Equity
€907,126 from €2.7m in 2024
Equity fell by 66% in 1 year.
A-HOLDING
Lifetime
14 annual accounts with figures on one time axispeak €831,176 (2021)
-not published
lowest -€1.7m (2025)
-€1.7m▼ €2.4m
peak €2.7m (2024)
€907,126▼ 65.8%
€5.2m▲ 48.1%
peak 3.7 FTE (2024)
3.7 FTEunchanged
Board4 names since 2022
2 directorsDAKA INVEST and 1 other
Documentsfilings and deeds
06-07-202625 days before the deadline
2025financial year
Turnover from €2.0m to €625,498Loss of €1.7mEquity from €2.7m to €907,126Debts from €3.5m to €5.2mInvestments €464,787Cash from €17,205 to €59,786
Key points
from the 2025 annual accountsResult
-€1.7m -€1.7m
From profit to loss in 2025, after a profit of €632,001 in 2024.
Debts
€5.2m 85% of the balance sheet
Financial debts 70%Suppliers 7%Taxes and wages 1%Other 22%
€463,080 of the debts are secured on the company's own assets. In 2024 that was €581,782.
Investments
€10,129 17.4 × depreciation
Green is investment, beige is depreciation.
Staff
3 employees on 31-12-2025
In 2025, 2 people joined and 2 left.
Payment terms
152 days to suppliers
A-HOLDING pays its suppliers 50 days later than in 2024. Customers pay 429 days later.
Turnover -69%: 12-month year
Checked score
53
Fair
Financially stronger than 8% of micro companies in architecture and engineering (NACE 71)
Probability in this band: 1.5% to 4.2%
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59.
Bankruptcy probability within 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 14,828 companies (NACE 71, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%lowest value
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.4%▲ +0.2 percentage points vs 01-2025
03-2025: 0.5%▲ +0.1 percentage points vs 02-2025
04-2025: 0.8%▲ +0.3 percentage points vs 03-2025
05-2025: 0.9%▲ +0.1 percentage points vs 04-2025
06-2025: 1.2%▲ +0.3 percentage points vs 05-2025
07-2025: 1.7%▲ +0.5 percentage points vs 06-2025highest value
08-2025: 1.7%● unchanged vs 07-2025highest value
09-2025: 0.6%▼ -1.1 percentage points vs 08-2025
10-2025: 0.6%● unchanged vs 09-2025
11-2025: 0.3%▼ -0.3 percentage points vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 1.4%▲ +1.1 percentage points vs 07-2026
09-2026: 1.4%● unchanged vs 08-2026
10-2026: 1.4%● unchanged vs 09-2026
11-2026: 1.4%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year
Loss of €1.7m (financial year 2025)
Liquidity: current ratio 0.62, cash €59,786
Equity €907,126 (14.9% of total assets)
lowers risk
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 19% of them on solvency, 4% on liquidity, 4% on profitability and 6% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit verdict
Credit of up to €45,000 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is insufficient, with a current ratio of 0.62 (1.16 in 2024), below 1. Short-term debt is 78.8% and cash 1% of total assets. 85.1% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 892 sector peers (2025).
NBB · sector comparisonPosition among 892 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 days early
2024
27 days late
2023
62 days early
2022
75 days early
2021
27 days early
2020
48 days early
2019
46 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 37 days before the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0832613950
Algemene Vergadering - Boekjaar
General meeting of 07-06-2024 · Gazette deed
Registered office moved within Bocholt
New registered office: Rademakersstraat 39. 3950 Bocholt · Previous registered office: Goolderheideweg 9 te 3950 Bocholt · General meeting of 07-08-2023 · Gazette deed
Company renamed from VH MANAGING to A-HOLDING
Name clause: A-HOLDING · General meeting of 30-01-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| A-HOLDING Bocholt | €625,498 | - | 14.9% | 3.7 |
| 51N4E Cast Schaerbeek | - | - | 59.4% | 3.4 |
| 5E-ARCHITECTEN Destelbergen | €509,250 | 64.6% | 77.2% | - |
| ORG Urbanism & Architecture Molenbeek-Saint-Jean | - | - | 37.8% | 3.1 |
| CAS architecten Kruisem | - | - | 67.8% | 5.9 |
| WASTIAU & Co ARCHITECTENBUREAU Westerlo | - | - | 90.3% | 3.7 |
| ARTBUILD ARCHITECTS Sint-Gillis (bij-Brussel) | - | - | 7.0% | 6 |
These companies have the same main activity as A-HOLDING: activities of building architects (NACE 71111). They are comparable in size and age: total assets between €3.6m and €9.1m, founded between 2005 and 2017.
Official details
Source: KBO- Status
- Active since 04-01-2011Normal situation
- Registered office
- 12 active companies are registered at this addressSource: KBO register, as of 8 November 2026.
- Activity
- Activities of building architectsNACE 71111and 2 others
- Joint committee
- 200Auxiliary committee for white-collar workers · annual accounts 2025
- Establishment unit
- 2.195.178.3933950 Bocholt, since 07-01-2011
- Financial year end
- 31 December
- Peppol
- Reachable since 27-03-2026
Annual accounts 2025
- €6.1m▼ 1.1%
- Employeeson 31-12-2025
- 3=
- Filing
- Filed on 06-07-2026, 25 days before the end of the filing period
Companies linked to A-HOLDING
Subsidiaries and holdings
- A-RENTAL100%
- A-STEEL100%
- A-Struc100%
- AXOR100%
- A-ROOF76%
- A-ENERGY70%
- A-BUILDSTORE60%
- INTEGRATED CONTROLLED ENVIRONMENT15%
Insights on A-HOLDING
A-HOLDING has existed since 2011. The gross margin fell from €831,176 in 2021 to €397,440 in 2022, while staff rose from 2 to 2.8 full-time equivalents.
Solvency fell in 2025 from 43.2% to 14.9% because of the loss.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about A-HOLDING
- What is the company number of A-HOLDING?
- The company number of A-HOLDING is 0832.613.950. The VAT number is the same number with BE in front: BE 0832.613.950.
- Where is A-HOLDING based?
- The registered office is at Rademakersstraat 39, 3950 Bocholt.Company details
- What does A-HOLDING do?
- According to the KBO register, the main activity is activities of building architects (NACE 71111).
- What is the legal form of A-HOLDING?
- A-HOLDING is a private limited company (BV).
- When was A-HOLDING founded?
- A-HOLDING was founded on 04-01-2011.
- Is A-HOLDING still active?
- Yes, A-HOLDING is an active enterprise in the KBO register.
- How many employees does A-HOLDING have?
- A-HOLDING had an average of 3.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does A-HOLDING fall under?
- In its 2025 annual accounts, A-HOLDING states joint committee 200 (Auxiliary committee for white-collar workers).
- What is the turnover of A-HOLDING?
- The turnover of A-HOLDING was €625,498 in financial year 2025, according to the filed annual accounts.
- Is A-HOLDING profitable?
- In financial year 2025, A-HOLDING made a loss of €1.7m.
- Where can I find the annual accounts of A-HOLDING?
- A-HOLDING filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of A-HOLDING due?
- A-HOLDING must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See which support similar companies received that this one did not.Subsidies
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