Equity
€41,719 from €365,302 in 2024
Equity fell by 89% in 1 year.
VALO GESTION
Lifetime
7 annual accounts with figures on one time axispeak €324,533 (2024)
€54,453▼ 83.2%
peak €726,809 (2024)
€34,206▼ 95.3%
peak €365,302 (2024)
€41,719▼ 88.6%
€131,760▼ 40.4%
Board2 names since 2019
2 directorsPOOT BAUDIER Louis and 1 other
Documentsfilings and deeds
30-07-20261 day before the deadline
2025micro format
Gross margin from €324,533 to €54,453Result from €726,809 to €34,206Dividend €75,118Equity from €365,302 to €41,719Debts from €221,028 to €131,760Cash from €56,548 to €25,960
Key points
from the 2025 annual accountsResult
€34,206 ▼ 95.3%
The result fell in 2025 from €726,809 to €34,206.
Debts
€131,760 76% of the balance sheet
Financial debts 33%Suppliers 1%Taxes and wages 5%Other 61%
Of this, €87,948 falls due within a year.
Investments
€33,468 6.4 × depreciation
Green is investment, beige is depreciation.
Liquidity
1.64 was 0.94 in 2024
Short-term debts fell from €174,548 to €87,948.
Filings
7 annual accounts 6 late
The 2019 accounts came latest: 93 days after the end of the period.
Checked score
88
Excellent
Financially stronger than 30% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,572 companies (NACE 70, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%lowest value
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.2%▲ +0.1 percentage points vs 07-2025
09-2025: 0.3%▲ +0.1 percentage points vs 08-2025highest value
10-2025: 0.2%▼ -0.1 percentage points vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.1%▼ -0.1 percentage points vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
1 of the last 3 accounts late
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €173,479
Liquidity: current ratio 1.64, cash €25,960, halved
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 26% of them on solvency, 23% on liquidity, 63% on profitability and 6% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,713 companies had the same profile as VALO GESTION has now. Each dot stands for 17 companies, two years later.
95.8%
were still trading
2.2%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of VALO GESTION itself is lower: 0.1% within 12 months. It rests on far more data about VALO GESTION than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,713 companies, not a prediction for VALO GESTION. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.64 (0.94 in 2024), above the usual 1.5. Short-term debt is 50.7% and cash 15% of total assets. However, 76% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
1 day early
2024
60 days late
2023
29 days late
2022
31 days late
2021
61 days late
2020
30 days late
2019
93 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 43 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- POOT BAUDIER Louis Roger Jean Joseph 1,860 sharesdeed of 16-01-2019
Shares in 1 company, DELBAU INVEST
Board & ownershipRecent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0718656568
Change of role: POOT BAUDIER Louis, from manager to director
Director discharge: POOT BAUDIER Louis (manager) · General meeting of 06-12-2023 · Gazette deed
Incorporation
Founding capital of €18,600, 1,860 shares, €12,400 paid up · Founder: POOT BAUDIER Louis Roger Jean Joseph · Appointment: POOT BAUDIER Louis Roger Jean Joseph (manager) · published on 16-01-2019 · Gazette deed
First establishment
Pandhoflaan 7, Etterbeek
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| VALO GESTION Etterbeek | €173,479 | €54,453 | 24.0% | - |
| MSA CONSULTING Watermael-Boitsfort | €168,089 | €56,339 | 47.8% | - |
| VH&V Schaerbeek | €178,130 | €61,068 | 65.1% | - |
| LR GEST Uccle | €150,547 | €51,779 | 33.4% | - |
| devytix Uccle | €178,281 | €56,993 | 91.9% | - |
| Adrien Van der Borght SPRL Watermael-Boitsfort | €167,032 | €50,022 | 13.5% | - |
| SHETLAND CONSULTING Auderghem | €187,383 | €54,699 | 19.8% | - |
These companies have the same main activity as VALO GESTION: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €151,000 and €187,000, founded between 2018 and 2019.
Official details
Source: KBO- Status
- Active since 14-01-2019Normal situation
- Activity
- Business and other management consultancyNACE 70200and 1 other
- Establishment unit
- 2.285.448.7711040 Etterbeek, since 14-01-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 02-12-2025
Annual accounts 2025
- ≈ €110,000estimated
- €173,479▼ 70.4%
- Filing
- Filed on 30-07-2026, 1 day before the end of the filing period
Insights on VALO GESTION
VALO GESTION files the micro format. That format states no turnover. The gross margin rose from €19,303 in 2019 to €54,453 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about VALO GESTION
- What is the company number of VALO GESTION?
- The company number of VALO GESTION is 0718.656.568. The VAT number is the same number with BE in front: BE 0718.656.568.
- Where is VALO GESTION based?
- The registered office is at Pandhoflaan 7, 1040 Etterbeek.Company details
- What does VALO GESTION do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of VALO GESTION?
- VALO GESTION is a private limited company (BV).
- When was VALO GESTION founded?
- VALO GESTION was founded on 14-01-2019.
- Is VALO GESTION still active?
- Yes, VALO GESTION is an active enterprise in the KBO register.
- What is the turnover of VALO GESTION?
- The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €54,453 and 120 comparable companies (NACE 70200). It probably lies between €84,000 and €140,000.Financials
- Is VALO GESTION profitable?
- In financial year 2025, VALO GESTION made a profit of €34,206.
- Where can I find the annual accounts of VALO GESTION?
- VALO GESTION filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of VALO GESTION due?
- VALO GESTION must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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