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VETOCONSULT

Active
Private limited companyfounded 20206 yrs activeDeigné 100, 4920 Aywaille, BelgiumKBO/BCE: BE 0753.427.308

VETOCONSULT has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €93k and a net result of €11k. Equity is growing by ~23.7% per year across the filed fiscal years. Its solvency ranks better than 53% of 1268 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
78 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-10
Solvency80▼-15
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 1.87 against 2.52 in 2024; short-term debt: 45.5% and cash: 17.2% of total assets), and 45.5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 75
Relative position
BE, all sectors
reference
Sector 75
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 6 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
54.5%
Return on assets
6.6%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filings
Deviation from the deadline
2025
24 d late
2024
54 d late
2023
30 d late
2022
28 d late
2021
30 d late
2020
27 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€93k▼ 4.1%
2024 · €97k
2020: €20k 2021: €51k 2022: €66k 2023: €77k 2024: €97k
2020 → 2025
Total assets
€171k▲ 23.8%
2024 · €138k
2020: €41k 2021: €83k 2022: €109k 2023: €125k 2024: €138k
2020 → 2025
Net result
€11k▼ 44.0%
2024 · €20k
2020: €15k 2021: €31k 2022: €14k 2023: €11k 2024: €20k
2020 → 2025
Working capital
€67k▲ 8.7%
2024 · €62k
2020: €20k 2021: €43k 2022: €60k 2023: €58k 2024: €62k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€51k-€66k▲ 27.9%€77k▲ 17.3%€97k▲ 26.3%€93k▼ 4.1%
Operating result€45k-€24k▼ 46.9%€19k▼ 18.9%€31k▲ 61.8%€20k▼ 35.0%
Net result€31k-€14k▼ 53.9%€11k▼ 20.6%€20k▲ 78.0%€11k▼ 44.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40kOperating result 2021: €45k€45kNet result 2021: €31k€31kOperating result 2022: €24k€24kNet result 2022: €14k€14kOperating result 2023: €19k€19kNet result 2023: €11k€11kOperating result 2024: €31k€31kNet result 2024: €20k€20kOperating result 2025: €20k€20kNet result 2025: €11k€11k20212022202320242025
The operating result falls in 2025; 2025 is 35% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €171k
Fixed assets €26k▼ 26.4%
Current assets €145k▲ 41.1%
Equity and liabilities €171k
Equity €93k▼ 4.1%
Debt €78k▲ 90.3%
The debt ratio rises from 29.6% to 45.5%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€30k
2024 · €36k
Cash flow
€21k
2024 · €24k
Solvency
54.5%
2024 · 70.4%
Current ratio
1.87
2024 · 2.52
Quick ratio
1.87
2024 · 2.52
Debt / equity
0.83
2024 · 0.42
ROE
12.1%
2024 · 20.8%
ROA
6.6%
2024 · 14.6%
Interest coverage
291.86
2024 · 213.18
Debt
€78k
2024 · €41k
Debt ≤ 1 year
€78k
2024 · €41k
Income taxes
€9k
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€138k€171k
Fixed assets21/28€35k€26k
Tangible fixed assets22/27€35k€26k
Land and buildings22€11k€9k
Furniture and vehicles24€24k€17k
Current assets29/58€103k€145k
Amounts receivable within one year40/41€48k€114k
Trade receivables40€47k€114k
Other amounts receivable41€422-
Cash at bank and in hand54/58€52k€29k
Deferred charges and accrued income490/1€4k€2k
Equity and liabilities
Total equity and liabilities10/49€138k€171k
Equity10/15€97k€93k
Contributions10/11€5k€5k=
Reserves13€91k€87k
Distributable reserves133€91k€87k
Profit (loss) carried forward14€742€754
Amounts payable17/49€41k€78k
Amounts payable within one year42/48€41k€78k
Trade debts44€2k€9k
Suppliers440/4€2k€9k
Taxes, remuneration and social security45€18k€24k
Taxes450/3€18k€24k
Other amounts payable47/48€22k€45k
Accrued charges and deferred income492/3-€70
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€9k
Other operating charges640/8€3k€2k
Gross operating margin9900€38k€32k
Operating profit (loss)9901€31k€20k
Financial income75/76B€0€274
Recurring financial income75€0€274
Financial charges65/66B€167€102
Recurring financial charges65€167€102
Profit (loss) for the period before taxes9903€31k€21k
Income taxes67/77€11k€9k
Profit (loss) for the period9904€20k€11k
Profit (loss) for the period to be appropriated9905€20k€11k
Appropriation of the result
Profit (loss) to be appropriated9906€21k€12k
Profit (loss) brought forward from the previous period14P€530€742
Transfer from equity791/2-€15k
Transfer to equity691/2€20k€11k
To other reserves6921€20k€11k
Profit to be distributed694/7-€15k
Return on contributions (dividend)694-€15k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
24-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial Weakest financial yearnet €11k ▼44%
Net result drops to €11k, the lowest in the series.
23-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 54 days late
2024
30-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
28-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
30-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial Highest result since 2020net €31k ▲102%
Operating result €45k, net result €31k, both a record.
27-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aywaille · 1 establishment unit since 2020
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Deigné 1004920 Aywaille
Ground area
457 m²
Building footprint
121 m²
Volume, LiDAR
1,080 m³
Parcel 62098K1455/00G000, Wallonia · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
-
Deigné 100, 4920 AywailleVeterinary services
since 20202.306.853.802
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62098K1455/00G000 Wallonia 457 m² 1 · 121 m² 11.3 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 6,078 companies in sector 75000 we hold annual accounts for 1,950. 1,723 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded28-08-2020
Fiscal year end31-12
Activities, NACEBEL
75000Veterinary services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

3 entries
Phone:+32000000000
Enterprise
E-mail:benjaminboudry75@gmail.com
Establishment Aywaille 2.306.853.802
Phone:0495/92.08.62
Establishment Aywaille 2.306.853.802