VH&V
ActiveVH&V has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €116k and a net result of €51k. Equity is growing by ~17.4% per year across the filed fiscal years. Its solvency ranks better than 66% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
90
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency97=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 3.51 against 3.42 in 2023; short-term debt: 28% and cash: 85% of total assets), and 28% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-06-2025, 45 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
45 d early
2023
50 d early
2022
39 d early
2021
48 d early
2020
26 d early
2019
9 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€116k▲ 23.4%
2023 · €94k
2019: €30k
2020: €94k
2021: €73k
2022: €73k
2023: €94k
2019 → 2024
Total assets
€161k▲ 22.9%
2023 · €131k
2019: €61k
2020: €128k
2021: €88k
2022: €127k
2023: €131k
2019 → 2024
Net result
€51k▲ 7.4%
2023 · €47k
2019: €29k
2020: €65k
2021: €-21k
2022: €42k
2023: €47k
2019 → 2024
Working capital
€114k▲ 26.0%
2023 · €90k
2019: €26k
2020: €88k
2021: €63k
2022: €72k
2023: €90k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€94k-€73k▼ 22.8%€73k=€94k▲ 29.6%€116k▲ 23.4%
Operating result€90k-€-21k€50k€59k▲ 19.7%€70k▲ 17.4%
Net result€65k-€-21k€42k€47k▲ 13.3%€51k▲ 7.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 17% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €161k
Fixed assets
€3k▼ 36.4%
Current assets
€159k▲ 24.7%
Equity and liabilities €161k
Equity
€116k▲ 23.4%
Debt
€45k▲ 21.6%
The debt ratio falls from 28.3% to 28.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€71k▲
2023 · €60k
Cash flow
€52k▲
2023 · €47k
Solvency
72.0%▲
2023 · 71.7%
Current ratio
3.51▲
2023 · 3.42
Quick ratio
3.51▲
2023 · 3.42
Debt / equity
0.39▼
2023 · 0.40
ROE
43.6%▼
2023 · 50.1%
ROA
31.4%▼
2023 · 35.9%
Interest coverage
606.61▲
2023 · 147.38
Debt
€45k▲
2023 · €37k
Debt ≤ 1 year
€45k▲
2023 · €37k
Income taxes
€19k▲
2023 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€131k€161k▲
Fixed assets21/28€4k€3k▼
Tangible fixed assets22/27€4k€3k▼
Furniture and vehicles24€4k€3k▼
Current assets29/58€127k€159k▲
Amounts receivable within one year40/41€21k€22k▲
Trade receivables40€13k€13k▲
Other amounts receivable41€8k€8k=
Cash at bank and in hand54/58€106k€137k▲
Deferred charges and accrued income490/1-€102
Equity and liabilities
Total equity and liabilities10/49€131k€161k▲
Equity10/15€94k€116k▲
Contributions10/11€3k€3k=
Reserves13€92k€114k▲
Distributable reserves133€92k€114k▲
Amounts payable17/49€37k€45k▲
Amounts payable within one year42/48€37k€45k▲
Trade debts44€86€510▲
Suppliers440/4€86€510▲
Taxes, remuneration and social security45€6k€8k▲
Taxes450/3€6k€8k▲
Remuneration and social security454/9-€75
Other amounts payable47/48€31k€36k▲
Income statement
Code20232024
Non-recurring operating income76A€162-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€357€1k▲
Other operating charges640/8€384€387▲
Gross operating margin9900€60k€71k▲
Operating profit (loss)9901€59k€70k▲
Financial income75/76B-€13
Recurring financial income75-€13
Financial charges65/66B€405€117▼
Recurring financial charges65€405€117▼
Profit (loss) for the period before taxes9903€59k€70k▲
Income taxes67/77€12k€19k▲
Profit (loss) for the period9904€47k€51k▲
Profit (loss) for the period to be appropriated9905€47k€51k▲
Appropriation of the result
Profit (loss) to be appropriated9906€26k€51k▲
Profit (loss) brought forward from the previous period14P€-21k-
Transfer from equity791/2-€28k
Transfer to equity691/2-€50k
To other reserves6921-€50k
Profit to be distributed694/7€26k€29k▲
Directors or managers695€26k€29k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €116k ▲23.4%
3 profitable years in a row build equity to €116k.
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €42k
Net result €42k after one loss-making year.
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-21k ▼133%
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2019net €65k ▲126%
Operating result €90k, net result €65k, both a record.
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vleugelsstraat 951030 SchaarbeekGround area
263 m²
Building footprint
157 m²
Volume, LiDAR
1,472 m³
Parcel 21910E0150/00R000, Brussels · tallest building 13.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
koshiyo
since 20192.289.670.053
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21910E0150/00R000 | Brussels | 263 m² | 1 · 157 m² | 13.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ESSENTIAL HR
BE 0778.717.285
Wavre · Eq €116k
DIDE Technics
BE 0734.716.897
Evergem · Eq €116k
AML EXPERT
BE 0790.503.280
Ath · Eq €116k
BRPZ Consulting
BE 0804.911.047
Walcourt · Eq €116k
Muermans Management
BE 0790.136.462
Hasselt · Eq €116k
Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 40,817 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-05-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.