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Complete company report
Generated 15-08-2026
Active BE 1000.174.918Private limited company

VHR BOUW

Europark-Zuid 8 ·9100 Sint-Niklaas, Belgium· 2 yrs active
Sector: Algemene bouw van residentiële gebouwen (41001)
Conclusion Checked

The computed 12-month bankruptcy probability of VHR BOUW is 2.0% (moderate). The 2025 annual accounts show equity of €30k and a net result of €25k. Its solvency ranks better than 16% of 109 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €30k
Net result €25k
Staff (FTE) 1.8
Better than sector 16%
Snowflake analysis 4 of 5 axes measured · computed by Checked
Health58Profitability100Solvency14Growth-Stability67
60 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 58
Profitability 100
Solvency 14
Growth -
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
2.0% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2025 · computed
58 / 100 Fair
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 28-02-2026 with the NBB · fiscal year 2025 · verkort
Sector comparison
Fiscal year 2025 · NACE 41, Construction of buildings · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 3.5% 25.5%
better than 16% of 109 sector peers
Net result €25k €20k
better than 53% of 109 sector peers
Equity €30k €76k
better than 30% of 109 sector peers
Gross operating margin €323k €79k
better than 77% of 109 sector peers
Staff costs €259k €168k
higher than 60% of 38 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2025
Depositverkort
Revenue-
EBITDA€47k
Net profit€25k
Cash flow€28k
Staff costs€259k
Income taxes€19k
Dividends-
Total assets€841k
Equity€30k
Debt€812k
of which ≤ 1y€812k
of which > 1y-
Working capital€14k
Employees (FTE)1.8
Ratios (computed)
2025
Current ratio1.02
Quick ratio0.24
Working capital ratio1.7%
Solvency3.5%
Debt / equity27.43
Long-term debt ratio-
Interest coverage33.27
Gross margin-
Net margin-
ROA2.9%
ROE83.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€841k
Fixed assets 21/28€16k
Tangible fixed assets 22/27€12k
Financial fixed assets 28€4k
Current assets 29/58€826k
Stocks & contracts in progress 3€627k
Amounts receivable within one year 40/41€137k
Cash & bank 54/58€50k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€841k
Equity 10/15€30k
Contributions / capital 10/11€5k
Accumulated profits (losses) 14€25k
Amounts payable 17/49€812k
Amounts payable within one year 42/48€812k
Trade debts payable within one year 44€76k
Income statement
Gross operating margin 9900€323k
Operating result 9901€44k
Financial income 75€961
Financial charges 65€1k
Result before taxes 9903€43k
Income taxes 67/77€19k
Net result for the period 9904€25k
Result to be appropriated 9905€25k
Ratios computed by Checked.
Legal Structure
NACE primary Algemene bouw van residentiële gebouwen(41001)
Legal form Private limited company(610)
Incorporation22-09-2023
StatusActive
Postal code9100
Establishment units 1 location
Europark-Zuid 8, 9100 Sint-Niklaas
Ontwikkeling van residentiële bouwprojecten
since 20232.352.136.667
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46442C0435/00K000 Flanders 1.8 ha 1 · 1.3 ha 14.0 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 1 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
28-02-2026
NBB filing Annual accounts filed
fiscal year 2025 · verkort
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Overige werkzaamheden in verband met de afwerking van gebouwen43350Overige werkzaamheden in verband met de afwerking van gebouwen43390Metselwerk43910Uitvoeren van metsel- en voegwerken43994
Primary activity highlighted.
Names & trade names
Legal nameNL VHR BOUW
Registered office
Europark-Zuid 8 bus B
9100 Sint-Niklaas, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Comparable size · 5,399 of 29,578 companies in this sector with filed accounts
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ROYAL MAISON BE 0451.030.501 · Liège
PDVA BE 0770.246.712 · Gent
LUCDEL CONSTRUCT BE 0802.522.075 · Ternat
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative