Other business support services
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.