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VFC CONSULTING

Active
Public limited companyfounded 197551 yrs activeJachtlaan 135, 1040 Etterbeek, BelgiumKBO/BCE: BE 0414.975.502
Summary

VFC CONSULTING has been active since 1975 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12,596 and a net result of €386. Equity is growing by ~61.7% per year across the filed fiscal years. Its solvency ranks better than 40% of 10466 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Risk analysisWatch ReportCompare
VFC CONSULTINGActiveChecked score 69/100
Risk analysis ReportCompare

Overview

Activity
Buying and selling of own real estate
NACE 68110NACE 68100
#8 oldest company in Etterbeek, Real estate sector1 site
Size
€58,522total assets 2025
Equity
€12,596
Profit
€386
Turnover not published (abridged schema)
Financial health
69 Healthy Checked score 2025
Bankruptcy chance 12 m
0.6%
Structure
Accounts filed 55 d late0 of 3 deeds read
Why 69- Liquidity: current ratio 1.27- Latest accounts 55 days late; 1 of the last 3 late+ Size: total assets €58,522+ Founded in 1975Show the evidence

Checked score

Score 2025
69 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 36% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 47-1
equity 21.5% of total assets
Liquidity 14-3
short-term debt 78.5%
Profitability 39-13
return on assets 0.7%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (26,362 companies)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● 0.0% vs 11-2024 01-2025: 0.3%● 0.0% vs 12-2024 02-2025: 0.3%● 0.0% vs 01-2025 03-2025: 0.3%● 0.0% vs 02-2025 04-2025: 0.3%▲ +2.2% vs 03-2025 05-2025: 0.3%▲ +0.3% vs 04-2025 06-2025: 0.3%▼ -0.9% vs 05-2025 07-2025: 0.5%▲ +56.9% vs 06-2025 08-2025: 0.3%▼ -41.7% vs 07-2025lowest value 09-2025: 0.3%● 0.0% vs 08-2025lowest value 10-2025: 0.3%● 0.0% vs 09-2025lowest value 11-2025: 0.3%● 0.0% vs 10-2025lowest value 12-2025: 0.3%● 0.0% vs 11-2025lowest value 01-2026: 0.3%● 0.0% vs 12-2025lowest value 02-2026: 0.3%● 0.0% vs 01-2026lowest value 03-2026: 0.3%● 0.0% vs 02-2026lowest value 04-2026: 0.3%▲ +2.0% vs 03-2026 05-2026: 0.3%▲ +0.3% vs 04-2026 06-2026: 0.3%▼ -1.0% vs 05-2026 07-2026: 0.3%▲ +9.2% vs 06-2026 08-2026: 0.8%▲ +138% vs 07-2026 09-2026: 1.0%▲ +31.3% vs 08-2026highest value 10-2026: 0.6%▼ -42.3% vs 09-2026
  • Liquidity: current ratio 1.27 raises the probability
  • Size: total assets €58,522 lowers the probability for this profile
  • Latest accounts 55 days late; 1 of the last 3 late raises the probability
  • Founded in 1975 lowers the probability for this profile
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.27 against 1.31 in 2024; short-term debt: 78.5% of total assets), and 78.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 41%, liquidity 13%, profitability 35%, growth against the median 55%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 1.27
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €58,522
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Latest accounts 55 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Founded in 1975
In the bankruptcy model this factor lowers the probability for this profile.
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-09-2026, 55 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
55 d late
2024
2 d early
2023
28 d late
2022
12 d early
2021
4 d early
2020
88 d late
2019
89 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 35 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 July (4 of the last 5 filed years within 31 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Caution: Among the weakest 20% on equitysector median €309,846 · 10,470 companies €12,596 View
  • Positive: 7 profitable years in a rowprofit 2025: €386 7 years View
  • Active since 1975founded 19-02-1975 51 years View

By topic

Financials

Fiscal year
2025
Total assets
€58,522
Profit
€386
Solvency
21.5%
Total assets▲ 12.1%
Net result
20182025
Go to Financials

Timeline

Events
12
Since
2017
Next accounts
by 31-07-2027
  1. 24-09-2026Annual accounts filed
  2. 29-07-2025Annual accounts filed
  3. 28-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Buying and selling of own real estateNACE 68110
Founded
19-02-1975
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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