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Complete company report
Generated 07-08-2026
Active BE 0783.482.757Private limited companyOpen bankruptcy

VESTIABEL

Industrielaan 9 ·1070 Anderlecht, Belgium· 4 yrs active
Sector: Head offices & management consulting (70200)
Conclusion Checked

A bankruptcy procedure is open for VESTIABEL according to publications in the Belgian State Gazette. The 2023 annual accounts show equity of €926 and a net result of €-7k.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €926
Net result €-7k
Better than sector 10%
Active 4 yrs
Snowflake analysis 5 axes · computed by Checked
Health0Profitability0Solvency13Growth32Stability0
9 / 100

Fragile profile, watch health in particular.

Health 0
Profitability 0
Solvency 13
Growth 32
Stability 0
Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based
50 / 100
High risk
Components
· Open bankruptcy (+50)
Trust signals 1 signals
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags 0 events
No administrative flags
Health barometer FY 2023 · computed
0 / 100 Critical
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 25-10-2024 with the NBB · fiscal year 2023 · micro
€-10k€-5k€0€5kOperating result 2022: €6k€6kNet result 2022: €6k€6kOperating result 2023: €-7k€-7kNet result 2023: €-7k€-7k20222023
Operating resultNet result
Sector comparison
Fiscal year 2023 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 3.0% 58.6%
better than 10% of 10068 sector peers
Net result €-7k €28k
better than 9% of 10062 sector peers
Equity €926 €52k
better than 9% of 10075 sector peers
Gross operating margin €-6k €46k
better than 5% of 10048 sector peers
Total assets €31k €106k
better than 14% of 10068 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Net profit
€-7k
- 22-23
Total assets
€31k
+143.6% 22-23
Equity
€926
-87.8% 22-23
Working capital
€-284
- 22-23
Debt
€30k
+493.8% 22-23
Debt ≤ 1y
€30k
+630.3% 22-23
Debt > 1y
€935
- 22-23
Current ratio
0.99
-68.0% 22-23
Quick ratio
0.99
-68.0% 22-23
Solvency
3.0%
-95.0% 22-23
Debt / equity
32.11
+4758.4% 22-23
ROE
-718.2%
- 22-23
ROA
-21.7%
- 22-23
Figures by fiscal year
Fiscal year2023
Revenue-
EBITDA-
Net profit€-7k
Cash flow-
Staff costs-
Income taxes-
Dividends-
Total assets€31k
Equity€926
Debt€30k
of which ≤ 1y€30k
of which > 1y-
Working capital€-284
Employees (FTE)-
Ratios (computed)
2023
Current ratio0.99
Quick ratio0.99
Working capital ratio-0.9%
Solvency3.0%
Debt / equity32.11
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-21.7%
ROE-718.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€31k
Fixed assets 21/28€1k
Tangible fixed assets 22/27€1k
Current assets 29/58€29k
Amounts receivable within one year 40/41€13k
Cash & bank 54/58€5k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€31k
Equity 10/15€926
Contributions / capital 10/11€2k
Accumulated profits (losses) 14€-1k
Amounts payable 17/49€30k
Amounts payable within one year 42/48€30k
Income statement
Gross operating margin 9900€-6k
Operating result 9901€-7k
Financial income 75€612
Financial charges 65€122
Result before taxes 9903€-7k
Net result for the period 9904€-7k
Result to be appropriated 9905€-7k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates1 person
Role Name Tenure Source
Curator CHRISTOPHE CHARDON
AVENUE DU CENTE- NAIRE 120, 1400 NIVELLES
 03-02-2025 → present Belgian State Gazette
Legal Structure
NACE primary Head offices & management consulting(70200)
Legal form Private limited company(610)
Incorporation16-03-2022
StatusActive
Postal code1070
First BS signal 12-02-2025
Latest BS signal 12-02-2025
Company structure, linked entities1 linked entities
VESTIABELBE 0783.482.757CHRISTOPHE CHARDONReceiver
Mandates
Establishment units 1 location
VESTIABEL
Avenue Reine Astrid 64, 1410 WaterlooOntwerpen en programmeren van computerprogramma's
since 20222.329.386.308
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
21306C0289/00B004 Brussels 9,782 m² 1 · 4,538 m² 28.4 m · 7 fl.
25763L0437/00_000 Wallonia 1,396 m² 1 · 125 m² -
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 5 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
12-02-2025
Bankruptcy Opening
Tribunal de l’entreprise francophone de Bruxelles · SRL VESTIABEL BOULEVARD INDUS- TRIEL 9, 1070 ANDERLECHT · event 03-02-2025
2024
11-12-2024
State Gazette act Registered-office change
25-10-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
11-04-2024
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
23-06-2022
State Gazette act Registered-office change
Lifecycle & Insolvency Signals 1 events
12-02-2025
Bankruptcy Opening
Date: 03-02-2025 · Tribunal de l’entreprise francophone de Bruxelles · SRL VESTIABEL BOULEVARD INDUS- TRIEL 9, 1070 ANDERLECHT · Publications in State Gazette ↗
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-02-12 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad, acts 2 acts
Address history · 2
11-12-2024
Registered-office move
23-06-2022
Registered-office move
All acts · 2 updated 1 year ago
2024
11-12-2024 Registered office moved within Bruxelles Registered-office change
  • RUE BOLLINCKX 13? 1070 BRUXELLES → Boulevard Industriel 9
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Boulevard Industriel 9",
        "city": "Bruxelles",
        "region": "brussels_hoofdstedelijk_gewest",
        "street": "Boulevard Industriel",
        "country": "BE",
        "postcode": "1070",
        "box_number": null,
        "street_number": "9",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "RUE BOLLINCKX 13? 1070 BRUXELLES",
        "city": "BRUXELLES",
        "region": "brussels_hoofdstedelijk_gewest",
        "street": null,
        "country": "BE",
        "postcode": "1070",
        "box_number": null,
        "street_number": null,
        "locality_suffix": null
      },
      "effective_date": "2024-11-04",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Bruxelles",
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2024-12-11",
    "filing_date": "2024-12-03",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "date": "2024-11-04",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0783.482.757",
    "name_full": "VESTIABEL",
    "legal_form": "SRL",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Maryse COURTOIS",
    "org_rep_person_name": null,
    "person_role_at_subject": "Administrateur"
  },
  "co_filed_documents": []
}
2022
23-06-2022 Registered office moved from WATERLOO to Bruxelles Registered-office change
  • AVENUE REINE ASTRID 64 1410 WATERLOO → 1070 Bruxelles, rue Bollinckx 13
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "1070 Bruxelles, rue Bollinckx 13",
        "city": "Bruxelles",
        "region": "brussels_hoofdstedelijk_gewest",
        "street": "rue Bollinckx",
        "country": "BE",
        "postcode": "1070",
        "box_number": null,
        "street_number": "13",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "AVENUE REINE ASTRID 64 1410 WATERLOO",
        "city": "WATERLOO",
        "region": "waals_gewest",
        "street": "AVENUE REINE ASTRID",
        "country": "BE",
        "postcode": "1410",
        "box_number": null,
        "street_number": "64",
        "locality_suffix": null
      },
      "effective_date": "2022-06-02",
      "evidence_quote": "",
      "region_changed": true,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": null,
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": true,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2022-06-23",
    "filing_date": "2022-06-02",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "date": "2022-06-02",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0783.482.757",
    "name_full": "VESTIABEL",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": []
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
Legal nameFR VESTIABEL
Registered office
Industrielaan 9
1070 Anderlecht, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative