VHT IMMOBILIER
ActiveVHT IMMOBILIER has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7k and a net result of €22k. Equity is shrinking by ~28.8% per year across the filed fiscal years. Its solvency ranks better than 29% of 14056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability99▼-1
Solvency32▼-48
Growth58▼-20
Track record94
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.3%
Return on assets
24.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
3 d early
2024
on the day
2023
111 d late
2022
213 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€7k▼ 84.9%
2024 · €44k
2022: €20k
2023: €13k
2024: €44k
2022 → 2025
Total assets
€91k▲ 14.5%
2024 · €80k
2022: €48k
2023: €42k
2024: €80k
2022 → 2025
Net result
€22k▼ 29.6%
2024 · €32k
2022: €14k
2023: €-4k
2024: €32k
2022 → 2025
Working capital
€6k▼ 87.3%
2024 · €44k
2022: €14k
2023: €10k
2024: €44k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€20k-€13k▼ 36.2%€44k▲ 252%€7k▼ 84.9%
Operating result€19k-€-5k€41k€28k▼ 31.0%
Net result€14k-€-4k€32k€22k▼ 29.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 31% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €91k
Fixed assets
€1k▲ 50.9%
Current assets
€90k▲ 14.2%
Equity and liabilities €91k
Equity
€7k▼ 84.9%
Debt
€85k▲ 139%
The debt ratio rises from 44.5% to 92.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€29k▼
2024 · €46k
Cash flow
€23k▼
2024 · €37k
Solvency
7.3%▼
2024 · 55.5%
Current ratio
1.07▼
2024 · 2.23
Quick ratio
1.07▼
2024 · 2.23
Debt / equity
12.71▲
2024 · 0.80
ROE
334.9%▲
2024 · 71.6%
ROA
24.4%▼
2024 · 39.7%
Interest coverage
56.39▲
2024 · 30.39
Debt
€85k▲
2024 · €36k
Debt ≤ 1 year
€85k▲
2024 · €36k
Income taxes
€8k▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€80k€91k▲
Fixed assets21/28€739€1k▲
Tangible fixed assets22/27€739€1k▲
Furniture and vehicles24€739€1k▲
Current assets29/58€79k€90k▲
Amounts receivable within one year40/41€54k€59k▲
Trade receivables40€1k-
Other amounts receivable41€52k€59k▲
Cash at bank and in hand54/58€25k€31k▲
Deferred charges and accrued income490/1€439€21▼
Equity and liabilities
Total equity and liabilities10/49€80k€91k▲
Equity10/15€44k€7k▼
Contributions10/11€3k€3k=
Reserves13€10k-
Distributable reserves133€10k-
Profit (loss) carried forward14€31k€4k▼
Amounts payable17/49€36k€85k▲
Amounts payable within one year42/48€36k€85k▲
Current portion of amounts payable after more than one year42-€3k
Financial debts43€3k-
Credit institutions430/8€3k-
Trade debts44€3k€3k▲
Suppliers440/4€3k€3k▲
Taxes, remuneration and social security45€30k€20k▼
Taxes450/3€28k€20k▼
Remuneration and social security454/9€2k-
Other amounts payable47/48-€60k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€668▼
Other operating charges640/8€1k€2k▲
Gross operating margin9900€47k€31k▼
Operating profit (loss)9901€41k€28k▼
Financial income75/76B€3k€3k▲
Recurring financial income75€3k€3k▲
Financial charges65/66B€2k€511▼
Recurring financial charges65€2k€511▼
Profit (loss) for the period before taxes9903€42k€31k▼
Income taxes67/77€10k€8k▼
Profit (loss) for the period9904€32k€22k▼
Profit (loss) for the period to be appropriated9905€32k€22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€31k€54k▲
Profit (loss) brought forward from the previous period14P€-398€31k▲
Transfer from equity791/2-€10k
Profit to be distributed694/7-€60k
Return on contributions (dividend)694-€60k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €32k
Net result €32k after one loss-making year.
19-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 111 days late
29-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 213 days late
2023
31-12
Financial
Weakest financial yearnet €-4k ▼130%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meiersplein 41150 Sint-Pieters-WoluweGround area
2,839 m²
Building footprint
2,655 m²
Volume, LiDAR
27,217 m³
Parcel 21019A0101/00N000, Brussels · tallest building 18.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
VHT IMMOBILIER
since 20212.325.042.389
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21019A0101/00N000 | Brussels | 2,839 m² | 1 · 2,655 m² | 18.5 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Immo Faes
BE 1009.036.362
Nijlen · Eq €7k
RIANO
BE 0427.477.713
Elsene · Eq €7k
Heritage Vastgoed
BE 1006.578.502
Aalter · Eq €7k
Immo T.L.C.
BE 0424.896.622
Tienen · Eq €7k
BDI Investments Partners
BE 0694.861.577
Elsene · Eq €7k
Of 11,750 companies in sector 68310 we hold annual accounts for 6,907. 2,390 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-12-2021
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
68312Real estate activities
68321Property management for co-owned buildings (syndics)
68322Real estate appraisal on a fee or contract basis
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.