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VIA

Active
Public limited companyfounded 198936 yrs activeKloosterstraat 21, 3910 Pelt, BelgiumKBO/BCE: BE 0439.047.338
Summary

VIA has been active since 1989 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags). The 2025 annual accounts show equity of €23,664 and a net result of €37. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 86% of 1660 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability38▼-6
Solvency100=
Growth22=
Track record92
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 36 years 0 40 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
85.1%
Return on assets
0.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
61 d late
2023
on the day
2022
85 d late
2021
31 d early
2020
157 d late
2019
522 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 113 days after the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Strikeout withdrawal
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline

History

VIA was incorporated on 1 December 1989.1 Revenue fell from EUR 31,332 in 2018 to EUR 4,499 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, abbreviated schema

Turnover
€4,499▼ 70.3%
2023 · €15,126
EBIT margin
-10.6%▼ 13.8pp
2023 · 3.1%
Net result
€37▼ 94.5%
2024 · €672
Working capital
€23,664▲ 0.2%
2024 · €23,627
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover€9,838▼ 11.5%€18,603▲ 89.1%€15,126▼ 18.7%€4,499
Operating result€1,213-€6,983€476€29▼ 93.9%-€478
Net result€1,917within the sector's middle half▲ 424%-€6,323below the sector's middle half€1,151within the sector's middle half€672within the sector's middle half▼ 41.6%€37within the sector's middle half▼ 94.5%
EBIT margin12.3%▲ 15.0pp-37.5%▼ 49.9pp3.1%▲ 40.7pp-10.6%
Equity€28,127within the sector's middle half▲ 7.3%€21,803within the sector's middle half▼ 22.5%€22,955within the sector's middle half▲ 5.3%€23,627within the sector's middle half▲ 2.9%€23,664below the sector's middle half▲ 0.2%
Total assets€40,383below the sector's middle half▲ 1.1%€34,564below the sector's middle half▼ 14.4%€35,344below the sector's middle half▲ 2.3%€27,352below the sector's middle half▼ 22.6%€27,793below the sector's middle half▲ 1.6%
Debt€12,256▼ 10.7%€12,761▲ 4.1%€12,389▼ 2.9%€3,725▼ 69.9%€4,129▲ 10.8%
Working capital€28,127▲ 7.3%€21,803▼ 22.5%€22,955▲ 5.3%€23,627▲ 2.9%€23,664▲ 0.2%
Solvency69.7%within the sector's middle half▲ 4.0pp63.1%within the sector's middle half▼ 6.6pp64.9%within the sector's middle half▲ 1.9pp86.4%above the sector's middle half▲ 21.4pp85.1%above the sector's middle half▼ 1.2pp
above within below the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€7,500-€5,000-€2,500€0€2,500Operating result 2021: €1,213€1,213Net result 2021: €1,917€1,917Operating result 2022: -€6,983-€6,983Net result 2022: -€6,323-€6,323Operating result 2023: €476€476Net result 2023: €1,151€1,151Operating result 2024: €29€29Net result 2024: €672€672Operating result 2025: -€478-€478Net result 2025: €37€3720212022202320242025-€500€0€500€1,000Operating result 2023: €476€476Net result 2023: €1,151€1,150Operating result 2024: €29€29Net result 2024: €672€672Operating result 2025: -€478-€478Net result 2025: €37€37202320242025
The operating result turns negative in 2025: a loss of €478 after €29 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €27,793
Equity €23,664 ▲ 0.2%
Debt €4,129 ▲ 10.8%
Debt's share of the balance-sheet total rises from 13.6% to 14.9%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
Current ratio
6.73▼
2024 · 7.34
Debt to equity
0.17▲
2024 · 0.16
ROE
0.2%▼
2024 · 2.8%
ROA
0.1%▼
2024 · 2.5%
Debt ≤ 1 year
€4,129▲
2024 · €3,725
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 17,027 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.5% went bankrupt
4.9% stopped otherwise
94% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 17,027 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 31 lines
Balance sheet Code20242025
Assets
Total assets20/58€27,352€27,793▲
Current assets29/58€27,352€27,793▲
Amounts receivable within one year40/41€26,890€27,351▲
Trade receivables40€19,349€20,921▲
Other amounts receivable41€7,541€6,430▼
Cash at bank and in hand54/58€462€442▼
Equity and liabilities
Total equity and liabilities10/49€27,352€27,793▲
Equity10/15€23,627€23,664▲
Contributions10/11€44,621€44,621=
Capital10€44,621€44,621=
Issued capital100€44,621€44,621=
Profit (loss) carried forward14-€20,994-€20,957▲
Amounts payable17/49€3,725€4,129▲
Amounts payable within one year42/48€3,725€4,129▲
Trade debts44€3,395€3,688▲
Suppliers440/4€3,395€3,688▲
Taxes, remuneration and social security45€330€441▲
Taxes450/3€330€441▲
Income statement Code20242025
Turnover70-€4,499
Goods, raw materials, services and sundry goods60/61€8,275€4,977▼
Gross operating margin9900€29-€478▼
Operating profit (loss)9901€29-€478▼
Financial income75/76B€733€569▼
Recurring financial income75€733€569▼
Financial charges65/66B€90€55▼
Recurring financial charges65€90€55▼
Profit (loss) for the period before taxes9903€672€37▼
Profit (loss) for the period9904€672€37▼
Profit (loss) for the period to be appropriated9905€672€37▼
Appropriation of the result
Profit (loss) to be appropriated9906-€20,994-€20,957▲
Profit (loss) brought forward from the previous period14P-€21,666-€20,994▲
Line20212022202320242025Change
Turnover70€9,838€18,603€15,126-€4,499-
Goods, raw materials, services and sundry goods60/61€4,224€12,819€12,352€8,275€4,977▼ 39.9%
Remuneration, social security and pensions62€4,000€7,589€1,500---
Other operating charges640/8€401€5,177€798---
Gross operating margin9900€5,614€5,784€2,774€29-€478▼ 1,748%
Operating profit (loss)9901€1,213-€6,983€476€29-€478▼ 1,748%
Financial income75/76B€784€781€833€733€569▼ 22.4%
Recurring financial income75€784€781€833€733€569▼ 22.4%
Financial charges65/66B€80€121€158€90€55▼ 38.9%
Recurring financial charges65€80€121€158€90€55▼ 38.9%
Profit (loss) for the period before taxes9903€1,917-€6,323€1,151€672€37▼ 94.5%
Profit (loss) for the period9904€1,917-€6,323€1,151€672€37▼ 94.5%
Profit (loss) for the period to be appropriated9905€1,917-€6,323€1,151€672€37▼ 94.5%
Line20212022202320242025Change
Assets
Total assets20/58€40,383€34,564€35,344€27,352€27,793▲ 1.6%
Current assets29/58€40,383€34,564€35,344€27,352€27,793▲ 1.6%
Amounts receivable within one year40/41€33,174€33,744€34,401€26,890€27,351▲ 1.7%
Trade receivables40€24,027€23,737€23,959€19,349€20,921▲ 8.1%
Other amounts receivable41€9,147€10,007€10,442€7,541€6,430▼ 14.7%
Cash at bank and in hand54/58€7,209€820€943€462€442▼ 4.3%
Equity and liabilities
Total equity and liabilities10/49€40,383€34,564€35,344€27,352€27,793▲ 1.6%
Equity10/15€28,127€21,803€22,955€23,627€23,664▲ 0.2%
Contributions10/11€44,621€44,621€44,621€44,621€44,621=
Capital10€44,621€44,621€44,621€44,621€44,621=
Issued capital100€44,621€44,621€44,621€44,621€44,621=
Profit (loss) carried forward14-€16,494-€22,818-€21,666-€20,994-€20,957▲ 0.2%
Amounts payable17/49€12,256€12,761€12,389€3,725€4,129▲ 10.8%
Amounts payable within one year42/48€12,256€12,761€12,389€3,725€4,129▲ 10.8%
Trade debts44€11,450€11,103€9,041€3,395€3,688▲ 8.6%
Suppliers440/4€11,450€11,103€9,041€3,395€3,688▲ 8.6%
Taxes, remuneration and social security45€806€1,658€3,348€330€441▲ 33.6%
Taxes450/3€806€158€348€330€441▲ 33.6%
Remuneration and social security454/9-€1,500€3,000---
Line20212022202320242025Change
Profit (loss) for the period9904€1,917-€6,323€1,151€672€37▼ 94.5%
Operating cash flow (approximation)€1,917-€6,323€1,151€672€37▼ 94.5%
Change in cash--€6,389€123-€481-€20▲ 95.8%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial Liquidity triplescurrent ratio 7.34
Current ratio from 2.85 to 7.34; short-term debt falls from €12,389 to €3,725.
31-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Back to profitnet €1,151
Net result €1,151 after one loss-making year.
24-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 85 days late
2022
31-12
Financial Weakest financial yearnet -€6,323
Net result drops to -€6,323, the lowest in the series; recovery starts the following year.
30-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
21-01
KBO administration Strikeout withdrawal
event 04-01-2022
04-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 157 days late
04-01
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 522 days late
04-01
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 888 days late
Show earlier events
04-01
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 1253 days late
04-01
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 1618 days late
2021
31-12
Financial Highest result since 2018net €1,917 ▲424%
Net result €1,917, the highest in the series.
2020
31-12
Financial Back to profitnet €366
Net result €366 after one loss-making year.
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 1989
seat establishment The establishment unit on the map
Ground area
711 m²
Building footprint
213 m²
Volume, LiDAR
1,384 m³
2 parcels, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VIA
Leopoldlaan 13, 3900 PeltNACE 70201
since 19892.046.181.049
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72029A0340/00E005 Flanders 564 m² 1 · 119 m² 10.0 m · 2 fl.
72025B0792/00V002 Flanders 147 m² 1 · 94 m² 10.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 9,864 companies in sector 73110 we hold annual accounts for 3,758. 2,704 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded01-12-1989
Fiscal year end31-12
Activities, NACEBEL 2025
73110Advertising agencies
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.