Turnover
≈ €130,000 estimated
The micro format states no turnover.
VH Constructancy
Overview
Lifetime
1 annual account with figurespeak €62,034 (2025)
€62,034
peak €44,886 (2025)
€44,886
peak €54,886 (2025)
€54,886
€98,019
Board1 name since 2025
1 directorVANHOUTTE Siebe
Documentsfilings and deeds
27-07-20264 days before the deadline
2025micro format
Incorporation 26-021 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsStarting capital
€10,000 100 shares
Checked score
93
Excellent
Financially stronger than 47% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
03-2026: 0.4%
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026highest value
08-2026: 0.1%▼ -0.3 percentage points vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2025
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 0.64, cash €33,047
Size: total assets €152,905
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 35% of them on solvency, 23% on liquidity and 84% on profitability.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit verdict
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.64, below 1. Short-term debt is 64.1% and cash 21.6% of total assets. 64.1% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
4 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1020363289
Incorporation
Founding capital of €10,000, 100 shares · Founder: VANHOUTTE Siebe · Appointment: VANHOUTTE Siebe (director) · published on 26-02-2025 · Gazette deed
First establishment
Veldonkstraat 191, Tremelo
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| VH Constructancy Tremelo | €152,905 | €62,034 | 35.9% | - |
| W. Driesen Begijnendijk | €141,719 | €60,255 | 27.2% | - |
| FER Lubbeek | €143,817 | €70,357 | 28.6% | - |
| MGBV Haacht | €160,947 | €71,846 | 35.2% | - |
| NEXION Leuven | €128,947 | €66,251 | 42.9% | - |
| OHANA 7 Tournai | €146,264 | €66,085 | 30.1% | - |
| Lionsgate consulting Aalst | €147,723 | €59,067 | 28.7% | - |
These companies have the same main activity as VH Constructancy: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €129,000 and €161,000, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 24-02-2025Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Establishment unit
- 2.370.909.0383128 Tremelo, since 24-02-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 12-05-2025
Annual accounts 2025
- €62,034
- €44,886
- €54,886
- €152,905
- Filing
- Filed on 27-07-2026, 4 days before the end of the filing period
Insights on VH Constructancy
VH Constructancy has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €54,886 and a net result of €44,886.
Its solvency ranks better than 34% of 39,364 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 27-07-2026, 4 days before the deadline€62,034
€58,775
€44,886
-€35,390
35.9%
0.64
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €130,000. Estimated: probably between €95,000 and €160,000.
Balance sheet
balance sheet total €152,905 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
35.9%
Higher than 34% of 39,364 companies in 2025.
0.64
Higher than 14% of 38,048 companies in 2025.
29.4%
Higher than 70% of 38,520 companies in 2025.
VH Constructancy
Middle half of the sector
80% of the sector
Micro accounts in head offices and management consultancy (NACE 70)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
152,905 | |
21/28 |
90,276 | |
22/27 |
10,276 | |
23 |
9,337 | |
24 |
939 | |
28 |
80,000 | |
29/58 |
62,628 | |
40/41 |
29,538 | |
40 |
29,040 | |
41 |
498 | |
54/58 |
33,047 | |
490/1 |
44 | |
| Balance sheet: equity and liabilities | ||
10/49 |
152,905 | |
10/15 |
54,886 | |
10/11 |
10,000 | |
14 |
44,886 | |
17/49 |
98,019 | |
42/48 |
98,019 | |
44 |
1,110 | |
440/4 |
1,110 | |
45 |
19,312 | |
450/3 |
19,312 | |
47/48 |
77,596 | |
| Income statement | ||
9900 |
62,034 | |
62 |
1,050 | |
630 |
1,894 | |
640/8 |
315 | |
9901 |
58,775 | |
75/76B |
43 | |
75 |
43 | |
65/66B |
2,366 | |
65 |
2,366 | |
9903 |
56,452 | |
67/77 |
11,565 | |
9904 |
44,886 | |
9905 |
44,886 | |
| Appropriation of the result | ||
9906 |
44,886 | |
| Document | ||
The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 27-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 27-07-2026 | 2026-00369787 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 60,669 | ||
| 46,780 | ||
| 92,170 | ||
| -35,390 | ||
| 35.9% | ||
| 0.64 | ||
| 1.79 | ||
| 81.8% | ||
| 29.4% | ||
| 25.64 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €12,170 |
| Financial fixed assets | €80,000 |
| €1,894 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on VH Constructancy
Debt's share of the balance-sheet total is 64.1%.
Board & ownership
Board
1 director, since incorporationDirector
appointed by deed of 26-02-2025
term without a fixed end
listed in the 2025 annual accounts, filed on 27-07-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “een statutenwijziging. De algemene vergadering kan het mandaat van een al dan niet in de statuten benoemde bestuurder steeds beëindigen…”deed of 26-02-2025
Mandates through the years
1 name, the dashed line is todayVANHOUTTE Siebe
Director
Director
Board
Mandates as a list
- VANHOUTTE Siebe
- Director, appointed by deed of 26-02-2025, still in office
Control
Capital
- Contribution
- €10,000
- Shares
- 100
- Contribution per share
- €100
- Equity per share
- €549 in 2025
- Source
- deed of 26-02-2025
Articles of association
deed of 26-02-2025 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Één of meer, bezoldigd tenzij algemene vergadering bij benoeming anders beslist”
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- 100 shares
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Friday of June at 19:00
Shareholders
At incorporation
deed of 26-02-2025 ↗
- VANHOUTTE Siebe 100 shares (100%) · €10,000
Network & group
No group
VH Constructancy has no parent and no holdings in its annual accounts. VANHOUTTE Siebe is the only director. VH Constructancy shares no director with another company.
Timeline
Timeline
4 events since 2025Filings
Establishments
20252026
2026
Annual accounts 2025 filed NBBmicro format · 4 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1020363289
IncorporationFounding capital of €10,000, 100 shares · Founder: VANHOUTTE Siebe · Appointment: VANHOUTTE Siebe (director) · published on 26-02-20254 points ▸
- Founder, VANHOUTTE Siebe
- Founding capital, €10,000, 100 shares
- Registered office clause, Veldonkstraat 191B, 3128 Tremelo
- Director appointment, VANHOUTTE Siebe
- The deed holds 1 more point.
First establishment Veldonkstraat 191, Tremelo
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1020.363.289
- VAT number
- BE 1020.363.289
- Peppol ID
- 0208:1020363289
- Other Peppol ID
- 9925:BE1020363289
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 24-02-2025
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Friday of June at 19:00deed of 26-02-2025 (in Dutch)
- Peppol
- Reachable since 12-05-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- VH Constructancy in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 26-02-2025 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 26-02-2025 (in Dutch)
Activities
NACEBEL 202570200
Business and other management consultancy main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Algemene coördinatiewerkzaamheden bouwwerf; Overige dienstverlenende activiteiten op het gebied van informatie,n.e.g; Holdings; Op lange…”deed of 26-02-2025 (in Dutch)
29 activities
- Algemene coördinatiewerkzaamheden bouwwerf
- Overige dienstverlenende activiteiten op het gebied van informatie,n.e.g.
- Holdings
- Op lange termijn aanhouden van aandelen die afkomstig zijn van verschillende andere bedrijven die in meerderheid tot de financiële sector behoren
- Managementsactiviteiten van holdings:tussenkomen in het dagelijks bestuur,vertegenwoordigen van bedrijven op grond van bezit van of controle over het maatschappelijk kapitaal,enz.
- Op lange termijn aanhouden van aandelen die afkomstig zijn van verschillende andere bedrijven uit verscheidene economische sectoren...
- Handel in eigen onroerend goed
- Verhuur en exploitatie van eigen of geleased residentieel onroerend goed,exclusief sociale woningen
- Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed,exclusief terreinen
- Verhuur en exploitatie van terreinen
- Beheer van residentieel onroerend goed voor een vast bedrag of op contractbasis
- Beheer van niet-residentieel onroerend goed voor een vast bedrag of op contractbasis
- Activiteiten van hoofdkantoren
- Bouwarchitecten
- Adviesbureaus op het gebied van public relations en communicatie
- Overige adviesbureaus op het gebied van bedrijfsbeheer;adviesbureaus op het gebied van bedrijfsvoering
- Verlenen van adviezen en hulp aan het bedrijfsleven en de overheid op het gebied van planning,organisatie,efficiëntie en toezicht,het verschaffen van informatie aan de bedrijfsleiding,enz.
- Berekenen van de kosten en baten van de voorgestelde maatregelen op het gebied van planning,organisatie,efficiëntie,enz.
- Verlenen van bouwkundige adviezen aan de Bouwheer
- Toezien op de bouwwerkzaamheden(ruwbouw,installatie,afwerking,enz.)
- Ingenieurs en aanverwante technische adviseurs,exclusief landmeters
- Overige gespecialiseerde wetenschappelijke en technische activiteiten
- Diverse ondersteunende activiteiten ten behoeve van voorzieningen
- Overige zakelijke dienstverlening,n.e.g.
- Organisatie van congressen en beurzen
- Overige vormen van onderwijs
- Overige sportactiviteiten,n.e.g.
- Overige recreatie- en ontspanningsactiviteiten,n.e.g.
- Projectontwikkeling-aankoop-verkoop totale Bouwprojecten
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Veldonkstraat 191 registered office 3128 Tremelo | 24-02-2025 | 2.370.909.038 |
Buildings and parcels at the address
- Ground area
- 1,848 m²
- Buildings
- 208 m²
- Volume, LiDAR
- 1,044 m³
- Tallest building
- 6.8 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 24006C0155/00X002 | 1,848 m² | 1 · 208 m² | 6.8 m · 2 |