Financials
- Fiscal year
- 2025
- Total assets
- €3.5m
- Profit
- €636,937
- Solvency
- 59.3%
Turnover▲ 0.3%
Net result
20202022
VHJ CONSTRUCT
ActiveSummary
VHJ CONSTRUCT has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.1m and a net result of €636,937. Equity is growing by ~28.2% per year across the filed fiscal years. Its solvency ranks better than 67% of 9,546 sector peers (NACE 43, fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Activity
Site preparation
NACE 43120
#3 company by total assets in Flobecq2 sites
Size
€3.5mtotal assets 2025
- Staff
- 5.4 FTE
- Equity
- €2.1m
- Profit
- €636,937
Turnover not published (abridged schema)
Structure
Accounts 8 days early0 of 2 deeds read
Why 91- Figures for FY 2025 (filed 23-10-2025)+ Liquidity: current ratio 3.33, cash €510,965+ Equity €2.1m (59.3% of total assets)+ Founded in 2010Show the evidence
Checked score
Score 2025
91
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 71% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Strong
Solvency
84+17
equity 59.3% of total assets
Liquidity
65+7
short-term debt 15.7% · cash 14.5%
Profitability
91+10
return on assets 18.1%
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.8%highest value
12-2024: 0.2%▼ -0.6 percentage points vs 11-2024
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.3%▲ +0.1 percentage points vs 08-2025
10-2025: 0.4%▲ +0.1 percentage points vs 09-2025
11-2025: 0.1%▼ -0.3 percentage points vs 10-2025lowest value
12-2025: 0.1%● unchanged vs 11-2025lowest value
01-2026: 0.1%● unchanged vs 12-2025lowest value
02-2026: 0.1%● unchanged vs 01-2026lowest value
03-2026: 0.1%● unchanged vs 02-2026lowest value
04-2026: 0.1%● unchanged vs 03-2026lowest value
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.2%▲ +0.1 percentage points vs 09-2026
Credit up to €180,000 at 30 days acceptable
Liquidity ample (current ratio 3.33 against 1.36 in 2024; short-term debt: 15.7% and cash: 14.5% of total assets), and 40.7% of the assets are financed with debt.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 65% on solvency, 63% on liquidity, 77% on profitability and 81% on growth.
The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 23-10-2025, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 days early
2024
28 days late
2023
on the day
2022
14 days late
2021
30 days late
2020
on the day
2019
179 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 35 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 14 November (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
31-03-2026 close07-10-2026 today31-10-2026 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Highest result since 2019net €636,937 ▲80.6%
- Liquidity doublescurrent ratio 3.33
Key points
By topic
Timeline
- Events
- 16
- Since
- 2016
- Next accounts
- by 31-10-2026
- 31-03-2025Equity above €2m
- 28-11-2024Annual accounts filed
- 31-10-2023Annual accounts filed
Company details
- Sites
- 2
- Legal form
- Private limited company
- Activity
- Site preparationNACE 43120
- Founded
- 31-03-2010
- Year ends
- 31-03
- Peppol
- Reachable for e-invoices
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