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5E-ARCHITECTEN

Active
Private limited companyfounded 20179 yrs activeTer Meerenlaan 6, 9070 Destelbergen, BelgiumKBO/BCE: BE 0680.400.560
Summary

5E-ARCHITECTEN has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7.0m and a net result of €1.2m. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 84% of 784 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Risk analysisWatch ReportCompare
5E-ARCHITECTENActiveChecked score 83/100
Risk analysis ReportCompare

Overview

Activity
Activities of building architects
NACE 71111
#6 company by equity in Destelbergen, Professional and technical services sector1 site
Size
€509,250turnover 2025
Equity
€7.0m
Profit
€1.2m
Financial health
83 Excellent Checked score 2025
Bankruptcy chance 12 m
0.6%
Structure
Holdings
1
Accounts 31 d early0 of 4 deeds read
Why 83- Figures for FY 2024 (filed 26-06-2025)- Liquidity: current ratio 0.66, cash €237,210+ Sector Architectural and engineering activities; technical testing and analysis (NACE 71)+ Size: turnover €613,000, total assets €8.3mShow the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Better than 66% of its sector peers (NACE 71, small)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100+5
equity 77.2% of total assets
Liquidity 54=
short-term debt 4.9% · cash 3.4%
Profitability 80+1
return on assets 13.0%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (689 companies)
Last 15 months 08-2025: 0.1% 09-2025: 0.1%▼ -1.4% vs 08-2025 10-2025: 0.1%▼ -8.5% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%▼ -4.6% vs 12-2025 02-2026: 0.1%▼ -4.8% vs 01-2026lowest value 03-2026: 0.1%▲ +16.9% vs 02-2026 04-2026: 0.1%▲ +11.6% vs 03-2026 05-2026: 0.1%▲ +3.9% vs 04-2026 06-2026: 0.1%▲ +16.3% vs 05-2026 07-2026: 0.1%▲ +17.2% vs 06-2026 08-2026: 0.2%▲ +61.5% vs 07-2026 09-2026: 0.3%▲ +42.0% vs 08-2026 10-2026: 0.6%▲ +123% vs 09-2026highest value
  • Figures for FY 2024 (filed 26-06-2025) raises the probability
  • Sector Architectural and engineering activities; technical testing and analysis (NACE 71) lowers the probability
  • Liquidity: current ratio 0.66, cash €237,210 raises the probability
  • Size: turnover €613,000, total assets €8.3m lowers the probability for this profile
Credit up to €50,000 at 30 days acceptable
Liquidity ample (current ratio 2.42 against 0.66 in 2024; short-term debt: 4.9% and cash: 3.4% of total assets), and 22.8% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 71, small). Better than this share of them on solvency 80%, liquidity 59%, profitability 69%, growth against the median 55%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Figures for FY 2024 (filed 26-06-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Sector Architectural and engineering activities; technical testing and analysis (NACE 71)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Liquidity: current ratio 0.66, cash €237,210
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: turnover €613,000, total assets €8.3m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €7.0m
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
31 d early
2024
36 d early
2023
16 d early
2022
31 d early
2021
32 d early
2020
30 d early
2019
18 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 28 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 34% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Liquidity quadruplescurrent ratio 2.42
  3. Annual accounts filedfiscal year 2024 · full…

Key points

  • Positive: Among the best 10% on net resultsector median €37,134 · 786 companies €1.2m View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €1.2m 8 years View

By topic

Financials

Fiscal year
2025
Turnover
€509,250
Profit
€1.2m
Solvency
77.2%
Turnover▼ 16.9%
Net result
20222025
Go to Financials

Timeline

Events
13
Since
2019
Next accounts
by 31-07-2027
  1. 30-06-2026Annual accounts filed
  2. 31-12-2025Liquidity quadruples
  3. 25-06-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Activities of building architectsNACE 71111
Founded
24-08-2017
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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