SoVet

Active

Private limited companyfounded 20215 yrs activeRoute de Mont 41, 4890 Thimister-Clermont, BelgiumKBO/BCE: BE 0761.423.868

SoVet has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €45k and a net result of €483. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 23% of 1470 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).

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Checked score

Score 2024

62 / 100

Healthy

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability69▲+11

Solvency51▼-10

Growth52=

Track record94

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €2.5k at 30 days acceptable

Liquidity short (current ratio 0.46 against 0.88 in 2023; short-term debt: 71.1% and cash: 13.6% of total assets), and 74% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 75

Relative position

BE, all sectors

reference

Sector 75

lower

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

26%

Return on assets

0.3%

Age of the figures

21 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 1470 sector peers (2024).

NBB · sector comparison

Position among 1470 sector peers

Solvency

better than 23%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-07-2025, 22 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

not confirmed

2024

22 d early

2023

30 d early

2022

12 d early

2021

30 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€45k▼ 28.6%

2023 · €63k

2021: €39k 2022: €64k 2023: €63k

2021 → 2024

Total assets

€174k▼ 2.4%

2023 · €178k

2021: €58k 2022: €102k 2023: €178k

2021 → 2024

Net result

€483

2023 · €-477

2021: €19k 2022: €25k 2023: €-477

2021 → 2024

Working capital

€-66k▼ 380%

2023 · €-14k

2021: €4k 2022: €36k 2023: €-14k

2021 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2021202220232024Trend

Equity€39k-€64k▲ 65.2%€63k▼ 0.7%€45k▼ 28.6%

Operating result€24k-€36k▲ 49.2%€3k▼ 90.7%€5k▲ 57.7%

Net result€19k-€25k▲ 35.7%€-477€483

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result recovers in 2024; 2024 is 58% above 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €174k

67.1%

32.9%

Fixed assets €117k▲ 45.3%

Current assets €57k▼ 41.5%

Equity and liabilities €174k

26.0%

74.0%

Equity €45k▼ 28.6%

Debt €129k▲ 12.0%

The debt ratio rises from 64.5% to 74.0%. Equity is lower and debt is higher.

Key figures and ratios

2024 value · change against 2023

EBITDA

€36k▲

2023 · €16k

Cash flow

€32k▲

2023 · €12k

Solvency

26.0%▼

2023 · 35.5%

Current ratio

0.46▼

2023 · 0.88

Quick ratio

0.30▼

2023 · 0.86

Debt / equity

2.85▲

2023 · 1.82

ROE

1.1%▲

2023 · -0.8%

ROA

0.3%▲

2023 · -0.3%

Interest coverage

7.05▲

2023 · 4.73

Debt

€129k▲

2023 · €115k

Debt ≤ 1 year

€124k▲

2023 · €112k

Income taxes

€-346▼

2023 · €500

Staff costs

€-262▲

2023 · €-312

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€178k€174k▼

Fixed assets21/28€80k€117k▲

Tangible fixed assets22/27€80k€117k▲

Land and buildings22€7k€6k▼

Plant, machinery and equipment23€10k€8k▼

Furniture and vehicles24€63k€103k▲

Current assets29/58€98k€57k▼

Stocks and contracts in progress3€1k€20k▲

Stocks30/36€1k€20k▲

Amounts receivable within one year40/41€7k€11k▲

Trade receivables40€859€615▼

Other amounts receivable41€6k€10k▲

Cash at bank and in hand54/58€88k€24k▼

Deferred charges and accrued income490/1€1k€3k▲

Equity and liabilities

Total equity and liabilities10/49€178k€174k▼

Equity10/15€63k€45k▼

Contributions10/11€20k€20k=

Reserves13€44k€25k▼

Distributable reserves133€44k€25k▼

Profit (loss) carried forward14€-477€6▲

Amounts payable17/49€115k€129k▲

Amounts payable within one year42/48€112k€124k▲

Trade debts44€635€1k▲

Suppliers440/4€635€1k▲

Taxes, remuneration and social security45€11k€465▼

Taxes450/3€11k€465▼

Other amounts payable47/48€100k€122k▲

Accrued charges and deferred income492/3€3k€5k▲

Income statement Code20232024

Remuneration, social security and pensions62€-312€-262▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€31k▲

Other operating charges640/8€449€937▲

Gross operating margin9900€16k€37k▲

Operating profit (loss)9901€3k€5k▲

Financial income75/76B€3€0▼

Recurring financial income75€3€0▼

Financial charges65/66B€3k€5k▲

Recurring financial charges65€3k€5k▲

Profit (loss) for the period before taxes9903€23€137▲

Income taxes67/77€500€-346▼

Profit (loss) for the period9904€-477€483▲

Profit (loss) for the period to be appropriated9905€-477€483▲

Appropriation of the result

Profit (loss) to be appropriated9906€-477€6▲

Profit (loss) brought forward from the previous period14P-€-477

Transfer from equity791/2-€19k

Transfer to equity691/2€0-

To other reserves6921€0-

Profit to be distributed694/7-€19k

Return on contributions (dividend)694-€19k

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 7Financial 3Filings 4

2025

09-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Back to profitnet €483

Net result €483 after one loss-making year.

01-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Weakest financial yearnet €-477 ▼102%

Net result drops to €-477, the lowest in the series; recovery starts the following year.

19-07

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

31-12

Financial Highest result since 2021net €25k ▲35.7%

Operating result €36k, net result €25k, both a record.

30-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 30 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Thimister-Clermont · 1 establishment unit since 2021

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Route de Mont 414890 Thimister-Clermont

Ground area

989 m²

Building footprint

128 m²

Volume, LiDAR

476 m³

Parcel 63077C0191/00G000, Wallonia · tallest building 4.5 m, ±1 floor. Linked by address, not a title deed.

1 establishment unit

SoVet

Route de Mont 41, 4890 Thimister-ClermontVeterinary services

since 20212.311.873.848

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
63077C0191/00G000	Wallonia	989 m²	1 · 128 m²	4.5 m · 1 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

CABINET VETERINAIRE SteVéto

Wortegem-Petegem · Eq €45k

Of 6,078 companies in sector 75000 we hold annual accounts for 1,949. 1,598 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded11-01-2021

Fiscal year end31-12

Activities, NACEBEL

75000Veterinary services

70100Activities of head offices

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.