Skip to content
Checked.be
Complete company report
Generated 13-08-2026
Active BE 0799.573.968Private limited company

VGL@work

Kersbeeklaan 308 ·1180 Ukkel, Belgium· 3 yrs active
Sector: Detailhandel in bloemen, planten, zaden en kunstmeststoffen (47761)
Conclusion Checked

The computed 12-month bankruptcy probability of VGL@work is 6.6% (elevated). The 2024 annual accounts show negative equity (€-8k) and a net result of €-14k. Its solvency ranks better than 21% of 6698 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €-8k
Net result €-14k
Better than sector 21%
Active 3 yrs
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health7Profitability100Solvency33Growth32Stability94
53 / 100

Mixed profile: strong on profitability, weaker on health.

All 5 axes are computed from data Checked has read.

Health 7
Profitability 100
Solvency 33
Growth 32
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
6.6% Elevated
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate region +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
7 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 25-08-2025 with the NBB · fiscal year 2024 · micro
€-15k€-10k€-5k€0€5kOperating result 2023: €4k€4kNet result 2023: €3k€3kOperating result 2024: €-13k€-13kNet result 2024: €-14k€-14k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -13.7% 20.4%
better than 21% of 6698 sector peers
Net result €-14k €4k
better than 15% of 6678 sector peers
Equity €-8k €16k
better than 19% of 6712 sector peers
Gross operating margin €867 €24k
better than 22% of 6657 sector peers
Total assets €59k €94k
better than 36% of 6702 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€-8k
- 23-24
Net profit
€-14k
- 23-24
Cash flow
€-8k
- 23-24
Total assets
€59k
+72.9% 23-24
Equity
€-8k
- 23-24
Working capital
€-34k
-45.1% 23-24
Income taxes
€787
- 23-24
Debt
€67k
+137.3% 23-24
Debt ≤ 1y
€49k
+74.3% 23-24
Debt > 1y
€18k
- 23-24
Current ratio
0.31
+82.2% 23-24
Quick ratio
0.31
+82.2% 23-24
Solvency
-13.7%
- 23-24
Debt / equity
-8.31
- 23-24
ROE
172.8%
+255.3% 23-24
ROA
-23.6%
- 23-24
Interest coverage
-9.66
- 23-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€-8k
Net profit€-14k
Cash flow€-8k
Staff costs-
Income taxes-
Dividends-
Total assets€59k
Equity€-8k
Debt€67k
of which ≤ 1y€49k
of which > 1y€18k
Working capital€-34k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.31
Quick ratio0.31
Working capital ratio-57.7%
Solvency-13.7%
Debt / equity-8.31
Long-term debt ratio-2.21
Interest coverage-9.66
Gross margin-
Net margin-
ROA-23.6%
ROE172.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€59k
Fixed assets 21/28€44k
Tangible fixed assets 22/27€44k
Current assets 29/58€15k
Amounts receivable within one year 40/41€15k
Cash & bank 54/58€2
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€59k
Equity 10/15€-8k
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€-11k
Amounts payable 17/49€67k
Amounts payable after one year 17€18k
Amounts payable within one year 42/48€49k
Trade debts payable within one year 44€5k
Income statement
Gross operating margin 9900€867
Operating result 9901€-13k
Financial charges 65€793
Result before taxes 9903€-14k
Net result for the period 9904€-14k
Result to be appropriated 9905€-14k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Detailhandel in bloemen, planten, zaden en kunstmeststoffen(47761)
Legal form Private limited company(610)
Incorporation15-03-2023
StatusActive
Postal code1180
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21616G0030/00T016 Brussels 342 m² 1 · 99 m² 13.8 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
25-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
06-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Detailhandel in bloemen, planten, zaden en kunstmeststoffen in gespecialiseerde winkels47761Detailhandel in bloemen, planten, zaden en kunstmeststoffen47761Bouwrijp maken van terreinen43120Bouwrijp maken van terreinen43120
Primary activity highlighted.
Names & trade names
Legal nameFR VGL@work
Registered office
Kersbeeklaan 308
1180 Ukkel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Comparable size · 205 of 3,382 companies in this sector with filed accounts
Un peu... beaucoup BE 0798.937.827 · Bastogne
Maurice Artisan Fleuriste BE 1004.691.653 · Sint-Gillis (bij-Brussel)
Le Fleuriste du Fort Jaco BE 0800.345.416 · Ukkel
VAN HULLE BE 0760.893.239 · Eeklo
Ofleurs BE 1000.770.873 · Couvin
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative