Jacobs Grondwerken
ActiveJacobs Grondwerken has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €756k and a net result of €322k. Equity is growing by ~56.4% per year across the filed fiscal years. Its solvency ranks better than 26% of 7757 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▲+7
Solvency50▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity tight (current ratio 1.01 against 0.79 in 2024; short-term debt: 24.7% and cash: 8.7% of total assets), and 75.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.8%
Return on assets
10.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
55 d late
2023
19 d late
2022
6 d early
2021
62 d early
2020
37 d early
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€756k▲ 74.0%
2024 · €435k
2018: €111k
2019: €39k
2020: €50k
2021: €55k
2022: €211k
2023: €296k
2024: €435k
2018 → 2025
Total assets
€3.05M▲ 11.8%
2024 · €2.73M
2018: €1.01M
2019: €1.60M
2020: €2.06M
2021: €1.85M
2022: €1.92M
2023: €2.04M
2024: €2.73M
2018 → 2025
Net result
€322k▲ 132%
2024 · €139k
2018: €14k
2019: €-72k
2020: €10k
2021: €6k
2022: €156k
2023: €85k
2024: €139k
2018 → 2025
Working capital
€8k
2024 · €-179k
2018: €-51k
2019: €-137k
2020: €5k
2021: €-176k
2022: €-144k
2023: €-181k
2024: €-179k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€55k-€211k▲ 283%€296k▲ 40.2%€435k▲ 46.9%€756k▲ 74.0%
Operating result€46k-€177k▲ 282%€142k▼ 19.9%€243k▲ 71.3%€499k▲ 106%
Net result€6k-€156k▲ 2,687%€85k▼ 45.5%€139k▲ 63.3%€322k▲ 132%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 106% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.05M
Fixed assets
€2.29M▲ 11.9%
Current assets
€763k▲ 11.6%
Equity and liabilities €3.05M
Equity
€756k▲ 74.0%
Provisions
€14k▼ 16.4%
Debt
€2.28M▲ 0.2%
The debt ratio falls from 83.5% to 74.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€805k▲
2024 · €460k
Cash flow
€628k▲
2024 · €356k
Solvency
24.8%▲
2024 · 15.9%
Current ratio
1.01▲
2024 · 0.79
Quick ratio
1.01▲
2024 · 0.79
Debt / equity
3.02▼
2024 · 5.24
ROE
42.5%▲
2024 · 31.9%
ROA
10.5%▲
2024 · 5.1%
Interest coverage
12.62▲
2024 · 9.03
Debt
€2.28M▲
2024 · €2.28M
Debt ≤ 1 year
€755k▼
2024 · €863k
Debt > 1 year
€1.53M▲
2024 · €1.41M
Income taxes
€120k▲
2024 · €57k
Staff costs
€508k▲
2024 · €460k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.73M€3.05M▲
Fixed assets21/28€2.05M€2.29M▲
Tangible fixed assets22/27€2.04M€2.28M▲
Land and buildings22€1.20M€1.20M=
Plant, machinery and equipment23€261k€258k▼
Furniture and vehicles24€213k€197k▼
Leasing and similar rights25€369k€631k▲
Financial fixed assets28€5k€5k▲
Current assets29/58€684k€763k▲
Stocks and contracts in progress3€857€857=
Stocks30/36€857€857=
Amounts receivable within one year40/41€507k€467k▼
Trade receivables40€441k€444k▲
Other amounts receivable41€66k€23k▼
Cash at bank and in hand54/58€158k€265k▲
Deferred charges and accrued income490/1€18k€31k▲
Equity and liabilities
Total equity and liabilities10/49€2.73M€3.05M▲
Equity10/15€435k€756k▲
Contributions10/11€19k€19k=
Reserves13€416k€738k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€51k€42k▼
Distributable reserves133€365k€695k▲
Provisions and deferred taxes16€17k€14k▼
Deferred taxes168€17k€14k▼
Amounts payable17/49€2.28M€2.28M▲
Amounts payable after more than one year17€1.41M€1.53M▲
Financial debts170/4€1.41M€1.53M▲
Amounts payable within one year42/48€863k€755k▼
Current portion of amounts payable after more than one year42€277k€309k▲
Financial debts43€125k€50k▼
Credit institutions430/8€125k€40k▼
Other loans439-€10k
Trade debts44€176k€94k▼
Suppliers440/4€176k€94k▼
Taxes, remuneration and social security45€54k€83k▲
Taxes450/3€40k€67k▲
Remuneration and social security454/9€14k€16k▲
Other amounts payable47/48€231k€219k▼
Income statement
Code20242025
Non-recurring operating income76A€19k€0▼
Remuneration, social security and pensions62€460k€508k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€217k€306k▲
Other operating charges640/8€13k€12k▼
Gross operating margin9900€933k€1.32M▲
Operating profit (loss)9901€243k€499k▲
Financial income75/76B€1k€4k▲
Recurring financial income75€1k€4k▲
Financial charges65/66B€51k€64k▲
Recurring financial charges65€51k€64k▲
Profit (loss) for the period before taxes9903€193k€439k▲
Transfer from deferred taxes780€3k€3k=
Transfer to deferred taxes680€0-
Income taxes67/77€57k€120k▲
Profit (loss) for the period9904€139k€322k▲
Transfer from tax-exempt reserves789€8k€8k=
Transfer to tax-exempt reserves689€0-
Profit (loss) for the period to be appropriated9905€147k€330k▲
Appropriation of the result
Profit (loss) to be appropriated9906€147k€330k▲
Transfer to equity691/2€147k€330k▲
To other reserves6921€147k€330k▲
Social balance
Average headcount (FTE)90878.08.5▲
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €322k ▲132%
Operating result €499k, net result €322k, both a record.
31-12
Financial
Equity above €500kEq €756k ▲74%
6 profitable years in a row build equity to €756k.
24-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 55 days late
2024
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 19 days late
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €200kEq €211k ▲283%
3 profitable years in a row build equity to €211k.
30-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 27 days late
2019
31-12
Financial
Weakest financial yearnet €-72k ▼609%
Net result drops to €-72k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 28 days late
2018
25-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 56 days late
2017
25-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 56 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brecht · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Theo Coertjenslaan 252960 BrechtGround area
4,995 m²
Building footprint
1,252 m²
Parcel 11043D0936/00A000, Flanders. Linked by address, not a title deed.
1 establishment unit
Guy Jacobs Grondwerken
since 20102.185.907.767
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11043D0936/00A000 | Flanders | 4,995 m² | 1 · 1,252 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 1,005 EUR awarded · 761 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 120 EUR | 120 EUR |
| 2024 | 1 | 885 EUR | 641 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
6488VC7D70U6Z10MS585
Similar companies · same sector, comparable size
HENSER
BE 0428.643.196
Geetbets · Eq €756k
C.J.M.
BE 0859.797.607
Visé · Eq €755k
BeNed
BE 0820.051.361
Oudsbergen · Eq €755k
PISCINAT
BE 0865.851.692
Yvoir · Eq €759k
JUVALHO MAINTENANCE
BE 0651.939.968
Arendonk · Eq €761k
Of 15,529 companies in sector 43990 we hold annual accounts for 7,421. 3,780 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-02-2010
Fiscal year end31-12
Activities, NACEBEL
43120Site preparation
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.