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CERVUS INVEST

Active
Private limited companyfounded 2022active for 4 yearsBessemstraat 1, 8790 Waregem, BelgiumKBO/BCE: BE 0782.875.221
Summary

The computed 12-month bankruptcy probability of CERVUS INVEST is 1.5% (moderate). The 2025 annual accounts show negative equity (-€48,192) and a net result of €6,379. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 6% of 17,145 sector peers (NACE 68, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 04-03-2022 Normal situation
Activity
Real estate agency activities NACE 68310and 4 others
Establishment units
2.328.749.472 8790 Waregem, since 04-03-2022
2.352.149.139 8520 Kuurne, since 17-11-2023
Financial year end
31 December
Peppol
Reachable since 19-11-2025

Board and ownership

Board

Financial position

55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.5%
Annual accounts 2025
Gross margin
€29,426
Turnover
≈ €66,000
estimated
Profit
€6,379
Equity
-€48,192
▲ 11.7%
Total assets
€82,111
▲ 205%
  • Negative equity on 31-12-2025
Score breakdownraises riskCapped at 59: negative equityNegative equity -€48,1921 change of registered office in 24 months2 establishment unitslowers riskSector: Real estate activities (NACE 68)Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 40% of micro companies in real estate (NACE 68)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 0=
equity -58.7% of total assets
Liquidity 14+13
short-term debt 158.7% · cash 11.4%
Profitability 78+78
return on assets 7.8%
Bankruptcy probability within 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,625 companies, NACE 68, micro)
Last 24 months 12-2024: 1.3% 01-2025: 1.3%● unchanged vs 12-2024lowest value 02-2025: 1.3%● unchanged vs 01-2025lowest value 03-2025: 1.4%▲ +0.1 percentage points vs 02-2025 04-2025: 1.5%▲ +0.1 percentage points vs 03-2025 05-2025: 1.6%▲ +0.1 percentage points vs 04-2025 06-2025: 1.6%● unchanged vs 05-2025 07-2025: 1.7%▲ +0.1 percentage points vs 06-2025 08-2025: 2.3%▲ +0.6 percentage points vs 07-2025 09-2025: 2.5%▲ +0.2 percentage points vs 08-2025highest value 10-2025: 2.5%● unchanged vs 09-2025highest value 11-2025: 2.1%▼ -0.4 percentage points vs 10-2025 12-2025: 2.1%● unchanged vs 11-2025 01-2026: 2.1%● unchanged vs 12-2025 02-2026: 2.1%● unchanged vs 01-2026 03-2026: 2.1%● unchanged vs 02-2026 04-2026: 2.1%● unchanged vs 03-2026 05-2026: 2.0%▼ -0.1 percentage points vs 04-2026 06-2026: 2.1%▲ +0.1 percentage points vs 05-2026 07-2026: 1.5%▼ -0.6 percentage points vs 06-2026 08-2026: 1.5%● unchanged vs 07-2026 09-2026: 1.5%● unchanged vs 08-2026 10-2026: 1.5%● unchanged vs 09-2026 11-2026: 1.5%● unchanged vs 10-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.55 (0.2 in 2024), below 1. Short-term debt is 158.7% and cash 11.4% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 5% of them on solvency, 13% on liquidity, 75% on profitability and 68% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Real estate activities (NACE 68)
KBO
raises risk · Negative equity -€48,192
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · 2 establishment units
KBO · seat and establishments
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 6% of 17145 sector peers (2025).
NBB · sector comparison
Position among 17145 sector peers
Solvency
better than 6%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
31 days early
2024
5 days late
2023
23 days early
2022
31 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 20 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 5 July (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€48,192 View
  • Caution: Lower solvency than 93% of companies in real estatesector median 29.0% · 17,145 companies -58.7% View
  • Positive: Back in profit in 2025after a loss of €73,129 in 2024 €6,379 View

Recent changes

  1. · Gazette deed Registered office moved from Knokke to Waregem
  2. · Gazette deed Appointment: Kerstens Philippe (director)
  3. · Gazette deed IncorporationAppointment: VERMEERSCH Nathalie Jacqueline (director)
All 10 events

Comparable companies

These companies have the same main activity as CERVUS INVEST: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €73,300 and €96,600, founded between 2021 and 2022.

CompanyTotal assetsGross margin
CERVUS INVEST Waregem€82,111€29,426
Gilles Vlieghe Zedelgem€80,356€28,921
KRI-MAXE Knokke-Heist€96,551€28,155
VASTGOED MISSIAEN Wielsbeke€82,746€34,492
VHT IMMOBILIER Sint-Pieters-Woluwe€91,496€31,067
MAISON R Wortegem-Petegem€73,329€31,901
A.D. Vastgoed Genk€78,901€27,783
Full comparison

Key facts about CERVUS INVEST

What is the company number of CERVUS INVEST?
The company number of CERVUS INVEST is 0782.875.221. The VAT number is the same number with BE in front: BE 0782.875.221.
Where is CERVUS INVEST based?
The registered office is at Bessemstraat 1, 8790 Waregem.Company details
What does CERVUS INVEST do?
According to the KBO register, the main activity is real estate agency activities (NACE 68310).
What is the legal form of CERVUS INVEST?
The legal form of CERVUS INVEST is Private limited company (BV).
When was CERVUS INVEST founded?
CERVUS INVEST was founded on 04-03-2022.
Is CERVUS INVEST still active?
Yes, CERVUS INVEST is an active enterprise in the KBO register.
What is the turnover of CERVUS INVEST?
The turnover in financial year 2025 is ≈ €66,000. This figure is estimated from the gross margin of €29,426 and 33 comparable companies (NACE 683). It probably lies between €45,000 and €110,000.Financials
Is CERVUS INVEST profitable?
In financial year 2025, CERVUS INVEST made a profit of €6,379.
Where can I find the annual accounts of CERVUS INVEST?
CERVUS INVEST filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CERVUS INVEST due?
CERVUS INVEST must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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